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INSERT INTO `wpjg_posts` VALUES (4,1,'2018-03-29 03:52:08','2018-03-29 03:52:08','<label> Your Name (required)\r\n    [text* your-name] </label>\r\n\r\n<label> Your Email (required)\r\n    [email* your-email] </label>\r\n\r\n<label> Subject\r\n    [text your-subject] </label>\r\n\r\n<label> Your Message\r\n    [textarea your-message] </label>\r\n\r\n[submit \"Send\"]\n1\n\"Contact Form 1\" form inquiry from your Agent Image website\n[your-name] <notifications@agentimage.com>\ninfo@buyerben.com\nFrom: [your-name] <[your-email]>\r\nSubject: \"Contact Form 1\" form inquiry from your Agent Image website\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\nchaserealproperties.com \"[your-subject]\"\nchaserealproperties.com <wordpress@aios3-staging.agentimage.com>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on chaserealproperties.com (https://buyerben.com)\nReply-To: production@thedesignpeople.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Contact form 1','','publish','closed','closed','','contact-form-1','','','2019-04-12 10:02:42','2019-04-12 10:02:42','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=4',0,'wpcf7_contact_form','',0),(5,1,'2018-03-29 04:03:33','2018-03-29 04:03:33','[optima_express_map_search height=\"900\" zoom=\"10\"]','Properties','','publish','closed','closed','','properties','','','2019-03-29 23:46:49','2019-03-29 23:46:49','',0,'https://buyerben.com/properties/',0,'page','',0),(6,1,'2018-03-29 04:03:33','2018-03-29 04:03:33','<ul>\r\n 	<li><a href=\"[blogurl]/communities/orange-county/\">Orange County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/putnam-county/\">Putnam County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/rockland-county/\">Rockland County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/westchester-county/\">Westchester County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/bronx/\">Bronx</a></li>\r\n 	<li><a href=\"[blogurl]/communities/manhattan/\">Manhattan</a></li>\r\n 	<li><a href=\"[blogurl]/communities/queens/\">Queens</a></li>\r\n 	<li><a href=\"[blogurl]/communities/brooklyn/\">Brooklyn</a></li>\r\n 	<li><a href=\"[blogurl]/communities/nassau-county/\">Nassau County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/suffolk-county/\">Suffolk County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/staten-island/\">Staten Island</a></li>\r\n</ul>','Communities','','publish','closed','closed','','communities','','','2019-04-11 07:53:57','2019-04-11 07:53:57','',0,'https://buyerben.com/communities/',0,'page','',0),(7,1,'2018-03-29 04:03:33','2018-03-29 04:03:33','Chase Real Properties has been representing buyers and sellers all throughout the New York metropolitan area. We specialize particularly in residential and commercial real estate in <a href=\"https://buyerben.com/communities/westchester-county/\"><strong>Westchester</strong></a>, <a href=\"https://buyerben.com/communities/bronx/\"><strong>Bronx</strong></a>, <a href=\"https://buyerben.com/communities/queens/\"><strong>Queens</strong></a> and <a href=\"https://buyerben.com/communities/brooklyn/\"><strong>Brooklyn</strong></a>. Established by Sabry Humodah, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \r\n\r\nIn today’s real estate market, <a href=\"https://buyerben.com/sellers/decide-to-sell/\"><strong>selling</strong></a> and <a href=\"https://buyerben.com/buyers/deciding-to-buy/\"><strong>buying</strong></a> a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the Chase Real Properties team, our agents’ skills go far beyond closing deals.\r\n\r\nOur agents are well known for their all-out approach to the job. Whether dealing with a buyer or a seller, each member of our team is masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With our vast network and access to real-time market information, our agents are able to give valuable insights and guidance in all aspects of the buying and selling process.\r\n\r\n<h2 class=\"ip_about_subtitle\">Seller Services</h2>\r\n\r\nWe showcase our sellers’ properties on our agent websites as well as top real estate sites in a way that gets attention. Our listings appear on leading local and national publications. Our goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \r\n\r\n<h2 class=\"ip_about_subtitle\">Buyer Services</h2>\r\n\r\nBuying a home in <a href=\"https://buyerben.com/communities/westchester-county/\"><strong>Westchester County</strong></a>, <a href=\"https://buyerben.com/communities/bronx/\"><strong>Bronx</strong></a>, <a href=\"https://buyerben.com/communities/queens/\"><strong>Queens</strong></a> or <a href=\"https://buyerben.com/communities/brooklyn/\"><strong>Brooklyn</strong></a>? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. Our clients get the best-personalized service, qualified advice, and professional assistance in all areas we service. Knowing that we are on their side gives Chase Real Properties’ clients a stress-free real estate experience. \r\n\r\nIn today’s real estate market, the experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, our team at Chase Real Properties looks forward to helping you realize all your real estate goals, big and small. \r\n\r\n\r\n<h2 class=\"ip_about_subtitle\">Giving Back</h2>\r\n\r\nOur team is well respected within the community, and many of our agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\r\n\r\n<h2 class=\"ip_about_subtitle\">Speak with us at Chase Real Properties today!</h2>\r\n\r\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. Speak with one of our agents today to get started!','About','','publish','closed','closed','','about','','','2019-05-31 05:05:38','2019-05-31 05:05:38','',0,'https://buyerben.com/about/',0,'page','',0),(8,1,'2018-03-29 04:05:56','2018-03-29 04:05:56',' ','','','publish','closed','closed','','8','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=8',26,'nav_menu_item','',0),(10,1,'2018-03-29 04:05:56','2018-03-29 04:05:56',' ','','','publish','closed','closed','','10','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=10',3,'nav_menu_item','',0),(11,1,'2018-03-29 04:06:16','2018-03-29 04:06:16','','Home','','publish','closed','closed','','home','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=11',1,'nav_menu_item','',0),(12,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Buyer]\n	','Buyers','','publish','closed','closed','','buyers','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',0,'https://buyerben.com/buyers/',0,'page','',0),(13,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\r\n						<p><h3>Why do you want to buy?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h3>Has your income grown?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>','Deciding to Buy','','publish','closed','closed','','deciding-to-buy','','','2018-10-15 00:30:32','2018-10-15 00:30:32','',12,'https://buyerben.com/buyers/deciding-to-buy/',0,'page','',0),(14,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3>Build your Green File</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3>Check your Credit Rating</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3>Be careful with your finances</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','Preparing to Buy','','publish','closed','closed','','preparing-to-buy','','','2018-10-14 23:14:25','2018-10-14 23:14:25','',12,'https://buyerben.com/buyers/preparing-to-buy/',0,'page','',0),(15,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Buyer]\n						<p>Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. We can guide you through this process, and also provide you with access to property listings before they hit the general market.<br /> \n						Here are some factors to consider when choosing your real estate professional:</p> \n						<ul>\n						<li>Look for a full-time agent &ndash; one who has experience completing transactions similar to yours.</li>\n						<li>Interview a few agents: Are they familiar with the area in which you are interested?</li>\n						<li>Ask how much time the agent will have for you, and if they are available at night and on weekends.</li>\n						<li>Ask about their credentials and education: A good agent will continually strive to improve and gain knowledge of the latest real estate trends and hold the highest designations in their respective fields of expertise.</li>\n						<li>Does the agent return your calls promptly? Time is money when attempting to buy a property.</li>\n						<li>Ask for a list of properties they have sold or a list of references.</li>\n						<li>Choose an agent who listens attentively to your needs and concerns.  Pick an agent, with whom you feel comfortable.</li>\n						</ul>\n	','Choose a Real Estate Agent','','publish','closed','closed','','choose-a-real-estate-agent','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',12,'https://buyerben.com/buyers/choose-a-real-estate-agent/',0,'page','',0),(16,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Buyer]\r\n						<p>Once those preparations are out of the way, it is time to find the right property for you.</p> \r\n						<p><h3>Take a Drive</h3> \r\n						Get to know the neighborhoods, complexes, or subdivisions, which interest you.  Drive around and get a feel for what it would be like to own a property in the area. Start getting a sense of the properties available in those areas.</p> \r\n						<p><h3>Narrow Your Search</h3>\r\n						Select a few properties that interest you the most and have your real estate agent make appointments to visit them. Ask your real estate agent about the potential long term resale value of the properties you are considering.</p> \r\n						<p><h3>Time to Buy</h3>\r\n						Once you have picked out the property you want to purchase, your real estate agent can help you make an offer that the seller will accept. A good agent will investigate the potential costs and expenses associated with the new property.  An agent can also help you draft your offer in a way that gives you the advantage over another offer.</p> \r\n	','Time to go Shopping','','publish','closed','closed','','time-to-go-shopping','','','2018-10-15 19:49:12','2018-10-15 19:49:12','',12,'https://buyerben.com/buyers/time-to-go-shopping/',0,'page','',0),(17,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Buyer]\r\n						<p><h3>The Process, Step-by-Step</h3></p> \r\n						<p><h3>The Initial Agreement and Deposit</h3><br /> \r\n						An effective agreement is a legal arrangement between a potential purchaser and the property&#8217;s seller.</p> \r\n						<p>Some important tips to keep in mind to streamline the process:</p> \r\n						<ul>\r\n						<li><strong style=\"color: #012f60;\">Keep written records of everything.</strong>  For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums and to convert them into written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything.</li> \r\n						<li><strong style=\"color: #012f60;\">Stick to the schedule.</strong> Now that you have chosen your offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations so that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated, so you will always be prepared for the next step.</li>\r\n						</ul>\r\n						<p><h3>The Closing Agent</h3> Either a title company or an attorney will be selected as a closing agent. The closing agent will hold the deposit in escrow and will research the complete recorded history of the property to ensure that the title is free and clear of encumbrances by the date of closing and that all new encumbrances are properly added to the title. Some properties are subject to restrictions which limit various activities such as building or parking restrictions.  There may be recorded easements and encroachments, which limit the rights to use your property.</p> \r\n						<p><h3>How to Hold Title</h3> You may wish to consult an attorney or tax advisor on the best way to hold title.  Different methods of holding title have different legal, estate and tax implications, especially when selling or upon death of the title holder.</p> \r\n						<p><h3>Inspections</h3> Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase.  You may elect to have different inspectors inspect the property, if you wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If you are purchasing a commercial property, then you will need to have an environmental audit done on the site for the lending institution.  We can recommend several different inspectors.</p> \r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the close, or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						<h3>Appraisal and Lending</h3> It is imperative that you keep in close communication with your lender, who will let you know when additional documents are needed to approve your loan application and fund your loan.  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution, via a third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  Appraisers are specialists in determining the value of properties, based on a combination of square footage measurements, building costs, recent sales of comparable properties, operating income, etc.  When you are within two weeks of closing, double check with your lender to be sure the loan will go through smoothly and on time.</p> \r\n						<p><h3>Association Approval</h3> If the property that you are purchasing is conditional upon an association approval, request the rules, regulations, and other important documents from the seller as soon as you have an effective agreement to purchase.  Make sure that the application documents and processing fees are submitted to the appropriate person at the association by the required time.  Fill out all of the information completely and legibly so there is no delay in processing the application.  If you are required to meet with the association for your approval, make an appointment as soon as possible for the interview.  Most associations require a certificate of approval before move-in.  Your closing agent will request that the original copy of this approval letter be brought to the closing, so that it can be recorded with the deed in the county public records.</p> \r\n						<p><h3>Property Insurance </h3>If you are obtaining a loan, you will be required by your lender to purchase a certain amount of insurance on the property.  The value will depend on the lending institution and the purchase price of the property.  You may be able to save hundreds of dollars a year on homeowners insurance by shopping around for insurance.  You can also save money with these tips.</p> \r\n						<ul>\r\n						<li><strong>Consider a higher deductible </strong>Increasing your deductible by just a few hundred dollars can make a big difference in your premium.</li>\r\n						<li><strong>Ask your insurance agent about discounts </strong>You may be able get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire-retardant roofing materials. Persons over 55 years of age or long-term customers may also be offered discounts.</li>\r\n						<li><strong>Insure your house NOT the land under it </strong>After a disaster, the land is still there. If you do not subtract the value of the land when deciding how much homeowner&rsquo;s insurance to buy, you will pay more than you should.</li>\r\n						We will be happy to recommend experienced knowledgeable insurance agents for every property type.</p> \r\n						</ul>\r\n	','Escrow Inspections and Appraisals','','publish','closed','closed','','escrow-inspections-and-appraisals','','','2018-10-15 19:50:09','2018-10-15 19:50:09','',12,'https://buyerben.com/buyers/escrow-inspections-and-appraisals/',0,'page','',0),(18,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Buyer]\r\n						<p><h3>Closing Day</h3> \r\n						If you have come this far, then this means that it is almost time for a congratulations, but not yet.  Do not forget to tie up these loose ends:</p> \r\n						<p><h3>Final Walk-Through Inspection</h3>\r\n						More of a formality than anything else, the final inspection takes place a day before, or the day of the closing. You will visit the property to verify that all is in working order, everything is the same as when you last viewed the property, that there are no extra items left behind, and that everything included in your purchase is still at the property.</p> \r\n						<p><h3>Home Services and Utilities</h3>\r\n						We will provide a list of useful numbers for the activation of home services and utilities after the closing occurs.</p> \r\n						<p><h3>Be Prepared</h3>\r\n						We are ready to assist you should an unforeseen glitch pop up, even at this last stage. Something at the property breaks down, or some other minor detail &#8211; no need to worry. We have encountered these problems before so we know how to handle them efficiently and in a stress-free manor.</p> \r\n						<p><h3>Closing</h3>\r\n						The closing agent will furnish all parties involved with a settlement statement, which summarizes and details the financial transactions enacted in the process. You and the seller(s) will sign this statement, as well as the closing agent, certifying its accuracy. If you are obtaining financing, you will have to sign all pertinent documentation required by the lending institution.  If you are unable to attend the scheduled closing, arrangements can be made depending on the circumstances and the notice that we receive.  If you are bringing funds to the transaction, you can elect to either have the funds wired electronically into the closing agent&rsquo;s escrow account, or bring a certified bank check to the closing in the amount specified on the settlement statement.  The seller should arrange to have all property keys and any other important information for you at the closing so that you may receive these items at this time.</p>\r\n	','Moving In','','publish','closed','closed','','moving-in','','','2018-10-15 19:50:50','2018-10-15 19:50:50','',12,'https://buyerben.com/buyers/moving-in/',0,'page','',0),(19,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Seller]\n	','Sellers','','publish','closed','closed','','sellers','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',0,'https://buyerben.com/sellers/',0,'page','',0),(20,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','[Seller]\r\n						<p>So you have decided to sell your property.  Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.</p> \r\n						<p><h3>Why Sell?</h3>  \r\n						Why do you want to sell your property?  Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?  You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.  Being clear about your intentions for selling will make it easier for us to determine the most appropriate option for your specified financial, lifestyle, and real estate goals.</p> \r\n						<p><h3>When Should I Sell?</h3> \r\n						You should immediately establish your time frame for selling.  If you need to sell quickly, we can speed up the process by giving you a complete market analysis and action plan to obtain all of your goals.  If there is no pressing need to sell immediately, you can sit down with one of our expert real estate agents to thoroughly review the current market conditions and find the most favorable time to sell.</p> \r\n						<p><h3>What Is The Market Like?</h3>\r\n						When you work with us, you can be sure that you will have our knowledge, expertise and negotiating skills at work for you to arrive at the best market prices and terms.  We will keep you up-to-date on what is happening in the marketplace and the price, financing, terms and conditions of competing properties.  With us, you will know exactly how to price and when to sell your property.</p> \r\n						<p><h3>How Do I Optimize My Finances?</h3>\r\n						Deciding to sell your property demands a serious consideration of your current financial situation and future possibilities. With the help of our qualified agents, you will be able to effectively assess the cumulative impact of these changes, estimate potential proceeds of selling your property, and plan effective tax savings and estate planning strategies.  We will ensure that you not only take control of your finances, but use them to their fullest potential.</p>','Decide to Sell','','publish','closed','closed','','decide-to-sell','','','2018-10-15 00:28:17','2018-10-15 00:28:17','',19,'https://buyerben.com/sellers/decide-to-sell/',0,'page','',0),(21,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Seller]\r\n						<h3>Why Should You Choose Our Professionals?</h3> \r\n						You may opt to sell your property independently.  There are many excellent reasons, however, why you should choose us to assist you in this important undertaking.  We will ensure that you maximize your opportunities in the current real estate market.  With our extensive contact networks that we have developed through the many national and international organizations, of which we are members, as well as our current and past clients, we will employ the most effective marketing and advertising strategies for your property.  We will also guide you through the complicated paperwork involved, from the initial agreement to the final documents.<br /> \r\n						<br /> \r\n						<h3>What To Look For In An Agent</h3> \r\n						The following are a couple of factors to keep in mind when looking for a listing agent:<br /> \r\n						<br /> \r\n						1. <strong>Education. </strong> The most important factor in choosing a real estate professional is their education in the real estate industry.  Our professionals have advanced training and education, allowing them to be among the top agents in the world and earning prestigious designations in the various fields of real estate.</p> \r\n						<p>2. <strong>Experience and Expertise.</strong> You want a full-time agent who is familiar with your area and with the type of property you intend to sell.  Does he or she employ a diverse range of marketing and advertising strategies?  How tech-savvy is your agent?  How many similar properties has he or she been able to sell in the past?</p> \r\n						<p>3. <strong>Availability and Commitment.</strong> Your agent should be capable of prompt and decisive action during the course of selling your property.  Does your agent make it a point to keep in touch with you constantly?  Can your agent easily be contacted in case of emergencies or even for the simplest questions?  Is your agent available on the weekends or in the evenings when most buyers are out looking?</p> \r\n						<p>4. <strong>Rapport.</strong> Does your agent take the time to listen to your goals and clarify your needs?  Can your agent understand your unique situation and be genuinely concerned about the outcome of the process?  Your listing agent will be your guide and partner in this crucial decision, so it is important to find one with whom you can get along.</p> \r\n						<h3>What Is Your Property Worth?</h3> \r\n						Without a professional agent, most independent property sellers tend to overestimate the value of their property.  You can avoid this pitfall by consulting with an experienced real estate listing agent.</p> \r\n	','Select An Agent and Price','','publish','closed','closed','','select-an-agent-and-price','','','2018-10-15 19:52:05','2018-10-15 19:52:05','',19,'https://buyerben.com/sellers/select-an-agent-and-price/',0,'page','',0),(22,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Seller]\r\n						<p>You can do a lot to increase the appeal of your property and to create a lasting impact on potential buyers.</p> \r\n						<h3>What To Do To Prepare:</h3> \r\n						<p>The following are a couple of factors to keep in mind when listing your property for sale:<br /> \r\n						1.  <strong>Curb Appeal</strong><br /> \r\n						Keeping your landscape pristine, and adding creative touches to your yard, such as colorful annuals, will create an immediate impact on passers-by and potential buyers.</p> \r\n						<p>2.  <strong>Property Repairs</strong><br /> \r\n						Simple upgrades such as window repairs, polishing the doorknobs, and a fresh coat of paint in the most frequently used rooms will instantly brighten up the property.</p> \r\n						<p>3.  <strong>Cleanliness and Staging</strong><br /> \r\n						Keep your property uncluttered, sweet-smelling and well-lit from top-to-bottom. Pay attention to details:  put away the kitty litter, place a vase of fresh flowers near the entryway, pop a batch of cinnamon rolls in the oven, have your carpets cleaned.  Your agent will scan the property before it is listed for sale to see how you can improve the staging of your property.</p> \r\n						<p>4.  <strong>Disclosures and Inspections</strong><br /> \r\n						We are very familiar with the legal procedures involved in disclosures and are ready to help you develop a thorough disclosure statement beneficial to both you and the buyer, as well as suggest home improvement measures before placing your property on the market (such as termite and pest inspections).</p> \r\n						<p>5.  <strong>Showtime</strong><br /> \r\n						Presenting your property to potential buyers is a job that we will take care of for you. Buyers feel more comfortable discussing the property with the agent, if you are not there. Moreover, your agent will know what information will be most useful in representing your interests when speaking with prospective buyers.</p> \r\n	','Prepare to Sell','','publish','closed','closed','','prepare-to-sell','','','2018-10-15 19:52:53','2018-10-15 19:52:53','',19,'https://buyerben.com/sellers/prepare-to-sell/',0,'page','',0),(23,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Seller]\r\n						<p><h3>The Price Is Not Always Right</h3> \r\n						&#8220;The higher the price, the better the offer.&#8221;  Do not let yourself be fooled by this popular misconception.  Price is not always the determining factor when accepting an offer for several important reasons: the initial offer is usually not final, and there are a number of terms and conditions that may influence the final outcome of a price.  You can trust our professionals to help you thoroughly evaluate every proposal without compromising your marketing position.</p> \r\n						<p><h3>Negotiating The Right Way</h3> \r\n						We take the ethical responsibility of fairly negotiating contractual terms very seriously.  It is our job to find a win-win agreement that is beneficial to all parties involved.  You may even have to deal with multiple offers before ratifying the one you judge to be the most suitable for you &#8211; and as your agents, we will guarantee a thorough and objective assessment of each offer to help you make the right choice.</p> \r\n						<p><h3>The Initial Agreement and Deposit</h3>  \r\n						An effective agreement is a legal arrangement between a potential purchaser and the property&rsquo;s seller.  Laws vary from state to state, but in order to be a legally, binding agreement, the agreement may require consideration.  This consideration (initial and additional deposit) is to be held in the closing agent&rsquo;s escrow account pending the fulfillment of conditions or contingencies in the effective agreement.</p> \r\n						<p>Some important tips to keep in mind to streamline the process even further:</p> \r\n						<ul>\r\n						<li><strong>Keep written records of everything.</strong> \r\n						For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your sale and make sure that you have copies of everything.</li> \r\n						<li><strong>Stick to the schedule.</strong>  \r\n						Now that you have chosen your offer, you and the buyer will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated so you will always be prepared for the next step.</li>\r\n						</ul>\r\n	','Accepting an Offer','','publish','closed','closed','','accepting-an-offer','','','2018-10-15 19:53:24','2018-10-15 19:53:24','',19,'https://buyerben.com/sellers/accepting-an-offer/',0,'page','',0),(24,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Seller]\r\n						<h3>Inspections and Appraisals</h3> \r\n						Most buyers will have the property inspected by a licensed property inspector within the time frame that was agreed upon in the effective contract to purchase. Some buyers will have several different inspectors inspect the property, if they wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution via third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  A buyer of a commercial property may also have a complete environmental audit performed and/or soil test, if required by the lending institution.</p> \r\n						<p><strong>The Closing Agent</strong><br /> \r\n						Either a title company or an attorney will be selected as the closing agent, whose job is to examine and insure clear title to real estate.  After researching the complete recorded history of your property, they will certify that 1) your title is free and clear of encumbrances (eg. mortgages, leases, or restrictions, liens) by the date of closing; and 2) all new encumbrances are duly included in the title.</p> \r\n						<h3>Contingencies</h3> \r\n						A contingency is a condition that must be met before a contract becomes legally binding.  For instance, a buyer will usually include a contingency stating that their contract is binding only when there is a satisfactory home inspection report from a qualified inspector.</p> \r\n						<p>Before completing his or her purchase of your property, the buyer goes over every aspect of the property, as provided for by purchase agreements and any applicable addendums.  These include:</p> \r\n						<ul>\r\n						<li>Obtaining financing and insurance;</li> \r\n						<li>Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and</li>\r\n						<li>Inspecting the property. The buyer has the right to determine the condition of your property by subjecting it to a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist,  mold, lead based paint, HVAC, etc.</li>\r\n						</ul>\r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the closing; or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests?  This is when a professional listing agent can make a real difference in the outcome of the transaction.  Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.</p> \r\n						<h3>Loan Approval and Appraisal</h3> \r\n						We suggest that you accept buyers who have a lender&#8217;s pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute.  Expect an appraiser from the lender&#8217;s company to review your property and verify that the sales price is appropriate.</p> \r\n	','Escrow Inspections and Appraisals','','publish','closed','closed','','escrow-inspections-and-appraisals','','','2018-10-15 19:54:21','2018-10-15 19:54:21','',19,'https://buyerben.com/sellers/escrow-inspections-and-appraisals/',0,'page','',0),(25,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','						[Seller]\r\n						<p><h3>Closing Day</h3>  \r\n						If you have come this far, this means that it is almost time for a congratulations, but not yet.  Do not forget to tie up these loose ends:</p> \r\n						<p><h3>Final Walk-Through Inspection</h3> \r\n						More of a formality than anything else, the final inspection takes place the day before, or the day of the closing.  The buyer visits the property to verify that all is in working order, everything is the same as when the buyer last viewed the property, and that there are no extra items left behind.</p> \r\n						<p><h3>Cancel Home Services and Utilities</h3> \r\n						We will provide a list of useful numbers for the termination of home services and utilities after the closing occurs.</p> \r\n						<p><h3>Be Prepared</h3> \r\n						We are ready to assist you should an unforeseen glitch pop up, even at this last stage. If something at the property breaks down or the buyers&#8217; loan does not pull through on time, there is no need to worry. We have encountered these problems before so we know how to handle them efficiently and in a stress-free manner.</p> \r\n						<p><h3>Closing</h3>\r\n						The closing agent will furnish all parties involved with a settlement statement, which summarizes and details the financial transactions enacted in the process. The buyer(s) will sign this statement and then you will sign as well as the closing agent, certifying its accuracy.  If you are unable to attend the scheduled closing, then arrangements can be made depending on the circumstances and the notice that we receive.  If you are receiving funds from the transaction, you can elect to either have the funds wired electronically to an account at your financial institution, or have a check issued to you at the closing.  The seller should arrange to have all property keys and any other important information for the new purchaser at the closing, so that the purchaser may receive these items at this time.</p> \r\n	','Close of Escrow','','publish','closed','closed','','close-of-escrow','','','2018-10-15 19:54:51','2018-10-15 19:54:51','',19,'https://buyerben.com/sellers/close-of-escrow/',0,'page','',0),(26,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]','Financing Options','','publish','closed','closed','','financing-options','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',0,'https://buyerben.com/financing-options/',0,'page','',0),(27,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>Start A Green File </h3>\n						<p>A Green File should contain all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years&#8217; tax returns. </p> \n						<h3>Check Your Credit Rating </h3> \n						<p>Credit scores range between 400 and 800. 620 + is considered &quot;good&quot;. 680 + is considered &quot;premium&quot; and may possibly help get you a lower interest rate. </p> \n						<p>Below you will find the contact information for the 3 major credit reporting agencies to help you determine your credit rating. Ask your lender how to improve your credit score if you need to. Going forward, treat your credit like gold. </p> \n						<table cellspacing=\"1\" cellpadding=\"4\" style=\"color:#000000;\" class=\"roadmap-table-responsive\"> \n						<tr bgcolor=\"#ECECEC\"> \n						<td>Equifax </td> \n						<td align=\"middle\"><a target=\"_blank\" href=\"http://www.equifax.com\" style=\"color:#000000;\">http://www.equifax.com </a></td> \n						<td align=\"middle\">(800) 685-1111 </td> \n						</tr> \n						<tr bgcolor=\"#ECECEC\"> \n						<td>Experian </td> \n						<td align=\"middle\"><a target=\"_blank\" href=\"http://www.experian.com\" style=\"color:#000000;\">http://www.experian.com </a></td> \n						<td align=\"middle\">(800) 392-1122 </td> \n						</tr> \n						<tr bgcolor=\"#ECECEC\"> \n						<td>Trans Union </td> \n						<td align=\"middle\"><a target=\"_blank\" href=\"http://www.transunion.com\" style=\"color:#000000;\">http://www.transunion.com </a></td> \n						<td align=\"middle\">(800) 888-4213 </td> \n						</tr> \n						</table> \n						<h3 align=\"left\">Savings &amp; Debt </h3> \n						<p>If you are buying real estate, try to accumulate funds towards your down payment, closing costs (appraisal, miscellaneous fees, escrow, title insurance, etc.) and expenses such as inspections. Furthermore, try to pay down existing revolving and high interest rate debt like credit cards.\n						 </p> \n						<h3 align=\"left\">Toe The Line </h3> \n						<p align=\"left\"> Now is not a good time to change careers, move your money around, or buy big ticket items. Lenders like stability. So if you are considering any major changes, it pays to meet with a lender and ask them how to proceed before you make any changes! If you are tempted to buy a big ticket item, consider the following: </p> \n						<table cellspacing=\"1\" cellpadding=\"4\"> \n						<tr> \n						<td bgcolor=\"#ECECEC\" style=\"color:#000000;\">A $500 a month debt payment (like a credit card or auto loan) could lower the amount of home you can afford by about $83,000! <font color=\"#CC0000\">*</font> </td> \n						</tr> \n						</table> \n						<table cellspacing=\"0\" cellpadding=\"0\"> \n						<tr> \n						<td></td> \n						</tr> \n						</table> \n						<p><font color=\"#CC0000\">*</font> Based on a 30 year mortgage at 6% interest.</p> \n	','Financing Options','','publish','closed','closed','','financing-options','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/financing-options/',0,'page','',0),(28,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>How to Find a Lender </h3> \n						<p> Today, lenders can be found through a variety of sources. In addition to calling on ads in the newspaper, you can also find and apply to lenders over the internet, and through referrals from your REALTOR. We would be happy to suggest lenders we have used successfully, who have proven themselves competitive and capable even with problem properties or poor credit.</p> \n						<h3>Choosing the Right Lender</h3> \n						<p>Interview several lenders to evaluate the following:</p> \n						<ul> \n						<li> Ability to explain things clearly and return your phone calls in a reasonable time period</li> \n						<li> Competitiveness of interest rates, costs &amp; fees. </li> \n						<li>Availability of loan programs that suit your credit profile and desired property </li> \n						<li>Access to local loan approval committee that understands the kind of property you are buying</li> \n						</ul> \n						<h3>Choosing the Right Kind of Loan </h3> \n						<p>Today there are so many types of loans on the market that it is beyond the scope of this page to list or explain them all. Your lender is the best person to help you select a loan program to suit your needs. Below is a summary of the three most popular loan types we see in practice; for more detailed information click the link at the end of this page. </p> \n						<ol> \n						<li> <u><strong>Fixed loan:</strong> </u>The fixed rate loan assures your monthly payments will stay the same over the life of the loan, which is typically between 15 and 30 years. Fixed rate loans may be best if you intend to hold the property for a long period of time, say over 7 years.</li> \n						<li> <u><strong>ARMs (adjustable rate mortgages):</strong></u> ARM&rsquo;s may be suitable if you plan to sell or refinance your home within the next few years. The starting interest rate is typically lower than a fixed rate loan, saving you money initially. However, it is important to understand the index, the readjustment interval, the capitalization rate and downside risks of an ARM before making a final decision to use this type of loan.</li> \n						<li> <u><strong>Intermediate ARMs:</strong></u> Also called <em>Hybrid Loans</em>, these loans can offer fixed interest rates for the first 3, 5, 7 or 10 years after which the interest rate adjusts with the market every 6 months or year thereafter. </li> \n						</ol> \n	','Shop for a Loan','','publish','closed','closed','','shop-for-a-loan','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/shop-for-a-loan/',0,'page','',0),(29,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>Credit Report</h3> \n						<p>Typically, it costs under $50 to check your credit. With your permission the lender will order a review of your outstanding loans and your repayment history from a third party credit agency.</p> \n						<h3> \n						Application / Processing Fee</h3> \n						<p>This cost, typically a few hundred dollars, is charged to cover the lender&rsquo;s work to evaluate your ability to repay the loan. Some lenders will credit this back to you upon closing.</p> \n						<h3> \n						What is APR?</h3> \n						<p>The APR, or annual percentage rate, is the sum total of all your borrowing costs expressed as a percentage interest rate charged on the loan balance.</p> \n						<table width=\"100%\" border=\"0\" cellpadding=\"4\" cellspacing=\"1\"> \n						<tbody> \n						<tr valign=\"top\" align=\"left\"> \n						<td bgcolor=\"#ECECEC\" style=\"color:#000000;\"><u>For example</u>: After fees, the original interest rate quote of 5.875% might work out to a 6% APR loan, where the interest costs about $6,000 per year for every $100,000 borrowed, and the principal payments are calculated based on the length of the loan term (for example 15, 20, or 30 years). </td> \n						</tr> \n						</tbody> \n						</table> \n						<h3> Indexes</h3> \n						<p>The interest rates on variable loans readjust periodically based on changes in an index. Typical indexes include the Federal Funds Rate, Treasury Bill.</p> \n						<h3 align=\"left\">Points</h3> \n						<p align=\"left\">When mortgage companies are competing by offering lower interest rates, they may charge you a one-time pre-paid interest payment calculated as a percentage of the loan. Called points&quot;, this may range from 0.25% to 2% of the loan balance, and is usually paid up front. Points are tax-deductible; consult with your tax advisor.</p> \n						<h3>Appraisal Cost</h3> \n						<p> Lenders hire experienced, often independent appraisers to evaluate the property&rsquo;s purchase price, condition and size compared to similar recent neighborhood sales. This helps ensure the purchase price is not too high, and gives the lender more confidence in getting repaid in the event they are forced to sell the property if the borrower defaults. The appraisal costs vary depending on the property, type of appraisal, and region.</p> \n						<h3>Miscellaneous Fees</h3> \n						<p>Expect to see various charges incurred in the processing of your loan which might include notary, courier, and county recording fees.</p> \n						<h3>Prepayment Penalties</h3> \n						<p>These vary widely, so be sure you know in advance if your lender will charge a penalty if you refinance or sell, and the certain period during which the penalties apply.</p> \n	','Know the Numbers','','publish','closed','closed','','know-the-numbers','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/know-the-numbers/',0,'page','',0),(30,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>Does it Help to be Pre-Qualified by a Lender?</h3> \n						<p> The pre-qualification process can be completed fairly quickly, based on less information than is required for getting pre-approved. While it is fast and it does help, a pre-qualification letter is an opinion from a lender of the maximum amount of real estate you can qualify for. In a competitive seller&rsquo;s market, an offer from a buyer with a pre-qualification letter could lose out to a person who is pre-approved.</p> \n						<h3>Get Pre-Approved by a Lender</h3> \n						<p>There are several benefits to going the extra mile and getting a pre-approval letter. First of all, you will know exactly how much real estate you can afford. When you find a property you want to buy, your offer will be in a better positioned than someone less prepared. Finally, being pre-approved is more efficient; it reduces the amount of time it will take your lender to fund your loan. Be prepared to provide comprehensive documentation, which the lender may independently verify, including but not limited to:</p> \n						<ul> \n						<li>Job and career status</li> \n						<li>Income</li> \n						<li>Monthly debt payments</li> \n						<li>Cash available</li> \n						<li>Total assets and debts </li> \n						</ul> \n	','Get Pre-Approved','','publish','closed','closed','','get-pre-approved','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/get-pre-approved/',0,'page','',0),(31,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>Mortgage Brokers and Lenders &ndash; Who Does What?</h3> \n						<p>The mortgage broker is the person or company who is your main contact throughout your loan. They are often able to work with a number of lenders, who actually provide the funds for the loan. Typically, the lender pays the mortgage broker a fee for acting as the intermediary and providing all the customer service.</p> \n						<h3> \n						Filling Out the Application</h3> \n						<p>There are standard forms to be completed when applying for a loan. Some mortgage brokers keep these on their website so you can fill out and submit the forms on line. The information will be verified and used to qualify you for your loan, so take the time to answer questions accurately.</p> \n						<h3>Documentation</h3> \n						<p>The mortgage broker will need copies of the documents you began gathering in the first phase of the loan process, including:</p> \n						<ul> \n						<li>Either 2 years of W-2 forms from your employer or 2 years of tax returns if you are self-employed</li> \n						<li>Recent pay stubs</li> \n						<li> 3 months bank and money market statements</li> \n						<li> Brokerage, mutual fund and retirement account statements</li> \n						<li> Proof of other income sources (alimony, trusts, rental income, etc.)</li> \n						<li> Credit card statements</li> \n						<li> Auto /boat / student / miscellaneous loans </li> \n						<li>Drivers&rsquo; license or form of ID</li> \n						<li> If you&rsquo;re not a US citizen, then copy of your green card or visa</li> \n						<li> Copy of any existing mortgage debts if you are applying for a home equity line of credit or another mortgage</li> \n						</ul> \n						<h3>Stay in Communication</h3> \n						<p>The lender will have an analyst, usually called an &quot;underwriter&quot;, crunch your numbers and verify your documentation to confirm your ability to repay the loan. Once you are in contract on a property, there may<br /> \n						  also be a loan approval committee which will meet to review the underwriters&#8217; conclusions regarding your creditworthiness, and to evaluate the property on which they are lending. This is called the underwriting process, and questions<br /> \n						  are bound to arise. Be sure to return your mortgage broker&rsquo;s calls promptly to keep the process moving forward smoothly. Check in with your broker periodically.</p> \n	','Applications & Processing','','publish','closed','closed','','applications-processing','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/applications-processing/',0,'page','',0),(32,1,'2018-03-29 04:08:00','2018-03-29 04:08:00','\n						[Financing]\n						<h3>The Signing</h3> \n						<p> When the lender is ready to &#8220;close&#8221; your loan, or &#8220;fund&#8221; it, your real estate agent and your mortgage broker will have you sign the final loan documents. Signing will typically take place in front of a notary or an escrow officer. Ask your mortgage broker if there is anything you need to do to prepare for this, such as bringing a photo ID or perhaps a cashiers&#8217; check if you are purchasing real estate. Allow yourself enough time to review  the documents for accuracy.</p> \n						<table width=\"100%\" border=\"0\" cellpadding=\"4\" cellspacing=\"1\"> \n						<tbody> \n						<tr valign=\"top\" align=\"left\"> \n						<td bgcolor=\"#ECECEC\" style=\"color:#000000;\"> \n						<u><strong>If funds are being wired:</strong></u> &#8220;Wiring instructions&#8221; direct the electronic transfer of money between financial companies. If possible, arrange to have the wiring instructions in place ahead of time and checked for accuracy by both the sender and recipient of the wire. It is critical that these instructions be exact, and even so, delays are all too common.</td> \n						</tr> \n						</tbody> \n						</table> \n						<h3>Congratulations!</h3> \n						<p>Your mortgage broker will probably call you to confirm that the money has been transferred and the loan has closed. Always follow up with a phone call to confirm that your loan funds went where they were supposed to go. It is a good idea to keep records of this critical phase of the transaction once completed.</p>\n	','Funding','','publish','closed','closed','','funding','','','2018-03-29 04:08:00','2018-03-29 04:08:00','',26,'https://buyerben.com/financing-options/funding/',0,'page','',0),(33,1,'2018-03-29 04:09:27','2018-03-29 04:09:27',' ','','','publish','closed','closed','','33','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=33',23,'nav_menu_item','',0),(34,1,'2018-03-29 04:09:27','2018-03-29 04:09:27',' ','','','publish','closed','closed','','34','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=34',25,'nav_menu_item','',0),(35,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-title\">\r\n<span>Selling your home?</span>\r\nWe’re here to help you price it right – get a comparative market analysis today.\r\n</div>\r\n\r\n<div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-left\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Contact Information</span>\r\nRequired fields are marked  *\r\n</div>\r\n\r\n[text* your-name placeholder \"Name *\"]\r\n[email* your-email placeholder \"Email *\"]\r\n[tel* Phone placeholder \"Phone *\"]\r\n[text youraddress placeholder \"Address\"]\r\n<div class=\"aidefcf-cl3\">[text city placeholder \"City\"] [text state placeholder \"State\"] [text zip placeholder \"Zip\"]</div>\r\n[text datemove placeholder \"Approximate Date of Move\"]\r\n<div class=\"wpcf7-form-control-wrap\">[select PreferredMethodofContact \"Preferred Method of Contact\" \"Phone\" \"Email\" \"Phone or Email\"]</div>\r\n</div>\r\n\r\n<div class=\"aidefcf-right\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Home specifications</span>\r\n</div>\r\n\r\n[select typeofproperty \"Property Type\" \"Single Family Home\" \"Condominium / Townhouse\" \"Income Property\"]\r\n<div class=\"aidefcf-cl2\">[select beds \"Bedrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"] [select baths \"Bathrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"]</div>\r\n[text sqft placeholder \"Square Footage\"]\r\n[textarea comments placeholder \"Additional Comments\"]\r\n[submit \"Submit\"]\r\n</div>\r\n</div>\n1\n\"What is My Home Worth?\" form inquiry from your Agent Image website\n[your-name] <notifications@agentimage.com>\nsabry@buyerben.com\nFrom: [your-name] <[your-email]>\r\nSubject:\"What is My Home Worth?\" form inquiry from your Agent Image website\r\n\r\nMessage Body:\r\nSomeone has filled out the \"What is My Home Worth?\" inquiry form on your website.\r\n\r\nPERSONAL INFORMATION \r\nName: [your-name]\r\nPhone: [Phone]\r\nAddress: [youraddress]\r\nCity: [city]\r\nState: [state]\r\nZip: [zip]\r\nPreferred Method of Contact: [PreferredMethodofContact]\r\n\r\nApproximate Date of Move: [datemove]\r\n\r\nPROPERTY INFORMATION\r\nType of Property: [typeofproperty]\r\nBedrooms: [beds]\r\nBaths: [baths]\r\nApproximate Sq. Ft.: [sqft]\r\nAdditional Comments: [comments]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','What is My Home Worth? (Auto-generated by AIOS Initial Setup)','','publish','closed','closed','','what-is-my-home-worth-auto-generated-by-aios-initial-setup','','','2019-04-18 00:18:59','2019-04-18 00:18:59','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=35',0,'wpcf7_contact_form','',0),(36,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-wrapper aidefcf-wrapper-what-is-my-home-worth?-(auto-generated-by-aios-initial-setup)\"><p></p> [contact-form-7 id=\"35\" title=\"What is My Home Worth? (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','What is My Home Worth?','','publish','closed','closed','','what-is-my-home-worth','','','2018-03-29 04:10:03','2018-03-29 04:10:03','',0,'https://buyerben.com/what-is-my-home-worth/',0,'page','',0),(37,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-title\">\r\n<span>Are you ready to find your dream home?</span>\r\nTell us what you’re looking for! Get the latest listings delivered straight to your inbox.\r\n</div>\r\n\r\n<div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-left\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Contact Information</span>\r\nRequired fields are marked  *\r\n</div>\r\n\r\n[text* your-name placeholder \"Name *\"]\r\n[email* your-email placeholder \"Email *\"]\r\n[tel* Phone placeholder \"Phone *\"]\r\n[text youraddress placeholder \"Address\"]\r\n<div class=\"aidefcf-cl3\">[text city placeholder \"City\"] [text state placeholder \"State\"] [text  zip placeholder \"Zip\"]</div>\r\n[text datemove placeholder \"Approximate Date of Move\"]\r\n<div class=\"wpcf7-form-control-wrap\">[select PreferredMethodofContact \"Preferred Method of Contact\" \"Phone\" \"Email\" \"Phone or Email\"]</div>\r\n</div>\r\n\r\n<div class=\"aidefcf-right\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Desired Home</span>\r\n</div>\r\n\r\n[select typeofproperty \"Property Type\" \"Single Family Home\" \"Condominium / Townhouse\" \"Income Property\"]\r\n<div class=\"aidefcf-cl2\">[select beds \"Bedrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"] [select baths \"Bathrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"]</div>\r\n[text sqft placeholder \"Square Footage\"]\r\n[textarea comments placeholder \"Additional Comments\"]\r\n[submit \"Submit\"]\r\n</div>\r\n</div>\n1\n\"Find My Dream Home!\" form inquiry from your Agent Image website\n[your-name] <notifications@agentimage.com>\ninfo@buyerben.com\nFrom: [your-name] <[your-email]>\r\nSubject:\"Find My Dream Home!\" form inquiry from your Agent Image website\r\n\r\nMessage Body:\r\nSomeone has filled out the \"Find My Dream Home!\" inquiry form on your website.\r\n\r\nCONTACT INFORMATION\r\n\r\nName: [your-name]\r\nPhone: [Phone]\r\nAddress: [youraddress]\r\nCity: [city]\r\nState: [state]\r\nZip: [zip]\r\nPreferred Method of Contact: [PreferredMethodofContact]\r\n\r\nI AM LOOKING FOR THIS TYPE OF PROPERTY\r\n=======\r\nApproximate Date of Move: [datemove]\r\nPreferred Method of Contact: [PreferredMethodofContact]\r\n\r\nDESIRED HOME\r\n\r\nType of Property: [typeofproperty]\r\nMin. Bedrooms: [beds]\r\nMin. Baths: [baths]\r\nApproximate Sq. Ft.: [sqft]\r\nAdditional Comments: [comments]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','Find My Dream Home! (Auto-generated by AIOS Initial Setup)','','publish','closed','closed','','find-my-dream-home-auto-generated-by-aios-initial-setup','','','2019-04-12 10:02:48','2019-04-12 10:02:48','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=37',0,'wpcf7_contact_form','',0),(38,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-wrapper aidefcf-wrapper-find-my-dream-home!-(auto-generated-by-aios-initial-setup)\"><p></p> [contact-form-7 id=\"37\" title=\"Find My Dream Home! (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Find My Dream Home!','','publish','closed','closed','','find-my-dream-home','','','2018-03-29 04:10:03','2018-03-29 04:10:03','',0,'https://buyerben.com/find-my-dream-home/',0,'page','',0),(39,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-title\">\r\n<span>Want a smooth, stress-free move?</span>\r\nOf course you do! Find out how we can help you today.\r\n</div>\r\n\r\n<div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-left\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Contact Information</span>\r\nRequired fields are marked  *\r\n</div>\r\n\r\n[text* your-name placeholder \"Name *\"]\r\n[email* your-email placeholder \"Email *\"]\r\n[tel* Phone placeholder \"Phone *\"]\r\n[text youraddress placeholder \"Address\"]\r\n<div class=\"aidefcf-cl3\">[text preferredcity placeholder \"City\"] [text state placeholder \"State\"] [text zip placeholder \"Zip\"]</div>\r\n[text ApproximateDateofMove placeholder \"Approximate Date of Move\"]\r\n<div class=\"wpcf7-form-control-wrap\">[select PreferredMethodofContact \"Preferred Method of Contact\" \"Phone\" \"Email\" \"Phone or Email\"]</div>\r\n</div>\r\n\r\n<div class=\"aidefcf-right\">\r\n<div class=\"aidefcf-subtitle\">\r\n<span>Desired Home</span>\r\n</div>\r\n\r\n[select typeofproperty \"Property Type\" \"Single Family Home\" \"Condominium / Townhouse\" \"Income Property\"]\r\n<div class=\"aidefcf-cl2\">[select minbedrooms \"Bedrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"] [select baths \"Bathrooms\" \"1\" \"2\" \"3\" \"4\" \"5+\"]</div>\r\n[text sqft placeholder \"Square Footage\"]\r\n[textarea comments placeholder \"Additional Comments\"]\r\n[submit \"Submit\"]\r\n</div>\r\n</div>\n1\n\"Help Me Relocate!\" form inquiry from your Agent Image website\n[your-name] <notifications@agentimage.com>\ninfo@buyerben.com\nFrom: [your-name] <[your-email]>\r\nSubject:\"Help Me Relocate!\" form inquiry from your Agent Image website\r\n\r\nMessage Body:\r\nSomeone has filled out the \"Help Me Relocate\" inquiry form on your website.\r\n\r\nPERSONAL INFORMATION \r\nName: [your-name]\r\nPhone: [Phone]\r\nAddress: [youraddress]\r\nCity: [preferredcity]\r\nState: [state]\r\nZip: [zip]\r\nApproximate Date of Move: [ApproximateDateofMove]\r\nPreferred Method of Contact: [PreferredMethodofContact]\r\n\r\nDESIRED HOME\r\nType of Property: [typeofproperty]\r\nBedrooms: [minbedrooms]\r\nBaths: [baths]\r\nApproximate Sq. Ft.: [sqft]\r\nAdditional Comments: [comments]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','Help Me Relocate! (Auto-generated by AIOS Initial Setup)','','publish','closed','closed','','help-me-relocate-auto-generated-by-aios-initial-setup','','','2019-04-12 10:02:53','2019-04-12 10:02:53','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=39',0,'wpcf7_contact_form','',0),(40,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-wrapper aidefcf-wrapper-help-me-relocate!-(auto-generated-by-aios-initial-setup)\"><p></p> [contact-form-7 id=\"39\" title=\"Help Me Relocate! (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Help Me Relocate!','','publish','closed','closed','','help-me-relocate','','','2018-03-29 04:10:03','2018-03-29 04:10:03','',0,'https://buyerben.com/help-me-relocate/',0,'page','',0),(41,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"ai-default-cf7wrap ai-contact-wrap\">\r\nRequired fields are marked  *\r\n[text* fname placeholder \"First Name *\"]\r\n[text* lname placeholder \"Last Name *\"]\r\n<div class=\"aidefcf-cl2\">[email* your-email placeholder \"Email Address *\"] [tel* Phone placeholder \"Phone Number *\"]</div>\r\n[textarea comments placeholder \"Additional Comments\"]\r\n[submit \"Send\"]\r\n</div>\n1\n\"Contact us\" form inquiry from your Agent Image website\n[fname] [lname] <notifications@agentimage.com>\nsabry@buyerben.com\nFrom: [fname] [lname] <[your-email]>\r\nSubject:\"Contact Us\" form inquiry from your Agent Image website\r\n\r\nFirst Name: [fname]\r\nLast Name: [lname]\r\nEmail Address: [your-email]\r\nPhone Number: [Phone]\r\nAdditional Comments: [comments]\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','Contact Us (Auto-generated by AIOS Initial Setup)','','publish','closed','closed','','contact-us-auto-generated-by-aios-initial-setup','','','2019-04-18 00:18:56','2019-04-18 00:18:56','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=41',0,'wpcf7_contact_form','',0),(42,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><h2 class=\"ip_contact_subtitle\">Send us a message and we’ll get right back in touch!</h2></div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"1.347.843.7744\"]1.347.843.7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"1.347.843.7745\"]1.347.843.7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','publish','closed','closed','','contact','','','2019-04-12 10:12:16','2019-04-12 10:12:16','',0,'https://buyerben.com/contact-us/',0,'page','',0),(43,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','[sitemap]','Sitemap','','publish','closed','closed','','sitemap','','','2018-03-29 04:10:03','2018-03-29 04:10:03','',0,'https://buyerben.com/sitemap/',0,'page','',0),(44,1,'2018-03-29 04:10:03','2018-03-29 04:10:03','<div class=\"error-form-wrapper\">\r\n    <h4>Need Assistance?</h4>\r\n    <div class=\"error-forms\">\r\n\r\n        <div class=\"error-col\">\r\n            <div class=\"error-row\">\r\n                <p>[text* first-name placeholder \"First Name *\"]</p>\r\n            </div>\r\n            <div class=\"error-row\">\r\n                <p>[text* last-name placeholder \"Last Name *\"]</p>\r\n            </div>\r\n            <div class=\"error-row\">\r\n                <p>[email* email-address placeholder \"Email Address *\"]</p>\r\n            </div>\r\n            <div class=\"error-row\">\r\n                <p>[text phone placeholder \"Phone Number\"]</p>\r\n            </div>\r\n        </div>\r\n        <div class=\"error-col\">\r\n            <div class=\"error-row\">\r\n                <p>[textarea message placeholder \"Your Message\"]</p>\r\n            </div>\r\n            <div class=\"error-row\">\r\n                <p>[submit \"Send\"]</p>\r\n            </div>\r\n        </div>\r\n    </div>\r\n</div>\n1\n\"404 Page\" form inquiry from your Agent Image website\n[first-name] [last-name] <notifications@agentimage.com>\ninfo@buyerben.com\nFrom: [first-name] [last-name] <[email-address]>\r\nSubject:\"404 Page\" form inquiry from your Agent Image website\r\n\r\nFirst Name: [first-name]\r\nLast Name: [last-name]\r\nEmail Address: [email-address]\r\nPhone Number: [phone]\r\nAdditional Comments: [message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [email-address]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','404 Page Form (Auto-generated by AIOS Initial Setup)','','publish','closed','closed','','404-page-form-auto-generated-by-aios-initial-setup','','','2019-04-12 10:02:35','2019-04-12 10:02:35','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=44',0,'wpcf7_contact_form','',0),(45,1,'2018-03-29 04:10:59','2018-03-29 04:10:59','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><span>We would love to hear from you!</span>Send us a message and we’ll get right back in touch.</div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"(516) 721-7309\"](516) 721-7309[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2018-03-29 04:10:59','2018-03-29 04:10:59','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(47,1,'2018-03-29 04:13:29','2018-03-29 04:13:29','<strong>Thank you for visiting Chase Real Properties!</strong>\r\n\r\nWe have scheduled an update for this section of the website, and invite you to come back at a later date to view our new content.\r\n\r\nFrom here, feel free to go back to our <a href=\"https://buyerben.com\"><strong>Homepage</strong></a>, or send us any inquiries you may have and we\'ll get right back in touch.\r\n\r\n<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\">[contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Testimonials','','publish','closed','closed','','testimonials','','','2018-03-29 04:13:29','2018-03-29 04:13:29','',0,'https://buyerben.com/testimonials/',0,'page','',0),(49,1,'2018-03-29 04:13:44','2018-03-29 04:13:44',' ','','','publish','closed','closed','','49','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=49',28,'nav_menu_item','',0),(50,1,'2019-06-04 07:28:31','2019-06-04 07:28:31','','HP Slideshow','','publish','closed','closed','','hp-slideshow','','','2019-06-04 07:28:31','2019-06-04 07:28:31','',0,'https://buyerben.com/?post_type=cycloneslider&#038;p=50',0,'cycloneslider','',0),(51,1,'2018-03-29 04:14:54','2018-03-29 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propertyType=\"RNT\" sortBy=\"ds\" header=\"false\" includeMap=\"true\"]\n\n&nbsp;\n\n[optima_express_toppicks id=\"969250\" sortBy=\"ds\" header=\"false\" includeMap=\"true\"]','Manhattan','','inherit','closed','closed','','58-autosave-v1','','','2019-03-29 23:20:03','2019-03-29 23:20:03','',58,'https://buyerben.com/58-autosave-v1/',0,'revision','',0),(160,1,'2018-07-31 07:51:11','2018-07-31 07:51:11','[optima_express_toppicks id=\"799206\" sortBy=\"pd\" displayType=\"grid\" resultsPerPage=\"10\" header=\"true\" includeMap=\"true\"]','Manhattan','','inherit','closed','closed','','58-revision-v1','','','2018-07-31 07:51:11','2018-07-31 07:51:11','',58,'https://buyerben.com/58-revision-v1/',0,'revision','',0),(162,1,'2018-07-31 07:52:17','2018-07-31 07:52:17','[optima_express_toppicks id=\"799207\" sortBy=\"pd\" displayType=\"grid\" resultsPerPage=\"10\" header=\"true\" includeMap=\"true\"]','Brooklyn','','inherit','closed','closed','','59-revision-v1','','','2018-07-31 07:52:17','2018-07-31 07:52:17','',59,'https://buyerben.com/59-revision-v1/',0,'revision','',0),(164,1,'2018-07-31 07:54:10','2018-07-31 07:54:10','[optima_express_toppicks id=\"799208\" sortBy=\"pd\" displayType=\"grid\" resultsPerPage=\"10\" header=\"true\" includeMap=\"true\"]','Queens','','inherit','closed','closed','','60-revision-v1','','','2018-07-31 07:54:10','2018-07-31 07:54:10','',60,'https://buyerben.com/60-revision-v1/',0,'revision','',0),(166,1,'2018-07-31 07:55:24','2018-07-31 07:55:24','[optima_express_toppicks id=\"799209\" sortBy=\"pd\" displayType=\"grid\" resultsPerPage=\"10\" header=\"true\" includeMap=\"true\"]','The Bronx','','inherit','closed','closed','','61-revision-v1','','','2018-07-31 07:55:24','2018-07-31 07:55:24','',61,'https://buyerben.com/61-revision-v1/',0,'revision','',0),(168,1,'2018-07-31 07:56:45','2018-07-31 07:56:45','[optima_express_toppicks id=\"799210\" sortBy=\"pd\" displayType=\"grid\" resultsPerPage=\"10\" header=\"true\" includeMap=\"true\"]','Staten Island','','inherit','closed','closed','','62-revision-v1','','','2018-07-31 07:56:45','2018-07-31 07:56:45','',62,'https://buyerben.com/62-revision-v1/',0,'revision','',0),(175,1,'2018-07-31 08:05:04','2018-07-31 08:05:04','','Neighborhoods','','publish','closed','closed','','communities-2','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=175',6,'nav_menu_item','',0),(195,1,'2018-08-02 20:27:10','2018-08-02 20:27:10','[optima_express_toppicks id=\"973004\" header=\"true\" includeMap=\"true\"]','Active Listings','','publish','closed','closed','','active-listings','','','2019-04-04 19:11:42','2019-04-04 19:11:42','',0,'https://buyerben.com/?page_id=195',0,'page','',0),(197,1,'2018-08-02 20:27:10','2018-08-02 20:27:10','[optima_express_toppicks id=\"801345\" header=\"false\" includeMap=\"false\"]','Active Listings','','inherit','closed','closed','','195-revision-v1','','','2018-08-02 20:27:10','2018-08-02 20:27:10','',195,'https://buyerben.com/195-revision-v1/',0,'revision','',0),(208,1,'2018-08-03 03:50:17','2018-08-03 03:50:17','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><span>We would love to hear from you!</span>Send us a message and we’ll get right back in touch.</div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"347-843-7744\"]347-843-7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"347-843-7745\"]347-843-7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"sabry@buyerben.com\"]sabry@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2018-08-03 03:50:17','2018-08-03 03:50:17','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(214,1,'2018-08-06 04:57:17','2018-08-06 04:57:17','','Rentals','','publish','closed','closed','','rentals','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=214',19,'nav_menu_item','',0),(237,1,'2018-08-24 19:14:49','2018-08-24 19:14:49','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2018-08-24 19:14:49','2018-08-24 19:14:49','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(241,1,'2018-08-28 04:29:56','2018-08-28 04:29:56','<div class=\"file-wrap\">\r\n	<h2>Submit Your Resume</h2>\r\n	<div class=\"file-holder\">\r\n		<label for=\"sub-name hidden\">Your Name</label>\r\n		[text* your-name id:sub-name placeholder \"Your Name\"]\r\n	</div>\r\n	<div class=\"file-holder\">\r\n		<label for=\"sub-email hidden\">Your Email</label>\r\n		[email* your-email id:sub-email placeholder \"Email Address\"]\r\n	</div>\r\n	<div class=\"file-holder\">\r\n		<label for=\"sub-message hidden\">Your Message</label>\r\n		[textarea* your-message id:sub-message placeholder \"Message\"]\r\n	</div>\r\n	<div class=\"file-holder\">\r\n		<label for=\"sub-file hidden\">Submit Your Resume</label>\r\n		[file your-file id:sub-file]\r\n	</div>\r\n	<div class=\"file-holder submit\">\r\n		[submit \"Submit\"]\r\n	</div>\r\n</div>\n1\n\"Submit Resume\" form inquiry from your Agent Image website\n[your-name] <notifications@agentimage.com>\ninfo@buyerben.com\nFrom: [your-name] <[your-email]>\r\nSubject:\"Submit Resume\" form inquiry from your Agent Image website\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n[your-file]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\n\n[your-file]\n\n\n\nChase Real Properties \"[your-subject]\"\nChase Real Properties <wordpress@aios3-staging.agentimage.com>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a contact form on Chase Real Properties (https://buyerben.com)\nReply-To: production@thedesignpeople.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Submit Your Resume','','publish','closed','closed','','submit-your-resume','','','2019-04-12 10:03:08','2019-04-12 10:03:08','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=241',0,'wpcf7_contact_form','',0),(245,1,'2018-08-28 04:31:25','2018-08-28 04:31:25','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\r\n\r\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\"]','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2018-08-28 04:31:25','2018-08-28 04:31:25','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(251,0,'2018-08-28 04:43:51','2018-08-28 04:43:51','cha.docx','[your-subject]','','publish','closed','closed','','your-subject','','','2018-08-28 04:43:51','2018-08-28 04:43:51','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=251',0,'flamingo_inbound','',0),(257,0,'2018-08-28 04:49:39','2018-08-28 04:49:39','cha.docx','[your-subject]','','publish','closed','closed','','your-subject-2','','','2018-08-28 04:49:39','2018-08-28 04:49:39','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=257',0,'flamingo_inbound','',0),(261,0,'2018-08-28 05:08:54','2018-08-28 05:08:54','janica.chioco@august99.com\nJanica Chioco','janica.chioco@august99.com','','publish','closed','closed','','janica-chioco-august99-com','','','2018-08-28 05:08:54','2018-08-28 05:08:54','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=261',0,'flamingo_contact','',0),(263,0,'2018-08-28 04:59:13','2018-08-28 04:59:13','Janica Chioco\njanica.chioco@august99.com\n2018-06-05.png','[your-subject]','','publish','closed','closed','','your-subject-3','','','2018-08-28 04:59:13','2018-08-28 04:59:13','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=263',0,'flamingo_inbound','',0),(268,1,'2018-08-28 05:00:32','2018-08-28 05:00:32','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\r\n\r\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\" html_class=\"use-floating-validation-tip\"]','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2018-08-28 05:00:32','2018-08-28 05:00:32','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(270,0,'2018-08-28 05:00:48','2018-08-28 05:00:48','Janica Chioco\njanica.chioco@august99.com\n2018-06-05.png','[your-subject]','','publish','closed','closed','','your-subject-4','','','2018-08-28 05:00:48','2018-08-28 05:00:48','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=270',0,'flamingo_inbound','',0),(280,0,'2018-08-28 05:06:50','2018-08-28 05:06:50','Janica Chioco\njanica.chioco@august99.com\nThis is my resume\n2018-06-05.png','[your-subject]','','publish','closed','closed','','your-subject-5','','','2018-08-28 05:06:50','2018-08-28 05:06:50','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=280',0,'flamingo_inbound','',0),(285,0,'2018-08-28 05:08:54','2018-08-28 05:08:54','Janica Chioco\njanica.chioco@august99.com\nThis is my Resume\ncha.docx','[your-subject]','','publish','closed','closed','','your-subject-6','','','2018-08-28 05:08:54','2018-08-28 05:08:54','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=285',0,'flamingo_inbound','',0),(292,1,'2019-05-31 05:04:33','2019-05-31 05:04:33','Chase Real Properties has been representing buyers and sellers all throughout the New York metropolitan area. We specialize particularly in residential and commercial real estate in <a href=\"https://buyerben.com/communities/westchester-county/\">Westchester</a>, <a href=\"https://buyerben.com/communities/bronx/\">Bronx</a>, <a href=\"https://buyerben.com/communities/queens/\">Queens</a> and <a href=\"https://buyerben.com/communities/brooklyn/\">Brooklyn</a>. Established by Sabry Humodah, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \n\nIn today’s real estate market, <a href=\"https://buyerben.com/sellers/decide-to-sell/\">selling</a> and <a href=\"https://buyerben.com/buyers/deciding-to-buy/\">buying</a> a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the Chase Real Properties team, our agents’ skills go far beyond closing deals.\n\nOur agents are well known for their all-out approach to the job. Whether dealing with a buyer or a seller, each member of our team is masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With our vast network and access to real-time market information, our agents are able to give valuable insights and guidance in all aspects of the buying and selling process.\n\n<h2 class=\"ip_about_subtitle\">Seller Services</h2>\n\nWe showcase our sellers’ properties on our agent websites as well as top real estate sites in a way that gets attention. Our listings appear on leading local and national publications. Our goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \n\n<h2 class=\"ip_about_subtitle\">Buyer Services</h2>\n\nBuying a home in <a href=\"https://buyerben.com/communities/westchester-county/\">Westchester County</a>, <a href=\"https://buyerben.com/communities/bronx/\">Bronx</a>, <a href=\"https://buyerben.com/communities/queens/\">Queens</a> or <a href=\"https://buyerben.com/communities/brooklyn/\">Brooklyn</a>? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. Our clients get the best-personalized service, qualified advice, and professional assistance in all areas we service. Knowing that we are on their side gives Chase Real Properties’ clients a stress-free real estate experience. \n\nIn today’s real estate market, the experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, our team at Chase Real Properties looks forward to helping you realize all your real estate goals, big and small. \n\n\n<h2 class=\"ip_about_subtitle\">Giving Back</h2>\n\nOur team is well respected within the community, and many of our agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\n\n<h2 class=\"ip_about_subtitle\">Speak with us at Chase Real Properties today!</h2>\n\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. Speak with one of our agents today to get started!','About','','inherit','closed','closed','','7-autosave-v1','','','2019-05-31 05:04:33','2019-05-31 05:04:33','',7,'https://buyerben.com/7-autosave-v1/',0,'revision','',0),(294,1,'2018-10-09 01:03:00','2018-10-09 01:03:00','<strong>Chase Real Properties</strong> has been representing buyers and sellers all throughout the <strong>New York metropolitan area</strong>. We specialize particularly in residential and commercial <strong>real estate</strong> in <strong>Westchester, Bronx, Queens and Brooklyn</strong>. Established by <strong>Sabry Humodah</strong>, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \r\n\r\nIn today’s real estate market, selling and buying a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the <strong>Chase Real Properties</strong> team, <strong>our agents’</strong> skills go far beyond closing deals.\r\n\r\n<strong>Our agents</strong> are well known for <strong>their</strong> all-out approach to the job. Whether dealing with a buyer or a seller, <strong>each member of our team is</strong> masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With <strong>our</strong> vast network and access to real-time market information, <strong>our agents</strong> are able to give valuable insights and guidance in all aspects of the buying and selling process.\r\n\r\n<h2>Seller Services</h2>\r\n\r\n<strong>We</strong> showcase <strong>our</strong> sellers’ properties on <strong>our agent</strong> websites as well as top real estate sites in a way that gets attention. <strong>Our</strong> listings appear on leading local and national publications. <strong>Our</strong> goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \r\n\r\n<h2>Buyer Services</h2>\r\n\r\nBuying a home in Westchester County, Bronx, Queens or Brooklyn? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. <strong>Our</strong> clients get the best personalized service, qualified advice, and professional assistance in <strong>all areas we service</strong>. Knowing that <strong>we are</strong> on their side gives <strong>Chase Real Properties’</strong> clients a stress-free real estate experience. \r\n\r\nIn today’s real estate market, experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, <strong>our team</strong> at <strong>Chase Real Properties</strong> looks forward to helping you realize all your real estate goals, big and small. \r\n\r\n\r\n<h2>Giving Back</h2>\r\n\r\n<strong>Our</strong> team is well respected within the community, and many of <strong>our</strong> agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\r\n\r\n<h2>Speak with <u>Agent</u> Today!</h2>\r\n\r\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. Speak with one of <strong>our agents</strong> today to get started!\r\n','About','','inherit','closed','closed','','7-revision-v1','','','2018-10-09 01:03:00','2018-10-09 01:03:00','',7,'https://buyerben.com/7-revision-v1/',0,'revision','',0),(298,1,'2018-10-14 22:20:18','2018-10-14 22:20:18','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3>Build Your Green File.</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3>Check Your Credit Rating.</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3>Be Careful With Your Finances.</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','PREPARING TO BUY','','inherit','closed','closed','','14-revision-v1','','','2018-10-14 22:20:18','2018-10-14 22:20:18','',14,'https://buyerben.com/14-revision-v1/',0,'revision','',0),(300,1,'2018-10-14 22:20:47','2018-10-14 22:20:47','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3>Build Your Green File.</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3>Check Your Credit Rating.</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3>Be Careful With Your Finances.</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','Preparing to Buy','','inherit','closed','closed','','14-revision-v1','','','2018-10-14 22:20:47','2018-10-14 22:20:47','',14,'https://buyerben.com/14-revision-v1/',0,'revision','',0),(302,1,'2018-10-14 22:36:46','2018-10-14 22:36:46','						[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully</p>\r\n						<p><h3 style=\"color: #012f60;\">WHY DO YOU WANT TO BUY?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h3 style=\"color: #012f60;\">HAS YOUR INCOME GROWN?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>\r\n\r\n	','Deciding to Buy','','inherit','closed','closed','','13-revision-v1','','','2018-10-14 22:36:46','2018-10-14 22:36:46','',13,'https://buyerben.com/13-revision-v1/',0,'revision','',0),(303,1,'2018-10-14 22:40:23','2018-10-14 22:40:23','						[Buyer]\n						\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\n						<p><h3 style=\"color: #012f60;\">WHY DO YOU WANT TO BUY?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\n						<p><h3 style=\"color: #012f60;\">HAS YOUR INCOME GROWN?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>\n\n	','Deciding to Buy','','inherit','closed','closed','','13-autosave-v1','','','2018-10-14 22:40:23','2018-10-14 22:40:23','',13,'https://buyerben.com/13-autosave-v1/',0,'revision','',0),(305,1,'2018-10-14 22:40:27','2018-10-14 22:40:27','						[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\r\n						<p><h3 style=\"color: #012f60;\">WHY DO YOU WANT TO BUY?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h3 style=\"color: #012f60;\">HAS YOUR INCOME GROWN?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>\r\n\r\n	','Deciding to Buy','','inherit','closed','closed','','13-revision-v1','','','2018-10-14 22:40:27','2018-10-14 22:40:27','',13,'https://buyerben.com/13-revision-v1/',0,'revision','',0),(306,1,'2018-10-14 22:45:07','2018-10-14 22:45:07','						[Buyer]\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \n						<p><h3 style=\"color: #012f60;\">BUILD YOUR GREEN FILEBuild Your Green File</h3> \n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \n						<ul>\n						<li>Financial statements</li>\n						<li>Bank accounts</li> \n						<li>Investments</li>\n						<li>Credit cards</li>\n						<li>Auto loans</li>\n						<li>Recent pay stubs</li>\n						<li>Tax returns for two years</li>\n						<li>Copies of leases for investment properties</li>\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\n						</ul>\n						<p><h3 style=\"color: #012f60;\">CHECK YOUR CREDIT RATINGCheck Your Credit Rating</h3>\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \n						<p><h3 style=\"color: #012f60;\">BE CAREFUL WITH Be Careful With Your Finances</h3>\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \n	','Preparing to Buy','','inherit','closed','closed','','14-autosave-v1','','','2018-10-14 22:45:07','2018-10-14 22:45:07','',14,'https://buyerben.com/14-autosave-v1/',0,'revision','',0),(308,1,'2018-10-14 22:45:25','2018-10-14 22:45:25','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3 style=\"color: #012f60;\">BUILD YOUR GREEN FILE</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3 style=\"color: #012f60;\">CHECK YOUR CREDIT RATING</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3 style=\"color: #012f60;\">BE CAREFUL WITH YOUR FINANCES</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','Preparing to Buy','','inherit','closed','closed','','14-revision-v1','','','2018-10-14 22:45:25','2018-10-14 22:45:25','',14,'https://buyerben.com/14-revision-v1/',0,'revision','',0),(309,1,'2018-10-14 22:47:28','2018-10-14 22:47:28','						[Buyer]\n						<p><h3>The Process, Step-by-Step</h3></p> \n						<p><h3>The Initial Agreement and Deposit.</h3><br /> \n						An effective agreement is a legal arrangement between a potential purchaser and the property&#8217;s seller.</p> \n						<p>Some important tips to keep in mind to streamline the process:</p> \n						<ul>\n						<li><strong style=\"color: #012f60;\">Keep written records of everything.</strong>  For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums and to convert them into written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything.</li> \n						<li><strong style=\"color: #012f60;\">Stick to the schedule.</strong> Now that you have chosen your offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations so that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated, so you will always be prepared for the next step.</li>\n						</ul>\n						<p><h3>The Closing Agent.</h3> Either a title company or an attorney will be selected as a closing agent. The closing agent will hold the deposit in escrow and will research the complete recorded history of the property to ensure that the title is free and clear of encumbrances by the date of closing and that all new encumbrances are properly added to the title. Some properties are subject to restrictions which limit various activities such as building or parking restrictions.  There may be recorded easements and encroachments, which limit the rights to use your property.</p> \n						<p><h3>How to Hold Title.</h3> You may wish to consult an attorney or tax advisor on the best way to hold title.  Different methods of holding title have different legal, estate and tax implications, especially when selling or upon death of the title holder.</p> \n						<p><h3>Inspections.</h3> Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase.  You may elect to have different inspectors inspect the property, if you wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If you are purchasing a commercial property, then you will need to have an environmental audit done on the site for the lending institution.  We can recommend several different inspectors.</p> \n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the close, or<br /> \n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \n						<h3>Appraisal and Lending.</h3> It is imperative that you keep in close communication with your lender, who will let you know when additional documents are needed to approve your loan application and fund your loan.  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution, via a third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  Appraisers are specialists in determining the value of properties, based on a combination of square footage measurements, building costs, recent sales of comparable properties, operating income, etc.  When you are within two weeks of closing, double check with your lender to be sure the loan will go through smoothly and on time.</p> \n						<p><h3>Association Approval.</h3> If the property that you are purchasing is conditional upon an association approval, request the rules, regulations, and other important documents from the seller as soon as you have an effective agreement to purchase.  Make sure that the application documents and processing fees are submitted to the appropriate person at the association by the required time.  Fill out all of the information completely and legibly so there is no delay in processing the application.  If you are required to meet with the association for your approval, make an appointment as soon as possible for the interview.  Most associations require a certificate of approval before move-in.  Your closing agent will request that the original copy of this approval letter be brought to the closing, so that it can be recorded with the deed in the county public records.</p> \n						<p><h3>Property Insurance. </h3>If you are obtaining a loan, you will be required by your lender to purchase a certain amount of insurance on the property.  The value will depend on the lending institution and the purchase price of the property.  You may be able to save hundreds of dollars a year on homeowners insurance by shopping around for insurance.  You can also save money with these tips.</p> \n						<ul>\n						<li><strong>Consider a higher deductible. </strong>Increasing your deductible by just a few hundred dollars can make a big difference in your premium.</li>\n						<li><strong>Ask your insurance agent about discounts. </strong>You may be able get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire-retardant roofing materials. Persons over 55 years of age or long-term customers may also be offered discounts.</li>\n						<li><strong>Insure your house NOT the land under it. </strong>After a disaster, the land is still there. If you do not subtract the value of the land when deciding how much homeowner&rsquo;s insurance to buy, you will pay more than you should.</li>\n						We will be happy to recommend experienced knowledgeable insurance agents for every property type.</p> \n						</ul>\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','17-autosave-v1','','','2018-10-14 22:47:28','2018-10-14 22:47:28','',17,'https://buyerben.com/17-autosave-v1/',0,'revision','',0),(311,1,'2018-10-14 22:47:34','2018-10-14 22:47:34','						[Buyer]\r\n						<p><h3>The Process, Step-by-Step</h3></p> \r\n						<p><h3>The Initial Agreement and Deposit.</h3><br /> \r\n						An effective agreement is a legal arrangement between a potential purchaser and the property&#8217;s seller.</p> \r\n						<p>Some important tips to keep in mind to streamline the process:</p> \r\n						<ul>\r\n						<li><strong style=\"color: #012f60;\">Keep written records of everything.</strong>  For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums and to convert them into written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything.</li> \r\n						<li><strong style=\"color: #012f60;\">Stick to the schedule.</strong> Now that you have chosen your offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations so that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated, so you will always be prepared for the next step.</li>\r\n						</ul>\r\n						<p><h3>The Closing Agent.</h3> Either a title company or an attorney will be selected as a closing agent. The closing agent will hold the deposit in escrow and will research the complete recorded history of the property to ensure that the title is free and clear of encumbrances by the date of closing and that all new encumbrances are properly added to the title. Some properties are subject to restrictions which limit various activities such as building or parking restrictions.  There may be recorded easements and encroachments, which limit the rights to use your property.</p> \r\n						<p><h3>How to Hold Title.</h3> You may wish to consult an attorney or tax advisor on the best way to hold title.  Different methods of holding title have different legal, estate and tax implications, especially when selling or upon death of the title holder.</p> \r\n						<p><h3>Inspections.</h3> Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase.  You may elect to have different inspectors inspect the property, if you wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If you are purchasing a commercial property, then you will need to have an environmental audit done on the site for the lending institution.  We can recommend several different inspectors.</p> \r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the close, or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						<h3>Appraisal and Lending.</h3> It is imperative that you keep in close communication with your lender, who will let you know when additional documents are needed to approve your loan application and fund your loan.  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution, via a third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  Appraisers are specialists in determining the value of properties, based on a combination of square footage measurements, building costs, recent sales of comparable properties, operating income, etc.  When you are within two weeks of closing, double check with your lender to be sure the loan will go through smoothly and on time.</p> \r\n						<p><h3>Association Approval.</h3> If the property that you are purchasing is conditional upon an association approval, request the rules, regulations, and other important documents from the seller as soon as you have an effective agreement to purchase.  Make sure that the application documents and processing fees are submitted to the appropriate person at the association by the required time.  Fill out all of the information completely and legibly so there is no delay in processing the application.  If you are required to meet with the association for your approval, make an appointment as soon as possible for the interview.  Most associations require a certificate of approval before move-in.  Your closing agent will request that the original copy of this approval letter be brought to the closing, so that it can be recorded with the deed in the county public records.</p> \r\n						<p><h3>Property Insurance. </h3>If you are obtaining a loan, you will be required by your lender to purchase a certain amount of insurance on the property.  The value will depend on the lending institution and the purchase price of the property.  You may be able to save hundreds of dollars a year on homeowners insurance by shopping around for insurance.  You can also save money with these tips.</p> \r\n						<ul>\r\n						<li><strong>Consider a higher deductible. </strong>Increasing your deductible by just a few hundred dollars can make a big difference in your premium.</li>\r\n						<li><strong>Ask your insurance agent about discounts. </strong>You may be able get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire-retardant roofing materials. Persons over 55 years of age or long-term customers may also be offered discounts.</li>\r\n						<li><strong>Insure your house NOT the land under it. </strong>After a disaster, the land is still there. If you do not subtract the value of the land when deciding how much homeowner&rsquo;s insurance to buy, you will pay more than you should.</li>\r\n						We will be happy to recommend experienced knowledgeable insurance agents for every property type.</p> \r\n						</ul>\r\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','17-revision-v1','','','2018-10-14 22:47:34','2018-10-14 22:47:34','',17,'https://buyerben.com/17-revision-v1/',0,'revision','',0),(313,1,'2018-10-14 23:12:44','2018-10-14 23:12:44','						[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\r\n						<p><h3>Why do you want to buy?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h3>Has your income grown?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>\r\n\r\n	','Deciding to Buy','','inherit','closed','closed','','13-revision-v1','','','2018-10-14 23:12:44','2018-10-14 23:12:44','',13,'https://buyerben.com/13-revision-v1/',0,'revision','',0),(315,1,'2018-10-14 23:14:06','2018-10-14 23:14:06','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3>Build your Green FileBUILD YOUR GREEN FILE</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3>Check your Credit Rating</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3>Be careful with your finances</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','Preparing to Buy','','inherit','closed','closed','','14-revision-v1','','','2018-10-14 23:14:06','2018-10-14 23:14:06','',14,'https://buyerben.com/14-revision-v1/',0,'revision','',0),(317,1,'2018-10-14 23:14:25','2018-10-14 23:14:25','						[Buyer]\r\n						<p>Before you start shopping for your property, it is a good idea to make some preparations.</p> \r\n						<p><h3>Build your Green File</h3> \r\n						A green file contains all your important financial documents. You will need it to secure financing for your property.  The typical green file should contain:</p> \r\n						<ul>\r\n						<li>Financial statements</li>\r\n						<li>Bank accounts</li> \r\n						<li>Investments</li>\r\n						<li>Credit cards</li>\r\n						<li>Auto loans</li>\r\n						<li>Recent pay stubs</li>\r\n						<li>Tax returns for two years</li>\r\n						<li>Copies of leases for investment properties</li>\r\n						<li>401K statements, life insurance, stocks, bonds, and mutual account information.</li>\r\n						</ul>\r\n						<p><h3>Check your Credit Rating</h3>\r\n						Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.</p> \r\n						<p><h3>Be careful with your finances</h3>\r\n						Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.</p> \r\n	','Preparing to Buy','','inherit','closed','closed','','14-revision-v1','','','2018-10-14 23:14:25','2018-10-14 23:14:25','',14,'https://buyerben.com/14-revision-v1/',0,'revision','',0),(318,1,'2018-10-14 23:34:56','2018-10-14 23:34:56','						[Seller]\n						<h3>Inspections and Appraisals</h3> \n						Most buyers will have the property inspected by a licensed property inspector within the time frame that was agreed upon in the effective contract to purchase. Some buyers will have several different inspectors inspect the property, if they wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution via third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  A buyer of a commercial property may also have a complete environmental audit performed and/or soil test, if required by the lending institution.</p> \n						<p><strong>The Closing Agent.</strong><br /> \n						Either a title company or an attorney will be selected as the closing agent, whose job is to examine and insure clear title to real estate.  After researching the complete recorded history of your property, they will certify that 1) your title is free and clear of encumbrances (eg. mortgages, leases, or restrictions, liens) by the date of closing; and 2) all new encumbrances are duly included in the title.</p> \n						<h3>Contingencies.</h3> \n						A contingency is a condition that must be met before a contract becomes legally binding.  For instance, a buyer will usually include a contingency stating that their contract is binding only when there is a satisfactory home inspection report from a qualified inspector.</p> \n						<p>Before completing his or her purchase of your property, the buyer goes over every aspect of the property, as provided for by purchase agreements and any applicable addendums.  These include:</p> \n						<ul>\n						<li>Obtaining financing and insurance;</li> \n						<li>Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and</li>\n						<li>Inspecting the property. The buyer has the right to determine the condition of your property by subjecting it to a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist,  mold, lead based paint, HVAC, etc.</li>\n						</ul>\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the closing; or<br /> \n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \n						How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests?  This is when a professional listing agent can make a real difference in the outcome of the transaction.  Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.</p> \n						<h3>Loan Approval and Appraisal.</h3> \n						We suggest that you accept buyers who have a lender&#8217;s pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute.  Expect an appraiser from the lender&#8217;s company to review your property and verify that the sales price is appropriate.</p> \n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','24-autosave-v1','','','2018-10-14 23:34:56','2018-10-14 23:34:56','',24,'https://buyerben.com/24-autosave-v1/',0,'revision','',0),(321,3,'2018-10-15 00:07:23','2018-10-15 00:07:23','Most homebuyers start the process anxious, excited, nervous, and some are downright terrified. It’s natural. A home is the largest and most expensive purchase that most people will make in a lifetime. It can either turn out to be a complete financial disaster or a smart long-term investment.\r\n\r\nThe person standing between it being a huge financial mistake or a valuable asset is you, the agent. Still, the agent can only help as much as the buyer allows. As vital as having an experienced agent by their side is, there are things that first-time homebuyers have to do.\r\n\r\nHere is a list of tips to help first-time homebuyers help you the agent do the best job that you can do. When you are approached by a first-time homebuyer, share this list with them to help them get off on the right foot.\r\n\r\nTell Your Agent Everything: You don’t want any surprises; neither does your agent. Let them know upfront about any financial issues on your credit report. Be as detailed as possible about your goals and be flexible.\r\nMake Lists: Write out a list of the things that you want and a list of the things that you need in a new home. Share this list with your agent so that they can better help find what you are looking for. Update or add to your list as you think of things and share those changes with your agent.\r\nKeep Notes: Your agent is going to keep solid records of the homes that you see. However you should also keep your own notes as you go to open houses. After each home, share what you liked and what you didn’t like with your agent. That will help him or her narrow the search down for you.\r\nOrganize Your Documents: Keep your documents organized and all in one place. If you have a pre-approval letter, keep that with you on house hunts in case you decide to make an offer. Any documents that you will need like inspection reports or appraisals should be readily available as you search for homes.\r\nStay Positive: Maybe the most important tip for first-time homebuyers is to stay positive. Even after you have found the home that you want, made an offer, and had it accepted, the process of closing the deal can sometimes take longer than you’d like. Stay positive. If you’ve looked at several houses and still haven’t found what you want, stay calm. Trust your agent to get it right for you.\r\nSpeaking with an Agent\r\n\r\nAn agent for first-time homebuyers is an invaluable asset. They can help you navigate the process when you are unsure of what to do next. You could call and speak with an agent if you have general questions. However, if you are ready to seriously start shopping for a home, you need an agent now. Feel free to contact us with your specific questions.','Tips for First-Time Homebuyers','','publish','closed','closed','','tips-for-first-time-homebuyers','','','2019-04-10 06:00:39','2019-04-10 06:00:39','',0,'https://buyerben.com/?p=321',0,'post','',0),(324,1,'2018-10-15 00:07:23','2018-10-15 00:07:23','Most homebuyers start the process anxious, excited, nervous, and some are downright terrified. It’s natural. A home is the largest and most expensive purchase that most people will make in a lifetime. It can either turn out to be a complete financial disaster or a smart long-term investment.\r\n\r\nThe person standing between it being a huge financial mistake or a valuable asset is you, the agent. Still, the agent can only help as much as the buyer allows. As vital as having an experienced agent by their side is, there are things that first-time homebuyers have to do.\r\n\r\nHere is a list of tips to help first-time homebuyers help you the agent do the best job that you can do. When you are approached by a first-time homebuyer, share this list with them to help them get off on the right foot.\r\n\r\nTell Your Agent Everything: You don’t want any surprises; neither does your agent. Let them know upfront about any financial issues on your credit report. Be as detailed as possible about your goals and be flexible.\r\nMake Lists: Write out a list of the things that you want and a list of the things that you need in a new home. Share this list with your agent so that they can better help find what you are looking for. Update or add to your list as you think of things and share those changes with your agent.\r\nKeep Notes: Your agent is going to keep solid records of the homes that you see. However you should also keep your own notes as you go to open houses. After each home, share what you liked and what you didn’t like with your agent. That will help him or her narrow the search down for you.\r\nOrganize Your Documents: Keep your documents organized and all in one place. If you have a pre-approval letter, keep that with you on house hunts in case you decide to make an offer. Any documents that you will need like inspection reports or appraisals should be readily available as you search for homes.\r\nStay Positive: Maybe the most important tip for first-time homebuyers is to stay positive. Even after you have found the home that you want, made an offer, and had it accepted, the process of closing the deal can sometimes take longer than you’d like. Stay positive. If you’ve looked at several houses and still haven’t found what you want, stay calm. Trust your agent to get it right for you.\r\nSpeaking with an Agent\r\n\r\nAn agent for first-time homebuyers is an invaluable asset. They can help you navigate the process when you are unsure of what to do next. You could call and speak with an agent if you have general questions. However, if you are ready to seriously start shopping for a home, you need an agent now. Feel free to contact us with your specific questions.','Tips for First-Time Homebuyers','','inherit','closed','closed','','321-revision-v1','','','2018-10-15 00:07:23','2018-10-15 00:07:23','',321,'https://buyerben.com/321-revision-v1/',0,'revision','',0),(325,3,'2018-10-15 00:07:45','2018-10-15 00:07:45','There are many reasons why it may be time to sell your home. You may need more space to make room for a growing family or you need to downsize after your kids leave the nest. Whatever your motivations, you want to make sure that you’re timing it right.\r\n\r\nIf you sell when home prices are plummeting, you may end up losing on the deal. If you sell when home prices are highest, there may not be a lot of buyers looking to move. So how do you know when it’s a good time to sell?\r\n\r\nA qualified agent can help you determine if the market puts you in a good place or not. But for your own personal situation, here are the signs telling you that now is the time to sell your home.\r\n\r\nYou’ve Outgrown Your Home\r\n\r\nWhether you are expecting another child, caring for an aging parent, or have taken in your adult children, when you’ve outgrown your home, it may be time to sell your home. Consider the permanency of the change. Will the kids be there for a long time? How long will you be able to care for your aging parent? Buying a bigger home is one of the main reasons why homeowners choose to sell.\r\n\r\nYou Need to Make a Change\r\n\r\nChange is inevitable. Maybe you’re tired of shoveling snow and you want to live in a warmer climate. Maybe you have to move so you can go after your dream job or you want to be closer to family. When change entails moving, then a home sale becomes necessary.\r\n\r\nHome Prices are on the Rise\r\n\r\nThis is one of the riskiest reasons to sell your home. Sure you may get more than you ever dreamed for your home when prices are on the rise, but that also means that you will pay more for another home. Perhaps your agent can help you find a steal in a new location where prices are more level. Then you will have made a huge profit and a smart move.\r\n\r\nYou Need to Downsize\r\n\r\nMany homeowners are selling in order to downsize. The baby boomer generation is moving into their golden years. The kids are all out of the house and you just don’t need all that space anymore. Selling now could add a nice healthy sum to your nest egg as well. As long as you are smart about how much of that profit to spend on a new place, downsizing could be just the right move for you financially.\r\n\r\nYou Can No Longer Afford Your Home\r\n\r\nSadly, there are homeowners who just can no longer afford their home. Whether it is due to divorce, illness, a death, a skyrocketing mortgage payment, or the loss of a job, change in your financial circumstances is a big red flashing sign that now is the time to sell your home. Waiting any longer could have catastrophic financial consequences.\r\n\r\nIn any situation you find yourself in, an experienced agent is the key to helping you achieve your goals. Learn more about how to determine if now is the time to sell your home by contacting us today.','Signs that Now is the Time to Sell Your Home','','publish','closed','closed','','signs-that-now-is-the-time-to-sell-your-home','','','2019-04-10 06:00:39','2019-04-10 06:00:39','',0,'https://buyerben.com/?p=325',0,'post','',0),(327,1,'2018-10-15 00:07:45','2018-10-15 00:07:45','There are many reasons why it may be time to sell your home. You may need more space to make room for a growing family or you need to downsize after your kids leave the nest. Whatever your motivations, you want to make sure that you’re timing it right.\r\n\r\nIf you sell when home prices are plummeting, you may end up losing on the deal. If you sell when home prices are highest, there may not be a lot of buyers looking to move. So how do you know when it’s a good time to sell?\r\n\r\nA qualified agent can help you determine if the market puts you in a good place or not. But for your own personal situation, here are the signs telling you that now is the time to sell your home.\r\n\r\nYou’ve Outgrown Your Home\r\n\r\nWhether you are expecting another child, caring for an aging parent, or have taken in your adult children, when you’ve outgrown your home, it may be time to sell your home. Consider the permanency of the change. Will the kids be there for a long time? How long will you be able to care for your aging parent? Buying a bigger home is one of the main reasons why homeowners choose to sell.\r\n\r\nYou Need to Make a Change\r\n\r\nChange is inevitable. Maybe you’re tired of shoveling snow and you want to live in a warmer climate. Maybe you have to move so you can go after your dream job or you want to be closer to family. When change entails moving, then a home sale becomes necessary.\r\n\r\nHome Prices are on the Rise\r\n\r\nThis is one of the riskiest reasons to sell your home. Sure you may get more than you ever dreamed for your home when prices are on the rise, but that also means that you will pay more for another home. Perhaps your agent can help you find a steal in a new location where prices are more level. Then you will have made a huge profit and a smart move.\r\n\r\nYou Need to Downsize\r\n\r\nMany homeowners are selling in order to downsize. The baby boomer generation is moving into their golden years. The kids are all out of the house and you just don’t need all that space anymore. Selling now could add a nice healthy sum to your nest egg as well. As long as you are smart about how much of that profit to spend on a new place, downsizing could be just the right move for you financially.\r\n\r\nYou Can No Longer Afford Your Home\r\n\r\nSadly, there are homeowners who just can no longer afford their home. Whether it is due to divorce, illness, a death, a skyrocketing mortgage payment, or the loss of a job, change in your financial circumstances is a big red flashing sign that now is the time to sell your home. Waiting any longer could have catastrophic financial consequences.\r\n\r\nIn any situation you find yourself in, an experienced agent is the key to helping you achieve your goals. Learn more about how to determine if now is the time to sell your home by contacting us today.','Signs that Now is the Time to Sell Your Home','','inherit','closed','closed','','325-revision-v1','','','2018-10-15 00:07:45','2018-10-15 00:07:45','',325,'https://buyerben.com/325-revision-v1/',0,'revision','',0),(328,3,'2018-10-15 00:08:18','2018-10-15 00:08:18','There are two ways to think about remodeling projects that will boost your home’s value; you can get one or two major remodels done or opt for a bunch of small fixes. Depending on your budget and your timetable, one approach may be better for you than the other.\r\n\r\nFor instance, if you have an unfinished basement, maybe your dream when you first moved into your home was to refinish it. It never happened. But now that you are thinking about selling your home, you feel that a prospective buyer would really appreciate a full finished basement. Is that the remodeling project that you should do before selling?\r\n\r\nOn the other hand, you want to spend as little as possible to squeeze as much value out of your home. Maybe you would prefer to just spruce up the kitchen cabinets or repaint the house. Whichever camp you fall into here are some remodeling project ideas that usually add at least a few thousand dollars to the value of your home.\r\n\r\nInterior Improvements\r\n\r\nDepending on where you live, some remodeling projects bring in more dollars on resale than others. Here are some of the interior remodeling projects that can help boost your home’s value:\r\n\r\nKitchen Upgrades: Potential buyers these days want spacious, modern kitchens. Simple upgrades like adding new appliances, granite countertops, or new cabinets can pull in the big bucks. Some big-ticket improvements that usually add value include:\r\n\r\nAdding an island\r\nAdding a breakfast nook\r\nAdding new ceramic flooring\r\nAdding accent lighting\r\nRemoving Walls: The style right now is open concept kitchens and living rooms. If you have an older home, you could knock down a wall or two to really open up more interior space. If they’re load-bearing walls, removing them will usually push the price tag up. But non-load-bearing walls are easy to take out to add a pass-through window or a bigger entryway. Use a professional contractor to make sure the job is done right.\r\n\r\nRoom Additions: Believe it or not, adding a new room to your home is not as expensive as you might think and can greatly increase your home’s value. Think about converting your attic into a spare room or building a new room addition onto your house. The added space increases the overall square footage of your property and will push your asking price up.\r\n\r\nExterior Improvements\r\n\r\nThey are often overlooked when making improvements to your home, but there are a number of exterior projects that can boost your home’s value. Here are just a few ideas for exterior improvements:\r\n\r\nOutdoor Living Space: Especially in warm weather climates, buyers want a home with comfortable outdoor living spaces. That could mean adding in a slate patio or a wooden deck. Make your outdoor living space an oasis by adding in path lights, pathways, plants, shrubs, and trees.\r\nSiding Upgrades: If you are making simple upgrades on the cheap just to spiff up your home exterior, a good paint job will do. To really boost your home’s value try adding new siding. If you replace portions of your siding with stone veneers, it will greatly improve curb appeal and your home’s value.\r\nDriveways/Garages: If you haven’t paved your driveway in a while, new paving is an excellent exterior improvement that makes a good impression as soon as buyers pull up to your home. Your garage doors and exterior also make a good or bad impression. Even if you do not make any changes to your garage, you should clean it out and organize its contents for resale. Replace broken windows and locks and give it a good paint job.\r\nA qualified agent with years of experience in the real estate market can help you determine the best improvements to make based on your particular market. When you’re ready to learn more, connect with us today. We’re happy to help!','Remodeling Projects That Will Boost Your Home\'s Value','','publish','closed','closed','','remodeling-projects-that-will-boost-your-homes-value','','','2019-04-10 06:00:39','2019-04-10 06:00:39','',0,'https://buyerben.com/?p=328',0,'post','',0),(331,1,'2018-10-15 00:08:18','2018-10-15 00:08:18','There are two ways to think about remodeling projects that will boost your home’s value; you can get one or two major remodels done or opt for a bunch of small fixes. Depending on your budget and your timetable, one approach may be better for you than the other.\r\n\r\nFor instance, if you have an unfinished basement, maybe your dream when you first moved into your home was to refinish it. It never happened. But now that you are thinking about selling your home, you feel that a prospective buyer would really appreciate a full finished basement. Is that the remodeling project that you should do before selling?\r\n\r\nOn the other hand, you want to spend as little as possible to squeeze as much value out of your home. Maybe you would prefer to just spruce up the kitchen cabinets or repaint the house. Whichever camp you fall into here are some remodeling project ideas that usually add at least a few thousand dollars to the value of your home.\r\n\r\nInterior Improvements\r\n\r\nDepending on where you live, some remodeling projects bring in more dollars on resale than others. Here are some of the interior remodeling projects that can help boost your home’s value:\r\n\r\nKitchen Upgrades: Potential buyers these days want spacious, modern kitchens. Simple upgrades like adding new appliances, granite countertops, or new cabinets can pull in the big bucks. Some big-ticket improvements that usually add value include:\r\n\r\nAdding an island\r\nAdding a breakfast nook\r\nAdding new ceramic flooring\r\nAdding accent lighting\r\nRemoving Walls: The style right now is open concept kitchens and living rooms. If you have an older home, you could knock down a wall or two to really open up more interior space. If they’re load-bearing walls, removing them will usually push the price tag up. But non-load-bearing walls are easy to take out to add a pass-through window or a bigger entryway. Use a professional contractor to make sure the job is done right.\r\n\r\nRoom Additions: Believe it or not, adding a new room to your home is not as expensive as you might think and can greatly increase your home’s value. Think about converting your attic into a spare room or building a new room addition onto your house. The added space increases the overall square footage of your property and will push your asking price up.\r\n\r\nExterior Improvements\r\n\r\nThey are often overlooked when making improvements to your home, but there are a number of exterior projects that can boost your home’s value. Here are just a few ideas for exterior improvements:\r\n\r\nOutdoor Living Space: Especially in warm weather climates, buyers want a home with comfortable outdoor living spaces. That could mean adding in a slate patio or a wooden deck. Make your outdoor living space an oasis by adding in path lights, pathways, plants, shrubs, and trees.\r\nSiding Upgrades: If you are making simple upgrades on the cheap just to spiff up your home exterior, a good paint job will do. To really boost your home’s value try adding new siding. If you replace portions of your siding with stone veneers, it will greatly improve curb appeal and your home’s value.\r\nDriveways/Garages: If you haven’t paved your driveway in a while, new paving is an excellent exterior improvement that makes a good impression as soon as buyers pull up to your home. Your garage doors and exterior also make a good or bad impression. Even if you do not make any changes to your garage, you should clean it out and organize its contents for resale. Replace broken windows and locks and give it a good paint job.\r\nA qualified agent with years of experience in the real estate market can help you determine the best improvements to make based on your particular market. When you’re ready to learn more, connect with us today. We’re happy to help!','Remodeling Projects That Will Boost Your Home\'s Value','','inherit','closed','closed','','328-revision-v1','','','2018-10-15 00:08:18','2018-10-15 00:08:18','',328,'https://buyerben.com/328-revision-v1/',0,'revision','',0),(335,1,'2018-10-15 00:09:16','2018-10-15 00:09:16','						[Seller]\r\n						<h3>Why Should You Choose Our Professionals?</h3> \r\n						You may opt to sell your property independently.  There are many excellent reasons, however, why you should choose us to assist you in this important undertaking.  We will ensure that you maximize your opportunities in the current real estate market.  With our extensive contact networks that we have developed through the many national and international organizations, of which we are members, as well as our current and past clients, we will employ the most effective marketing and advertising strategies for your property.  We will also guide you through the complicated paperwork involved, from the initial agreement to the final documents.<br /> \r\n						<br /> \r\n						<h3>What To Look For In An Agent.</h3> \r\n						The following are a couple of factors to keep in mind when looking for a listing agent:<br /> \r\n						<br /> \r\n						1. <strong>Education. </strong> The most important factor in choosing a real estate professional is their education in the real estate industry.  Our professionals have advanced training and education, allowing them to be among the top agents in the world and earning prestigious designations in the various fields of real estate.</p> \r\n						<p>2. <strong>Experience and Expertise.</strong> You want a full-time agent who is familiar with your area and with the type of property you intend to sell.  Does he or she employ a diverse range of marketing and advertising strategies?  How tech-savvy is your agent?  How many similar properties has he or she been able to sell in the past?</p> \r\n						<p>3. <strong>Availability and Commitment.</strong> Your agent should be capable of prompt and decisive action during the course of selling your property.  Does your agent make it a point to keep in touch with you constantly?  Can your agent easily be contacted in case of emergencies or even for the simplest questions?  Is your agent available on the weekends or in the evenings when most buyers are out looking?</p> \r\n						<p>4. <strong>Rapport.</strong> Does your agent take the time to listen to your goals and clarify your needs?  Can your agent understand your unique situation and be genuinely concerned about the outcome of the process?  Your listing agent will be your guide and partner in this crucial decision, so it is important to find one with whom you can get along.</p> \r\n						<h3>What Is Your Property Worth?</h3> \r\n						Without a professional agent, most independent property sellers tend to overestimate the value of their property.  You can avoid this pitfall by consulting with an experienced real estate listing agent.</p> \r\n	','Select An Agent and Price','','inherit','closed','closed','','21-revision-v1','','','2018-10-15 00:09:16','2018-10-15 00:09:16','',21,'https://buyerben.com/21-revision-v1/',0,'revision','',0),(338,1,'2018-10-15 00:09:36','2018-10-15 00:09:36','						[Seller]\r\n						<p>You can do a lot to increase the appeal of your property and to create a lasting impact on potential buyers.</p> \r\n						<h3>What To Do To Prepare:</h3> \r\n						<p>The following are a couple of factors to keep in mind when listing your property for sale:<br /> \r\n						1.  <strong>Curb Appeal.</strong><br /> \r\n						Keeping your landscape pristine, and adding creative touches to your yard, such as colorful annuals, will create an immediate impact on passers-by and potential buyers.</p> \r\n						<p>2.  <strong>Property Repairs.</strong><br /> \r\n						Simple upgrades such as window repairs, polishing the doorknobs, and a fresh coat of paint in the most frequently used rooms will instantly brighten up the property.</p> \r\n						<p>3.  <strong>Cleanliness and Staging.</strong><br /> \r\n						Keep your property uncluttered, sweet-smelling and well-lit from top-to-bottom. Pay attention to details:  put away the kitty litter, place a vase of fresh flowers near the entryway, pop a batch of cinnamon rolls in the oven, have your carpets cleaned.  Your agent will scan the property before it is listed for sale to see how you can improve the staging of your property.</p> \r\n						<p>4.  <strong>Disclosures and Inspections.</strong><br /> \r\n						We are very familiar with the legal procedures involved in disclosures and are ready to help you develop a thorough disclosure statement beneficial to both you and the buyer, as well as suggest home improvement measures before placing your property on the market (such as termite and pest inspections).</p> \r\n						<p>5.  <strong>Showtime.</strong><br /> \r\n						Presenting your property to potential buyers is a job that we will take care of for you. Buyers feel more comfortable discussing the property with the agent, if you are not there. Moreover, your agent will know what information will be most useful in representing your interests when speaking with prospective buyers.</p> \r\n	','Prepare to Sell','','inherit','closed','closed','','22-revision-v1','','','2018-10-15 00:09:36','2018-10-15 00:09:36','',22,'https://buyerben.com/22-revision-v1/',0,'revision','',0),(341,1,'2018-10-15 00:09:49','2018-10-15 00:09:49','						[Seller]\r\n						<h3>Inspections and Appraisals</h3> \r\n						Most buyers will have the property inspected by a licensed property inspector within the time frame that was agreed upon in the effective contract to purchase. Some buyers will have several different inspectors inspect the property, if they wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution via third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  A buyer of a commercial property may also have a complete environmental audit performed and/or soil test, if required by the lending institution.</p> \r\n						<p><strong>The Closing Agent.</strong><br /> \r\n						Either a title company or an attorney will be selected as the closing agent, whose job is to examine and insure clear title to real estate.  After researching the complete recorded history of your property, they will certify that 1) your title is free and clear of encumbrances (eg. mortgages, leases, or restrictions, liens) by the date of closing; and 2) all new encumbrances are duly included in the title.</p> \r\n						<h3>Contingencies.</h3> \r\n						A contingency is a condition that must be met before a contract becomes legally binding.  For instance, a buyer will usually include a contingency stating that their contract is binding only when there is a satisfactory home inspection report from a qualified inspector.</p> \r\n						<p>Before completing his or her purchase of your property, the buyer goes over every aspect of the property, as provided for by purchase agreements and any applicable addendums.  These include:</p> \r\n						<ul>\r\n						<li>Obtaining financing and insurance;</li> \r\n						<li>Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and</li>\r\n						<li>Inspecting the property. The buyer has the right to determine the condition of your property by subjecting it to a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist,  mold, lead based paint, HVAC, etc.</li>\r\n						</ul>\r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the closing; or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests?  This is when a professional listing agent can make a real difference in the outcome of the transaction.  Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.</p> \r\n						<h3>Loan Approval and Appraisal.</h3> \r\n						We suggest that you accept buyers who have a lender&#8217;s pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute.  Expect an appraiser from the lender&#8217;s company to review your property and verify that the sales price is appropriate.</p> \r\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','24-revision-v1','','','2018-10-15 00:09:49','2018-10-15 00:09:49','',24,'https://buyerben.com/24-revision-v1/',0,'revision','',0),(354,1,'2018-10-15 00:15:32','2018-10-15 00:15:32','[srzmort id=1]','Mortgage Calculator','','publish','closed','closed','','mortgage-calculator','','','2019-07-13 15:48:07','2019-07-13 15:48:07','',0,'https://buyerben.com/?page_id=354',0,'page','',0),(357,1,'2018-10-15 00:15:32','2018-10-15 00:15:32','[srzmort id=1]','Mortgage Calculator','','inherit','closed','closed','','354-revision-v1','','','2018-10-15 00:15:32','2018-10-15 00:15:32','',354,'https://buyerben.com/354-revision-v1/',0,'revision','',0),(358,1,'2018-10-15 00:16:20','2018-10-15 00:16:20',' ','','','publish','closed','closed','','358','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=358',24,'nav_menu_item','',0),(362,1,'2018-10-15 00:23:26','2018-10-15 00:23:26','Chase Real Properties has been representing buyers and sellers all throughout the New York metropolitan area. We specialize particularly in residential and commercial real estate in Westchester, Bronx, Queens and Brooklyn. Established by Sabry Humodah, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \r\n\r\nIn today’s real estate market, selling and buying a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the Chase Real Properties team, our agents’ skills go far beyond closing deals.\r\n\r\nOur agents are well known for their all-out approach to the job. Whether dealing with a buyer or a seller, each member of our team is masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With our vast network and access to real-time market information, our agents are able to give valuable insights and guidance in all aspects of the buying and selling process.\r\n\r\n<h2 class=\"ip_about_subtitle\">Seller Services</h2>\r\n\r\nWe showcase our sellers’ properties on our agent websites as well as top real estate sites in a way that gets attention. Our listings appear on leading local and national publications. Our goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \r\n\r\n<h2 class=\"ip_about_subtitle\">Buyer Services</h2>\r\n\r\nBuying a home in Westchester County, Bronx, Queens or Brooklyn? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. Our clients get the best personalized service, qualified advice, and professional assistance in all areas we service. Knowing that we are on their side gives Chase Real Properties’ clients a stress-free real estate experience. \r\n\r\nIn today’s real estate market, experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, our team at Chase Real Properties looks forward to helping you realize all your real estate goals, big and small. \r\n\r\n\r\n<h2 class=\"ip_about_subtitle\">Giving Back</h2>\r\n\r\nOur team is well respected within the community, and many of our agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\r\n\r\n<h2 class=\"ip_about_subtitle\">Speak with us at Chase Real Properties today!</h2>\r\n\r\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. Speak with one of our agents today to get started!','About','','inherit','closed','closed','','7-revision-v1','','','2018-10-15 00:23:26','2018-10-15 00:23:26','',7,'https://buyerben.com/7-revision-v1/',0,'revision','',0),(364,1,'2018-10-15 00:27:06','2018-10-15 00:27:06','[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\r\n						<p><h2 class=\"ip_about_subtitle\">Why do you want to buy?</h2>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h2 class=\"ip_about_subtitle\">Has your income grown?</h2><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>','Deciding to Buy','','inherit','closed','closed','','13-revision-v1','','','2018-10-15 00:27:06','2018-10-15 00:27:06','',13,'https://buyerben.com/13-revision-v1/',0,'revision','',0),(366,1,'2018-10-15 00:27:43','2018-10-15 00:27:43','[Seller]\r\n						<p>So you have decided to sell your property.  Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.</p> \r\n						<p><h2 class=\"ip_about_subtitle\">Why Sell?</h2>  \r\n						Why do you want to sell your property?  Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?  You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.  Being clear about your intentions for selling will make it easier for us to determine the most appropriate option for your specified financial, lifestyle, and real estate goals.</p> \r\n						<p><h2 class=\"ip_about_subtitle\">When Should I Sell?</h2> \r\n						You should immediately establish your time frame for selling.  If you need to sell quickly, we can speed up the process by giving you a complete market analysis and action plan to obtain all of your goals.  If there is no pressing need to sell immediately, you can sit down with one of our expert real estate agents to thoroughly review the current market conditions and find the most favorable time to sell.</p> \r\n						<p><h2 class=\"ip_about_subtitle\">What Is The Market Like?</h2>\r\n						When you work with us, you can be sure that you will have our knowledge, expertise and negotiating skills at work for you to arrive at the best market prices and terms.  We will keep you up-to-date on what is happening in the marketplace and the price, financing, terms and conditions of competing properties.  With us, you will know exactly how to price and when to sell your property.</p> \r\n						<p><h2 class=\"ip_about_subtitle\">How Do I Optimize My Finances?</h2>\r\n						Deciding to sell your property demands a serious consideration of your current financial situation and future possibilities. With the help of our qualified agents, you will be able to effectively assess the cumulative impact of these changes, estimate potential proceeds of selling your property, and plan effective tax savings and estate planning strategies.  We will ensure that you not only take control of your finances, but use them to their fullest potential.</p>','Decide to Sell','','inherit','closed','closed','','20-revision-v1','','','2018-10-15 00:27:43','2018-10-15 00:27:43','',20,'https://buyerben.com/20-revision-v1/',0,'revision','',0),(368,1,'2018-10-15 00:28:17','2018-10-15 00:28:17','[Seller]\r\n						<p>So you have decided to sell your property.  Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.</p> \r\n						<p><h3>Why Sell?</h3>  \r\n						Why do you want to sell your property?  Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?  You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.  Being clear about your intentions for selling will make it easier for us to determine the most appropriate option for your specified financial, lifestyle, and real estate goals.</p> \r\n						<p><h3>When Should I Sell?</h3> \r\n						You should immediately establish your time frame for selling.  If you need to sell quickly, we can speed up the process by giving you a complete market analysis and action plan to obtain all of your goals.  If there is no pressing need to sell immediately, you can sit down with one of our expert real estate agents to thoroughly review the current market conditions and find the most favorable time to sell.</p> \r\n						<p><h3>What Is The Market Like?</h3>\r\n						When you work with us, you can be sure that you will have our knowledge, expertise and negotiating skills at work for you to arrive at the best market prices and terms.  We will keep you up-to-date on what is happening in the marketplace and the price, financing, terms and conditions of competing properties.  With us, you will know exactly how to price and when to sell your property.</p> \r\n						<p><h3>How Do I Optimize My Finances?</h3>\r\n						Deciding to sell your property demands a serious consideration of your current financial situation and future possibilities. With the help of our qualified agents, you will be able to effectively assess the cumulative impact of these changes, estimate potential proceeds of selling your property, and plan effective tax savings and estate planning strategies.  We will ensure that you not only take control of your finances, but use them to their fullest potential.</p>','Decide to Sell','','inherit','closed','closed','','20-revision-v1','','','2018-10-15 00:28:17','2018-10-15 00:28:17','',20,'https://buyerben.com/20-revision-v1/',0,'revision','',0),(371,1,'2018-10-15 00:30:32','2018-10-15 00:30:32','[Buyer]\r\n						\r\n						<p>Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.</p>\r\n						<p><h3>Why do you want to buy?</h3>Are you tired of paying rent?  Have you decided to pay your own mortgage and not your landlord&#8217;s?  Have you outgrown your current home?  Are you looking for an investment portfolio?  Are you looking for a rental property?  Would you like a larger yard?  Would you rather live in a different area?  Do you want to shorten your commute?  Having a clear sense of your reasons for buying will help you choose the right property.</p>\r\n						<p><h3>Has your income grown?</h3><p>Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.  Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.</p>','Deciding to Buy','','inherit','closed','closed','','13-revision-v1','','','2018-10-15 00:30:32','2018-10-15 00:30:32','',13,'https://buyerben.com/13-revision-v1/',0,'revision','',0),(372,1,'2018-10-15 00:41:01','2018-10-15 00:41:01','<strong>Thank you for visiting Chase Real Properties!</strong>\n\nWe have scheduled an update for this section of the website, and invite you to come back at a later date to view our new content.\n\nFrom here, feel free to go back to our <a href=\"https://buyerben.com\"><strong>Homepage</strong></a>, or send us any inquiries you may have and we\'ll get right back in touch.\n\n<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\">[contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>				','Rent Affordability','','publish','closed','closed','','rent-affordability','','','2018-10-15 00:41:01','2018-10-15 00:41:01','',0,'https://buyerben.com/rent-affordability/',0,'page','',0),(374,1,'2018-10-15 00:41:17','2018-10-15 00:41:17',' ','','','publish','closed','closed','','374','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=374',21,'nav_menu_item','',0),(389,1,'2018-10-15 01:07:48','2018-10-15 01:07:48','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><h2 class=\"ip_about_subtitle\">Send us a message and we’ll get right back in touch.</h2></div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"347-843-7744\"]347-843-7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"347-843-7745\"]347-843-7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2018-10-15 01:07:48','2018-10-15 01:07:48','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(391,1,'2018-10-15 01:09:25','2018-10-15 01:09:25','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><h2 class=\"ip_contact_subtitle\">Send us a message and we’ll get right back in touch.</h2></div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"347-843-7744\"]347-843-7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"347-843-7745\"]347-843-7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2018-10-15 01:09:25','2018-10-15 01:09:25','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(397,1,'2018-10-15 19:49:12','2018-10-15 19:49:12','						[Buyer]\r\n						<p>Once those preparations are out of the way, it is time to find the right property for you.</p> \r\n						<p><h3>Take a Drive</h3> \r\n						Get to know the neighborhoods, complexes, or subdivisions, which interest you.  Drive around and get a feel for what it would be like to own a property in the area. Start getting a sense of the properties available in those areas.</p> \r\n						<p><h3>Narrow Your Search</h3>\r\n						Select a few properties that interest you the most and have your real estate agent make appointments to visit them. Ask your real estate agent about the potential long term resale value of the properties you are considering.</p> \r\n						<p><h3>Time to Buy</h3>\r\n						Once you have picked out the property you want to purchase, your real estate agent can help you make an offer that the seller will accept. A good agent will investigate the potential costs and expenses associated with the new property.  An agent can also help you draft your offer in a way that gives you the advantage over another offer.</p> \r\n	','Time to go Shopping','','inherit','closed','closed','','16-revision-v1','','','2018-10-15 19:49:12','2018-10-15 19:49:12','',16,'https://buyerben.com/16-revision-v1/',0,'revision','',0),(399,1,'2018-10-15 19:50:09','2018-10-15 19:50:09','						[Buyer]\r\n						<p><h3>The Process, Step-by-Step</h3></p> \r\n						<p><h3>The Initial Agreement and Deposit</h3><br /> \r\n						An effective agreement is a legal arrangement between a potential purchaser and the property&#8217;s seller.</p> \r\n						<p>Some important tips to keep in mind to streamline the process:</p> \r\n						<ul>\r\n						<li><strong style=\"color: #012f60;\">Keep written records of everything.</strong>  For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums and to convert them into written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything.</li> \r\n						<li><strong style=\"color: #012f60;\">Stick to the schedule.</strong> Now that you have chosen your offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations so that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated, so you will always be prepared for the next step.</li>\r\n						</ul>\r\n						<p><h3>The Closing Agent</h3> Either a title company or an attorney will be selected as a closing agent. The closing agent will hold the deposit in escrow and will research the complete recorded history of the property to ensure that the title is free and clear of encumbrances by the date of closing and that all new encumbrances are properly added to the title. Some properties are subject to restrictions which limit various activities such as building or parking restrictions.  There may be recorded easements and encroachments, which limit the rights to use your property.</p> \r\n						<p><h3>How to Hold Title</h3> You may wish to consult an attorney or tax advisor on the best way to hold title.  Different methods of holding title have different legal, estate and tax implications, especially when selling or upon death of the title holder.</p> \r\n						<p><h3>Inspections</h3> Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase.  You may elect to have different inspectors inspect the property, if you wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If you are purchasing a commercial property, then you will need to have an environmental audit done on the site for the lending institution.  We can recommend several different inspectors.</p> \r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the close, or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						<h3>Appraisal and Lending</h3> It is imperative that you keep in close communication with your lender, who will let you know when additional documents are needed to approve your loan application and fund your loan.  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution, via a third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  Appraisers are specialists in determining the value of properties, based on a combination of square footage measurements, building costs, recent sales of comparable properties, operating income, etc.  When you are within two weeks of closing, double check with your lender to be sure the loan will go through smoothly and on time.</p> \r\n						<p><h3>Association Approval</h3> If the property that you are purchasing is conditional upon an association approval, request the rules, regulations, and other important documents from the seller as soon as you have an effective agreement to purchase.  Make sure that the application documents and processing fees are submitted to the appropriate person at the association by the required time.  Fill out all of the information completely and legibly so there is no delay in processing the application.  If you are required to meet with the association for your approval, make an appointment as soon as possible for the interview.  Most associations require a certificate of approval before move-in.  Your closing agent will request that the original copy of this approval letter be brought to the closing, so that it can be recorded with the deed in the county public records.</p> \r\n						<p><h3>Property Insurance </h3>If you are obtaining a loan, you will be required by your lender to purchase a certain amount of insurance on the property.  The value will depend on the lending institution and the purchase price of the property.  You may be able to save hundreds of dollars a year on homeowners insurance by shopping around for insurance.  You can also save money with these tips.</p> \r\n						<ul>\r\n						<li><strong>Consider a higher deductible </strong>Increasing your deductible by just a few hundred dollars can make a big difference in your premium.</li>\r\n						<li><strong>Ask your insurance agent about discounts </strong>You may be able get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire-retardant roofing materials. Persons over 55 years of age or long-term customers may also be offered discounts.</li>\r\n						<li><strong>Insure your house NOT the land under it </strong>After a disaster, the land is still there. If you do not subtract the value of the land when deciding how much homeowner&rsquo;s insurance to buy, you will pay more than you should.</li>\r\n						We will be happy to recommend experienced knowledgeable insurance agents for every property type.</p> \r\n						</ul>\r\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','17-revision-v1','','','2018-10-15 19:50:09','2018-10-15 19:50:09','',17,'https://buyerben.com/17-revision-v1/',0,'revision','',0),(401,1,'2018-10-15 19:50:50','2018-10-15 19:50:50','						[Buyer]\r\n						<p><h3>Closing Day</h3> \r\n						If you have come this far, then this means that it is almost time for a congratulations, but not yet.  Do not forget to tie up these loose ends:</p> \r\n						<p><h3>Final Walk-Through Inspection</h3>\r\n						More of a formality than anything else, the final inspection takes place a day before, or the day of the closing. You will visit the property to verify that all is in working order, everything is the same as when you last viewed the property, that there are no extra items left behind, and that everything included in your purchase is still at the property.</p> \r\n						<p><h3>Home Services and Utilities</h3>\r\n						We will provide a list of useful numbers for the activation of home services and utilities after the closing occurs.</p> \r\n						<p><h3>Be Prepared</h3>\r\n						We are ready to assist you should an unforeseen glitch pop up, even at this last stage. Something at the property breaks down, or some other minor detail &#8211; no need to worry. We have encountered these problems before so we know how to handle them efficiently and in a stress-free manor.</p> \r\n						<p><h3>Closing</h3>\r\n						The closing agent will furnish all parties involved with a settlement statement, which summarizes and details the financial transactions enacted in the process. You and the seller(s) will sign this statement, as well as the closing agent, certifying its accuracy. If you are obtaining financing, you will have to sign all pertinent documentation required by the lending institution.  If you are unable to attend the scheduled closing, arrangements can be made depending on the circumstances and the notice that we receive.  If you are bringing funds to the transaction, you can elect to either have the funds wired electronically into the closing agent&rsquo;s escrow account, or bring a certified bank check to the closing in the amount specified on the settlement statement.  The seller should arrange to have all property keys and any other important information for you at the closing so that you may receive these items at this time.</p>\r\n	','Moving In','','inherit','closed','closed','','18-revision-v1','','','2018-10-15 19:50:50','2018-10-15 19:50:50','',18,'https://buyerben.com/18-revision-v1/',0,'revision','',0),(403,1,'2018-10-15 19:52:05','2018-10-15 19:52:05','						[Seller]\r\n						<h3>Why Should You Choose Our Professionals?</h3> \r\n						You may opt to sell your property independently.  There are many excellent reasons, however, why you should choose us to assist you in this important undertaking.  We will ensure that you maximize your opportunities in the current real estate market.  With our extensive contact networks that we have developed through the many national and international organizations, of which we are members, as well as our current and past clients, we will employ the most effective marketing and advertising strategies for your property.  We will also guide you through the complicated paperwork involved, from the initial agreement to the final documents.<br /> \r\n						<br /> \r\n						<h3>What To Look For In An Agent</h3> \r\n						The following are a couple of factors to keep in mind when looking for a listing agent:<br /> \r\n						<br /> \r\n						1. <strong>Education. </strong> The most important factor in choosing a real estate professional is their education in the real estate industry.  Our professionals have advanced training and education, allowing them to be among the top agents in the world and earning prestigious designations in the various fields of real estate.</p> \r\n						<p>2. <strong>Experience and Expertise.</strong> You want a full-time agent who is familiar with your area and with the type of property you intend to sell.  Does he or she employ a diverse range of marketing and advertising strategies?  How tech-savvy is your agent?  How many similar properties has he or she been able to sell in the past?</p> \r\n						<p>3. <strong>Availability and Commitment.</strong> Your agent should be capable of prompt and decisive action during the course of selling your property.  Does your agent make it a point to keep in touch with you constantly?  Can your agent easily be contacted in case of emergencies or even for the simplest questions?  Is your agent available on the weekends or in the evenings when most buyers are out looking?</p> \r\n						<p>4. <strong>Rapport.</strong> Does your agent take the time to listen to your goals and clarify your needs?  Can your agent understand your unique situation and be genuinely concerned about the outcome of the process?  Your listing agent will be your guide and partner in this crucial decision, so it is important to find one with whom you can get along.</p> \r\n						<h3>What Is Your Property Worth?</h3> \r\n						Without a professional agent, most independent property sellers tend to overestimate the value of their property.  You can avoid this pitfall by consulting with an experienced real estate listing agent.</p> \r\n	','Select An Agent and Price','','inherit','closed','closed','','21-revision-v1','','','2018-10-15 19:52:05','2018-10-15 19:52:05','',21,'https://buyerben.com/21-revision-v1/',0,'revision','',0),(405,1,'2018-10-15 19:52:53','2018-10-15 19:52:53','						[Seller]\r\n						<p>You can do a lot to increase the appeal of your property and to create a lasting impact on potential buyers.</p> \r\n						<h3>What To Do To Prepare:</h3> \r\n						<p>The following are a couple of factors to keep in mind when listing your property for sale:<br /> \r\n						1.  <strong>Curb Appeal</strong><br /> \r\n						Keeping your landscape pristine, and adding creative touches to your yard, such as colorful annuals, will create an immediate impact on passers-by and potential buyers.</p> \r\n						<p>2.  <strong>Property Repairs</strong><br /> \r\n						Simple upgrades such as window repairs, polishing the doorknobs, and a fresh coat of paint in the most frequently used rooms will instantly brighten up the property.</p> \r\n						<p>3.  <strong>Cleanliness and Staging</strong><br /> \r\n						Keep your property uncluttered, sweet-smelling and well-lit from top-to-bottom. Pay attention to details:  put away the kitty litter, place a vase of fresh flowers near the entryway, pop a batch of cinnamon rolls in the oven, have your carpets cleaned.  Your agent will scan the property before it is listed for sale to see how you can improve the staging of your property.</p> \r\n						<p>4.  <strong>Disclosures and Inspections</strong><br /> \r\n						We are very familiar with the legal procedures involved in disclosures and are ready to help you develop a thorough disclosure statement beneficial to both you and the buyer, as well as suggest home improvement measures before placing your property on the market (such as termite and pest inspections).</p> \r\n						<p>5.  <strong>Showtime</strong><br /> \r\n						Presenting your property to potential buyers is a job that we will take care of for you. Buyers feel more comfortable discussing the property with the agent, if you are not there. Moreover, your agent will know what information will be most useful in representing your interests when speaking with prospective buyers.</p> \r\n	','Prepare to Sell','','inherit','closed','closed','','22-revision-v1','','','2018-10-15 19:52:53','2018-10-15 19:52:53','',22,'https://buyerben.com/22-revision-v1/',0,'revision','',0),(407,1,'2018-10-15 19:53:24','2018-10-15 19:53:24','						[Seller]\r\n						<p><h3>The Price Is Not Always Right</h3> \r\n						&#8220;The higher the price, the better the offer.&#8221;  Do not let yourself be fooled by this popular misconception.  Price is not always the determining factor when accepting an offer for several important reasons: the initial offer is usually not final, and there are a number of terms and conditions that may influence the final outcome of a price.  You can trust our professionals to help you thoroughly evaluate every proposal without compromising your marketing position.</p> \r\n						<p><h3>Negotiating The Right Way</h3> \r\n						We take the ethical responsibility of fairly negotiating contractual terms very seriously.  It is our job to find a win-win agreement that is beneficial to all parties involved.  You may even have to deal with multiple offers before ratifying the one you judge to be the most suitable for you &#8211; and as your agents, we will guarantee a thorough and objective assessment of each offer to help you make the right choice.</p> \r\n						<p><h3>The Initial Agreement and Deposit</h3>  \r\n						An effective agreement is a legal arrangement between a potential purchaser and the property&rsquo;s seller.  Laws vary from state to state, but in order to be a legally, binding agreement, the agreement may require consideration.  This consideration (initial and additional deposit) is to be held in the closing agent&rsquo;s escrow account pending the fulfillment of conditions or contingencies in the effective agreement.</p> \r\n						<p>Some important tips to keep in mind to streamline the process even further:</p> \r\n						<ul>\r\n						<li><strong>Keep written records of everything.</strong> \r\n						For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties.  We will assist you in drafting all the paperwork for your sale and make sure that you have copies of everything.</li> \r\n						<li><strong>Stick to the schedule.</strong>  \r\n						Now that you have chosen your offer, you and the buyer will be given a timeline to mark every stage in the process of closing the real estate contract.  Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements.  During the process we will keep you constantly updated so you will always be prepared for the next step.</li>\r\n						</ul>\r\n	','Accepting an Offer','','inherit','closed','closed','','23-revision-v1','','','2018-10-15 19:53:24','2018-10-15 19:53:24','',23,'https://buyerben.com/23-revision-v1/',0,'revision','',0),(409,1,'2018-10-15 19:54:01','2018-10-15 19:54:01','						[Seller]\r\n						<h3>Inspections and Appraisals</h3> \r\n						Most buyers will have the property inspected by a licensed property inspector within the time frame that was agreed upon in the effective contract to purchase. Some buyers will have several different inspectors inspect the property, if they wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution via third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  A buyer of a commercial property may also have a complete environmental audit performed and/or soil test, if required by the lending institution.</p> \r\n						<p><strong>The Closing Agent.</strong><br /> \r\n						Either a title company or an attorney will be selected as the closing agent, whose job is to examine and insure clear title to real estate.  After researching the complete recorded history of your property, they will certify that 1) your title is free and clear of encumbrances (eg. mortgages, leases, or restrictions, liens) by the date of closing; and 2) all new encumbrances are duly included in the title.</p> \r\n						<h3>Contingencies</h3> \r\n						A contingency is a condition that must be met before a contract becomes legally binding.  For instance, a buyer will usually include a contingency stating that their contract is binding only when there is a satisfactory home inspection report from a qualified inspector.</p> \r\n						<p>Before completing his or her purchase of your property, the buyer goes over every aspect of the property, as provided for by purchase agreements and any applicable addendums.  These include:</p> \r\n						<ul>\r\n						<li>Obtaining financing and insurance;</li> \r\n						<li>Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and</li>\r\n						<li>Inspecting the property. The buyer has the right to determine the condition of your property by subjecting it to a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist,  mold, lead based paint, HVAC, etc.</li>\r\n						</ul>\r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the closing; or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests?  This is when a professional listing agent can make a real difference in the outcome of the transaction.  Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.</p> \r\n						<h3>Loan Approval and Appraisal</h3> \r\n						We suggest that you accept buyers who have a lender&#8217;s pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute.  Expect an appraiser from the lender&#8217;s company to review your property and verify that the sales price is appropriate.</p> \r\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','24-revision-v1','','','2018-10-15 19:54:01','2018-10-15 19:54:01','',24,'https://buyerben.com/24-revision-v1/',0,'revision','',0),(411,1,'2018-10-15 19:54:21','2018-10-15 19:54:21','						[Seller]\r\n						<h3>Inspections and Appraisals</h3> \r\n						Most buyers will have the property inspected by a licensed property inspector within the time frame that was agreed upon in the effective contract to purchase. Some buyers will have several different inspectors inspect the property, if they wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure).  If the agreement is conditional upon financing, then the property will be appraised by a licensed appraiser to determine the value for the lending institution via third party.  This is done so that the lending institution can confirm their investment in your property is accurate.  A buyer of a commercial property may also have a complete environmental audit performed and/or soil test, if required by the lending institution.</p> \r\n						<p><strong>The Closing Agent</strong><br /> \r\n						Either a title company or an attorney will be selected as the closing agent, whose job is to examine and insure clear title to real estate.  After researching the complete recorded history of your property, they will certify that 1) your title is free and clear of encumbrances (eg. mortgages, leases, or restrictions, liens) by the date of closing; and 2) all new encumbrances are duly included in the title.</p> \r\n						<h3>Contingencies</h3> \r\n						A contingency is a condition that must be met before a contract becomes legally binding.  For instance, a buyer will usually include a contingency stating that their contract is binding only when there is a satisfactory home inspection report from a qualified inspector.</p> \r\n						<p>Before completing his or her purchase of your property, the buyer goes over every aspect of the property, as provided for by purchase agreements and any applicable addendums.  These include:</p> \r\n						<ul>\r\n						<li>Obtaining financing and insurance;</li> \r\n						<li>Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and</li>\r\n						<li>Inspecting the property. The buyer has the right to determine the condition of your property by subjecting it to a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist,  mold, lead based paint, HVAC, etc.</li>\r\n						</ul>\r\n						<p>Depending on the outcome of these inspections, one of two things may happen:</p> \r\n						<p>1.	Either each milestone is successfully closed and the contingencies will be removed, bringing you one step closer to the closing; or<br /> \r\n						2.	The buyer, after reviewing the property and the papers, requests a renegotiation of the terms of contract (usually the price).<br /> \r\n						How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests?  This is when a professional listing agent can make a real difference in the outcome of the transaction.  Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.</p> \r\n						<h3>Loan Approval and Appraisal</h3> \r\n						We suggest that you accept buyers who have a lender&#8217;s pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute.  Expect an appraiser from the lender&#8217;s company to review your property and verify that the sales price is appropriate.</p> \r\n	','Escrow Inspections and Appraisals','','inherit','closed','closed','','24-revision-v1','','','2018-10-15 19:54:21','2018-10-15 19:54:21','',24,'https://buyerben.com/24-revision-v1/',0,'revision','',0),(413,1,'2018-10-15 19:54:51','2018-10-15 19:54:51','						[Seller]\r\n						<p><h3>Closing Day</h3>  \r\n						If you have come this far, this means that it is almost time for a congratulations, but not yet.  Do not forget to tie up these loose ends:</p> \r\n						<p><h3>Final Walk-Through Inspection</h3> \r\n						More of a formality than anything else, the final inspection takes place the day before, or the day of the closing.  The buyer visits the property to verify that all is in working order, everything is the same as when the buyer last viewed the property, and that there are no extra items left behind.</p> \r\n						<p><h3>Cancel Home Services and Utilities</h3> \r\n						We will provide a list of useful numbers for the termination of home services and utilities after the closing occurs.</p> \r\n						<p><h3>Be Prepared</h3> \r\n						We are ready to assist you should an unforeseen glitch pop up, even at this last stage. If something at the property breaks down or the buyers&#8217; loan does not pull through on time, there is no need to worry. We have encountered these problems before so we know how to handle them efficiently and in a stress-free manner.</p> \r\n						<p><h3>Closing</h3>\r\n						The closing agent will furnish all parties involved with a settlement statement, which summarizes and details the financial transactions enacted in the process. The buyer(s) will sign this statement and then you will sign as well as the closing agent, certifying its accuracy.  If you are unable to attend the scheduled closing, then arrangements can be made depending on the circumstances and the notice that we receive.  If you are receiving funds from the transaction, you can elect to either have the funds wired electronically to an account at your financial institution, or have a check issued to you at the closing.  The seller should arrange to have all property keys and any other important information for the new purchaser at the closing, so that the purchaser may receive these items at this time.</p> \r\n	','Close of Escrow','','inherit','closed','closed','','25-revision-v1','','','2018-10-15 19:54:51','2018-10-15 19:54:51','',25,'https://buyerben.com/25-revision-v1/',0,'revision','',0),(415,1,'2018-10-15 19:55:37','2018-10-15 19:55:37','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><h2 class=\"ip_contact_subtitle\">Send us a message and we’ll get right back in touch!</h2></div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"347-843-7744\"]347-843-7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"347-843-7745\"]347-843-7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2018-10-15 19:55:37','2018-10-15 19:55:37','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(429,1,'2019-05-08 22:49:52','2019-05-08 22:49:52','Sabry\nHumodah\nluis.anastacio@agentimage.com\nSabry Humodah','luis.anastacio@agentimage.com','','publish','closed','closed','','luis-anastacio-agentimage-com','','','2019-05-08 22:49:52','2019-05-08 22:49:52','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=429',0,'flamingo_contact','',0),(467,1,'2018-10-23 20:24:44','2018-10-23 20:24:44','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling fee when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 150px;\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','publish','closed','closed','','payments','','','2019-05-30 22:20:37','2019-05-30 22:20:37','',0,'https://buyerben.com/?page_id=467',0,'page','',0),(470,1,'2018-10-23 20:24:44','2018-10-23 20:24:44','','Payments','','inherit','closed','closed','','467-revision-v1','','','2018-10-23 20:24:44','2018-10-23 20:24:44','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(471,1,'2018-10-23 20:25:02','2018-10-23 20:25:02','','$ Pay Online','','publish','closed','closed','','471','','','2019-06-07 23:42:17','2019-06-07 23:42:17','',0,'https://buyerben.com/?p=471',30,'nav_menu_item','',0),(506,1,'2018-10-31 04:07:04','2018-10-31 04:07:04','<h2>Schedule a Showing</h2>\r\n<div class=\"m-form\">	\r\n	[text* fname placeholder \"First Name*\"]\r\n	[text* lname placeholder \"Last Name*\"]\r\n	[email* email placeholder \"Email Address*\"]\r\n	[tel phone placeholder \"Phone Number\"]\r\n	<span>Preferred time and date</span>\r\n	<div>\r\n		[select preferred_time \"6:00 AM\" \"7:00 AM\" \"8:00 AM\" \"9:00 AM\" \"10:00 AM\" \"11:00 AM\" \"12:00 AM\" \"1:00 PM\" \"2:00 PM\" \"3:00 PM\" \"4:00 PM\" \"5:00 PM\" \"6:00 PM\" \"7:00 PM\" \"8:00 PM\" \"9:00 PM\" \"10:00 PM\"]\r\n		[date preferred_date min:1970-01-01 max:9999-12-31]\r\n	</div>	\r\n	<span>Alternate time and date</span>\r\n	<div>\r\n		[select alternate_time \"6:00 AM\" \"7:00 AM\" \"8:00 AM\" \"9:00 AM\" \"10:00 AM\" \"11:00 AM\" \"12:00 AM\" \"1:00 PM\" \"2:00 PM\" \"3:00 PM\" \"4:00 PM\" \"5:00 PM\" \"6:00 PM\" \"7:00 PM\" \"8:00 PM\" \"9:00 PM\" \"10:00 PM\"]\r\n		[date alternate_date min:1970-01-01 max:9999-12-31]\r\n	</div>\r\n	<span>Message</span>\r\n	[textarea message]\r\n	[submit \"send\"]\r\n</div>\n1\nSchedule [fname] [lname] for a showing of a property\n[fname] [lname] <notifications@agentimage.com>\ninfo@buyerben.com\nName: [fname] [lname]\r\nEmail: [email]\r\nTel: [phone]\r\n\r\n<b>Preferred time and date</b>\r\nTime: [preferred_time]\r\nDate: [preferred_date]\r\n\r\n<b>Alternate time and date</b>\r\nTime: [alternate_time]\r\nDate: [alternate_date]\r\n\r\n<b>Message</b>\r\n[message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [email]\n\n1\n1\n\n\n\n\n\n\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Schedule a Showing','','publish','closed','closed','','schedule-a-showing','','','2019-04-12 10:03:05','2019-04-12 10:03:05','',0,'https://buyerben.com/schedule-a-showing/',0,'wpcf7_contact_form','',0),(508,1,'2018-10-31 04:07:04','2018-10-31 04:07:04','<h2>Request More Information</h2>\r\n<h3>Interested to find out more about this property?</h3>\r\n<p>Send us a message and we\'ll get right back in touch!</p>\r\n<div class=\"m-form\">\r\n	<span>Required fields are marked* </span>\r\n	[text* fname placeholder \"Name*\"]\r\n	[email* email placeholder \"Email Address*\"]\r\n	[tel phone placeholder \"Phone Number\"]\r\n	[text address placeholder \"Address\"]\r\n	<div>\r\n		[text city placeholder \"City\"]\r\n		[text state placeholder \"State\"]\r\n		[text zip placeholder \"Zip\"]\r\n	</div>\r\n	<p class=\"approx-text\"><br/>Approximate Date of Move</p>\r\n	[date approx_date_move min:1970-01-01 max:9999-12-31]\r\n	[select preffered_contact \"Email\" \"Phone\"]\r\n	[textarea message placeholder \"Your Message\"]\r\n	[submit \"send\"]\r\n</div>\n1\n[fname] requests more information about a property\n[fname] <notifications@agentimage.com>\ninfo@buyerben.com\nName: [fname]\r\nEmail: [email]\r\nPhone: [phone]\r\n\r\nAddress: [address]\r\nCity: [city]\r\nState: [state]\r\nZip: [zip]\r\n\r\nApproximate Date of Move: [approx_date_move]\r\nPreferred Method of Contact: [preffered_contact]\r\n\r\nMessage:\r\n[message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [email]\n\n1\n1\n\n\n\n\n\n\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. 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He has always provided sound advice and guidance to those going through financial hardships related to mortgages, foreclosures, short sales, etc. His number one goal is to always make his clients feel safe, making sure they know they are working with someone that understands them, and is always looking out for them. 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value=\"Application Fee\">Application Fee</option>\n<option value=\"Deposit\">Deposit</option>\n<option value=\"Broker Fee\">Broker Fee</option>\n<option value=\"VDF\">VDF</option>\n</select></td>\n</tr>\n<tr>\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\n</tr>\n<tr>\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\n</tr>\n</tbody>\n</table>\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling fee when I use my Debit or Credit Card.\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 150px;\" />\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\n\n\n</form>\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\n\n</div>','Payments','','inherit','closed','closed','','467-autosave-v1','','','2019-05-30 22:20:36','2019-05-30 22:20:36','',467,'https://buyerben.com/467-autosave-v1/',0,'revision','',0),(824,1,'2019-03-28 00:42:07','2019-03-28 00:42:07','','zelle-logo','','inherit','closed','closed','','zelle-logo-2','','','2019-03-28 00:42:07','2019-03-28 00:42:07','',467,'https://buyerben.com/wp-content/uploads/2019/03/zelle-logo.jpg',0,'attachment','image/jpeg',0),(827,1,'2019-03-28 00:49:25','2019-03-28 00:49:25','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\">\r\n<input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"QKCU4YZ8FF2F2\">\r\n<table>\r\n<tr><td><input type=\"hidden\" name=\"on0\" value=\"Reason for 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action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\"><input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"TAHTGCN36YASG\">\r\n<table>\r\n<tr><td><input type=\"hidden\" name=\"on0\" value=\"Reason for payment\">Reason for payment</td></tr><tr><td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee </option>\r\n<option value=\"Deposit\">Deposit </option>\r\n<option value=\"Broker Fee\">Broker Fee </option>\r\n<option value=\"VDF\">VDF </option>\r\n</select> </td></tr>\r\n<tr><td><input type=\"hidden\" name=\"on1\" value=\"Other\">Other</td></tr><tr><td><input type=\"text\" name=\"os1\" maxlength=\"200\"></td></tr>\r\n</table>\r\n<input type=\"image\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" border=\"0\" name=\"submit\" alt=\"PayPal - The safer, easier way to pay online!\">\r\n<img alt=\"\" border=\"0\" src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" width=\"1\" height=\"1\">\r\n</form>\r\n<img data-id=\"834\"  src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" class=\"alignnone size-full wp-image-834\" /> <p class=\"avoid-text\"> Avoid a 3% transaction fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-04-01 20:36:32','2019-04-01 20:36:32','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(940,1,'2019-04-01 20:37:27','2019-04-01 20:37:27','\r\n<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\"><input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"TAHTGCN36YASG\">\r\n<table>\r\n<tr><td><input type=\"hidden\" name=\"on0\" value=\"Reason for payment\">Reason for payment</td></tr><tr><td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee </option>\r\n<option value=\"Deposit\">Deposit </option>\r\n<option value=\"Broker Fee\">Broker Fee </option>\r\n<option value=\"VDF\">VDF </option>\r\n</select> </td></tr>\r\n<tr><td><input type=\"hidden\" name=\"on1\" value=\"Other\">Other</td></tr><tr><td><input type=\"text\" name=\"os1\" maxlength=\"200\"></td></tr>\r\n</table>\r\n<input type=\"image\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" border=\"0\" name=\"submit\" alt=\"PayPal - The safer, easier way to pay online!\">\r\n<img alt=\"\" border=\"0\" src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" width=\"1\" height=\"1\">\r\n</form>\r\n<div class=\"zelle-block\">\r\n<img data-id=\"834\"  src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" class=\"alignleft wp-image-834\" /> <p class=\"avoid-text\"> Avoid a 3% transaction fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n</div>\r\n\r\n','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-04-01 20:37:27','2019-04-01 20:37:27','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(950,1,'2019-04-02 21:44:23','2019-04-02 21:44:23','','Agent Login','','publish','closed','closed','','agent-login','','','2019-06-07 23:42:17','2019-06-07 23:42:17','',0,'https://buyerben.com/?p=950',32,'nav_menu_item','',0),(954,1,'2019-04-02 21:44:44','2019-04-02 21:44:44','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\"><input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"TAHTGCN36YASG\">\r\n<table>\r\n<tr><td><input type=\"hidden\" name=\"on0\" value=\"Reason for payment\">Reason for payment</td></tr><tr><td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee </option>\r\n<option value=\"Deposit\">Deposit </option>\r\n<option value=\"Broker Fee\">Broker Fee </option>\r\n<option value=\"VDF\">VDF </option>\r\n</select> </td></tr>\r\n<tr><td><input type=\"hidden\" name=\"on1\" value=\"Other\">Other</td></tr><tr><td><input type=\"text\" name=\"os1\" maxlength=\"200\"></td></tr>\r\n</table>\r\n<input type=\"image\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" border=\"0\" name=\"submit\" alt=\"PayPal - The safer, easier way to pay online!\">\r\n<img alt=\"\" border=\"0\" src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" width=\"1\" height=\"1\">\r\n</form>\r\n<div class=\"zelle-block\">\r\n<img data-id=\"834\"  src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" class=\"alignleft wp-image-834\" /> <p class=\"avoid-text\"> Avoid a 3% transaction fee and make a payment through Zelle to transfer funds to paynow@buyerben.com</p>\r\n</div>\r\n\r\n','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-04-02 21:44:44','2019-04-02 21:44:44','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(964,1,'2019-04-03 18:42:12','2019-04-03 18:42:12','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\"><input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"TAHTGCN36YASG\">\r\n<table>\r\n<tr><td><input type=\"hidden\" name=\"on0\" value=\"Reason for payment\">Reason for payment</td></tr><tr><td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee </option>\r\n<option value=\"Deposit\">Deposit </option>\r\n<option value=\"Broker Fee\">Broker Fee </option>\r\n<option value=\"VDF\">VDF </option>\r\n</select> </td></tr>\r\n<tr><td><input type=\"hidden\" name=\"on1\" value=\"Other\">Other</td></tr><tr><td><input type=\"text\" name=\"os1\" maxlength=\"200\"></td></tr>\r\n</table>\r\n<input type=\"image\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" border=\"0\" name=\"submit\" alt=\"PayPal - The safer, easier way to pay online!\">\r\n<img alt=\"\" border=\"0\" src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" width=\"1\" height=\"1\">\r\n</form>\r\n<div class=\"zelle-block\">\r\n<img data-id=\"834\"  src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" class=\"alignleft wp-image-834\" /> <p class=\"avoid-text\"> Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n</div>\r\n\r\n','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-04-03 18:42:12','2019-04-03 18:42:12','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(982,1,'2019-04-04 19:10:47','2019-04-04 19:10:47','[optima_express_toppicks id=\"973004\" header=\"true\" includeMap=\"true\"]','Active Listings','','inherit','closed','closed','','195-revision-v1','','','2019-04-04 19:10:47','2019-04-04 19:10:47','',195,'https://buyerben.com/195-revision-v1/',0,'revision','',0),(984,1,'2019-04-04 19:11:27','2019-04-04 19:11:27',' ','','','publish','closed','closed','','984','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=984',4,'nav_menu_item','',0),(1004,3,'2019-04-05 21:55:49','2019-04-05 21:55:49','At first I thought my property was ready to sell, Sabry Humodah convinced me otherwise, and I’m really happy that I listened. Without his help, I wouldn’t have been able to sell my property for more than my asking price. Professional, considerate, and very experienced, Sabry Humodah helped me prep my home, marketed the heck out of it, and was amazing at the negotiation table. If you’re selling your home in New York,talk to Sabry Humodah.','Patrick Williams','','publish','closed','closed','','patrick-williams','','','2019-04-10 06:00:39','2019-04-10 06:00:39','',0,'https://buyerben.com/?p=1004',0,'post','',0),(1007,1,'2019-04-05 21:55:49','2019-04-05 21:55:49','At first I thought my property was ready to sell, Sabry Humodah convinced me otherwise, and I’m really happy that I listened. Without his help, I wouldn’t have been able to sell my property for more than my asking price. Professional, considerate, and very experienced, Sabry Humodah helped me prep my home, marketed the heck out of it, and was amazing at the negotiation table. If you’re selling your home in New York,talk to Sabry Humodah.','Patrick Williams','','inherit','closed','closed','','1004-revision-v1','','','2019-04-05 21:55:49','2019-04-05 21:55:49','',1004,'https://buyerben.com/1004-revision-v1/',0,'revision','',0),(1008,3,'2019-04-05 22:00:21','2019-04-05 22:00:21','We can’t thank Sabry Humodah enough for helping us find our dream home in New York City. It’s exactly what we dreamed it would be – and we didn’t go over our budget! Sabry Humodah’s local market knowledge, expertise, and amazing dedication made the whole buying process truly enjoyable. Thank you so much, Sabry Humodah!','Carmen Palencia','','publish','closed','closed','','carmen-palencia','','','2019-04-10 06:00:38','2019-04-10 06:00:38','',0,'https://buyerben.com/?p=1008',0,'post','',0),(1013,1,'2019-04-05 22:00:21','2019-04-05 22:00:21','We can’t thank Sabry Humodah enough for helping us find our dream home in New York City. It’s exactly what we dreamed it would be – and we didn’t go over our budget! Sabry Humodah’s local market knowledge, expertise, and amazing dedication made the whole buying process truly enjoyable. Thank you so much, Sabry Humodah!','Carmen Palencia','','inherit','closed','closed','','1008-revision-v1','','','2019-04-05 22:00:21','2019-04-05 22:00:21','',1008,'https://buyerben.com/1008-revision-v1/',0,'revision','',0),(1026,1,'2019-04-05 22:38:15','2019-04-05 22:38:15',' ','','','publish','closed','closed','','1026','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=1026',27,'nav_menu_item','',0),(1032,0,'2022-06-23 21:28:15','2022-06-23 21:28:15','shumodah@yahoo.com\nSabry Humodah','shumodah@yahoo.com','','publish','closed','closed','','shumodah-yahoo-com','','','2022-06-23 21:28:15','2022-06-23 21:28:15','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1032',0,'flamingo_contact','',0),(1034,0,'2019-04-08 17:11:13','2019-04-08 17:11:13','Sabry Humodah\nshumodah@yahoo.com\n9735320138\n3299 Cambridge ave 2b\nBronx\nNew York\n10463\nPreferred Method of Contact\nProperty Type\nBedrooms\nBathrooms','[your-subject]','','publish','closed','closed','','your-subject-7','','','2019-04-08 17:11:13','2019-04-08 17:11:13','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1034',0,'flamingo_inbound','',0),(1041,0,'2019-04-08 17:15:04','2019-04-08 17:15:04','Sabry Humodah\nshumodah@yahoo.com\n9735320138\n3299 Cambridge ave 2b\nBronx\nNew York\n10463\nPreferred Method of Contact\nProperty Type\nBedrooms\nBathrooms','[your-subject]','','publish','closed','closed','','your-subject-8','','','2019-04-08 17:15:04','2019-04-08 17:15:04','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1041',0,'flamingo_inbound','',0),(1067,0,'2019-04-09 17:21:59','2019-04-09 17:21:59','jenelynn.alarios@agentimage.com\n[your-name]','jenelynn.alarios@agentimage.com','','publish','closed','closed','','jenelynn-alarios-agentimage-com','','','2019-04-09 17:21:59','2019-04-09 17:21:59','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1067',0,'flamingo_contact','',0),(1069,0,'2019-04-09 17:22:09','2019-04-09 17:22:09','Agent Image\nTest\njenelynn.alarios@agentimage.com\n877 317 4111\nThis is a test message to check if your forms are working correctly. Please disregard this message. Thank you!','[your-subject]','','publish','closed','closed','','your-subject-9','','','2019-04-09 17:22:09','2019-04-09 17:22:09','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1069',0,'flamingo_inbound','',0),(1139,3,'2019-04-10 18:08:32','2019-04-10 18:08:32','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"1\" height=\"1\" border=\"0\" />\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-04-10 18:08:32','2019-04-10 18:08:32','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1149,1,'2019-04-10 23:55:56','2019-04-10 23:55:56','','Contact - Chase Real Properties','','inherit','closed','closed','','contact-chase-real-properties-2','','','2019-04-10 23:55:56','2019-04-10 23:55:56','',0,'https://buyerben.com/wp-content/uploads/2019/04/Contact-Chase-Real-Properties.jpg',0,'attachment','image/jpeg',0),(1171,1,'2019-04-11 07:52:58','2019-04-11 07:52:58','<ul>\n 	<li><a href=\"https://buyerben.com/communities/orange-county/\">Orange County</a></li>\n 	<li><a href=\"https://buyerben.com/communities/putnam-county/\">Putnam County</a></li>\n 	<li><a href=\"https://buyerben.com/communities/rockland-county/\">Rockland County</a></li>\n 	<li><a href=\"https://buyerben.com/communities/westchester-county/\">Westchester County</a></li>\n 	<li><a href=\"https://buyerben.com/communities/bronx/\">Bronx</a></li>\n 	<li><a href=\"https://buyerben.com/communities/manhattan/\">Manhattan</a></li>\n 	<li><a href=\"https://buyerben.com/communities/queens/\">Queens</a></li>\n 	<li><a href=\"https://buyerben.com/communities/brooklyn/\">Brooklyn</a></li>\n 	<li><a href=\"https://buyerben.com/communities/nassau-county/\">Nassau County</a></li>\n 	<li><a href=\"https://buyerben.com/communities/suffolk-county/\">Suffolk County</a></li>\n 	<li>Staten Island</li>\n</ul>','Communities','','inherit','closed','closed','','6-autosave-v1','','','2019-04-11 07:52:58','2019-04-11 07:52:58','',6,'https://buyerben.com/6-autosave-v1/',0,'revision','',0),(1173,1,'2019-04-11 07:53:45','2019-04-11 07:53:45','<ul>\r\n 	<li><a href=\"[blogurl]/communities/orange-county/\">Orange County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/putnam-county/\">Putnam County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/rockland-county/\">Rockland County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/westchester-county/\">Westchester County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/bronx/\">Bronx</a></li>\r\n 	<li><a href=\"[blogurl]/communities/manhattan/\">Manhattan</a></li>\r\n 	<li><a href=\"[blogurl]/communities/queens/\">Queens</a></li>\r\n 	<li><a href=\"[blogurl]/communities/brooklyn/\">Brooklyn</a></li>\r\n 	<li><a href=\"[blogurl]/communities/nassau-county/\">Nassau County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/suffolk-county/\">Suffolk County</a></li>\r\n 	<li><a href=\"[blogurl]/communities/staten-island/\">Staten Island</a></li>\r\n</ul>','Communities','','inherit','closed','closed','','6-revision-v1','','','2019-04-11 07:53:45','2019-04-11 07:53:45','',6,'https://buyerben.com/6-revision-v1/',0,'revision','',0),(1203,0,'2019-04-12 07:40:05','2019-04-12 07:40:05','lyn.rueda@august99.com\nLyn Ching Rueda','lyn.rueda@august99.com','','publish','closed','closed','','lyn-rueda-august99-com','','','2019-04-12 07:40:05','2019-04-12 07:40:05','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1203',0,'flamingo_contact','',0),(1205,0,'2019-04-12 07:39:45','2019-04-12 07:39:45','Lyn Ching Rueda\nlyn.rueda@august99.com\n8773174111\nPreferred Method of Contact\nProperty Type\nBedrooms\nBathrooms\nHi! This is just a test. We’re just checking for possible errors. A response is not needed.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n3\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/find-my-dream-home/\nApril 12, 2019\n3:39 pm\n38\nfind-my-dream-home\nFind My Dream Home!\nhttps://buyerben.com/find-my-dream-home/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-10','','','2019-04-12 07:39:45','2019-04-12 07:39:45','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1205',0,'flamingo_inbound','',0),(1210,0,'2019-04-12 07:39:46','2019-04-12 07:39:46','Lyn Ching Rueda\nlyn.rueda@august99.com\nHi! This is just a test. We’re just checking for possible errors. 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A response is not needed.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n5\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/what-is-my-home-worth/\nApril 12, 2019\n3:39 pm\n36\nwhat-is-my-home-worth\nWhat is My Home Worth?\nhttps://buyerben.com/what-is-my-home-worth/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-18','','','2019-04-12 07:39:57','2019-04-12 07:39:57','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1247',0,'flamingo_inbound','',0),(1252,0,'2019-04-12 07:39:59','2019-04-12 07:39:59','Lyn\nRueda\nlyn.rueda@august99.com\n8773174111\nHi! This is just a test. We’re just checking for possible errors. A response is not needed.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n1\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/wpfsf\nApril 12, 2019\n3:39 pm\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-19','','','2019-04-12 07:39:59','2019-04-12 07:39:59','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1252',0,'flamingo_inbound','',0),(1257,0,'2019-04-12 07:40:05','2019-04-12 07:40:05','Lyn\nRueda\nlyn.rueda@august99.com\n8773174111\nHi! This is just a test. We’re just checking for possible errors. A response is not needed.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n2\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/contact/\nApril 12, 2019\n3:40 pm\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-20','','','2019-04-12 07:40:05','2019-04-12 07:40:05','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1257',0,'flamingo_inbound','',0),(1259,1,'2019-04-12 07:42:45','2019-04-12 07:42:45','','logo8','','inherit','closed','closed','','logo8-2','','','2019-04-12 07:42:45','2019-04-12 07:42:45','',0,'https://buyerben.com/wp-content/uploads/2019/04/logo8.jpg',0,'attachment','image/jpeg',0),(1263,0,'2019-04-12 07:43:58','2019-04-12 07:43:58','Lyn\nRueda\nlyn.rueda@august99.com\n8773174111\nHi! This is just a test. We’re just checking for possible errors. A response is not needed.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n2\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/gdrt\nApril 12, 2019\n3:43 pm\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-21','','','2019-04-12 07:43:58','2019-04-12 07:43:58','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1263',0,'flamingo_inbound','',0),(1322,1,'2019-04-12 10:12:16','2019-04-12 10:12:16','<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\"><p><div class=\"ai-default-cf7wrap\">\r\n<div class=\"aidefcf-title\"><h2 class=\"ip_contact_subtitle\">Send us a message and we’ll get right back in touch!</h2></div>\r\n<div class=\"ai-contact-wrap\"><span class=\"content-title\">Chase Real Properties</span><br><span class=\"context-mob\"><em class=\"ai-font-phone\"></em>[ai_phone href=\"1.347.843.7744\"]1.347.843.7744[/ai_phone]</span><br><span class=\"context-mob\"><em class=\"ai-font-fax-a\"></em>[ai_phone href=\"1.347.843.7745\"]1.347.843.7745[/ai_phone]</span><br><span class=\"context-email\"><em class=\"ai-font-envelope\"></em>[mail_to email=\"info@buyerben.com\"]info@buyerben.com[/mail_to]</span></div>\r\n</div></p> [contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Contact','','inherit','closed','closed','','42-revision-v1','','','2019-04-12 10:12:16','2019-04-12 10:12:16','',42,'https://buyerben.com/42-revision-v1/',0,'revision','',0),(1334,1,'2019-04-12 18:52:48','2019-04-12 18:52:48','[optima_express_toppicks id=\"981356\" sortBy=\"ds\" header=\"true\" includeMap=\"true\"]','Dutchess County','','publish','closed','closed','','dutchess-county','','','2019-04-15 23:36:22','2019-04-15 23:36:22','',6,'https://buyerben.com/?page_id=1334',0,'page','',0),(1337,1,'2019-04-12 18:52:48','2019-04-12 18:52:48','[optima_express_toppicks id=\"979678\" sortBy=\"ds\" header=\"true\" includeMap=\"true\"]','Dutchess County','','inherit','closed','closed','','1334-revision-v1','','','2019-04-12 18:52:48','2019-04-12 18:52:48','',1334,'https://buyerben.com/1334-revision-v1/',0,'revision','',0),(1339,1,'2019-04-12 18:54:29','2019-04-12 18:54:29',' ','','','publish','closed','closed','','1339','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',6,'https://buyerben.com/?p=1339',8,'nav_menu_item','',0),(1362,0,'2019-04-15 00:56:16','2019-04-15 00:56:16','chelseycobbs90@gmail.com\n[your-name]','chelseycobbs90@gmail.com','','publish','closed','closed','','chelseycobbs90-gmail-com','','','2019-04-15 00:56:16','2019-04-15 00:56:16','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1362',0,'flamingo_contact','',0),(1364,0,'2019-04-15 00:56:16','2019-04-15 00:56:16','Chelsey\nCobbs\nchelseycobbs90@gmail.com\n3476359790\nHi would you be able to help me with finding a landlord that accepts cityfeps voucher in the amount of 1303.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n3\n172.58.225.218\nMozilla/5.0 (Linux; Android 9; SM-G960U Build/PPR1.180610.011; wv) AppleWebKit/537.36 (KHTML, like Gecko) Version/4.0 Chrome/72.0.3626.121 Mobile Safari/537.36 [FB_IAB/FB4A;FBAV/214.0.0.43.83;]\nhttps://buyerben.com/rent-affordability/\nApril 15, 2019\n8:56 am\n372\nrent-affordability\nRent Affordability\nhttps://buyerben.com/rent-affordability/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-22','','','2019-04-15 00:56:16','2019-04-15 00:56:16','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1364',0,'flamingo_inbound','',0),(1375,1,'2019-04-15 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Please confirm receipt.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n4\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64; rv:66.0) Gecko/20100101 Firefox/66.0\nhttps://buyerben.com/contact/\nApril 17, 2019\n4:11 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-23','','','2019-04-16 20:11:06','2019-04-16 20:11:06','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1436',0,'flamingo_inbound','',0),(1441,0,'2019-04-18 00:06:54','2019-04-18 00:06:54','32432fzd@gmail.com\n[your-name]','32432fzd@gmail.com','','publish','closed','closed','','32432fzd-gmail-com','','','2019-04-18 00:06:54','2019-04-18 00:06:54','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1441',0,'flamingo_contact','',0),(1443,0,'2019-04-18 00:05:37','2019-04-18 00:05:37','Agent\nImage\n32432fzd@gmail.com\n4234234234\nThis is just a test.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n5\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/contact/\nApril 18, 2019\n8:05 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-24','','','2019-04-18 00:05:37','2019-04-18 00:05:37','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1443',0,'flamingo_inbound','',0),(1449,0,'2019-04-18 00:06:54','2019-04-18 00:06:54','Agent\nImage\n32432fzd@gmail.com\n4234234234\nThis is just a test!\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n6\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/contact/\nApril 18, 2019\n8:06 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-25','','','2019-04-18 00:06:54','2019-04-18 00:06:54','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1449',0,'flamingo_inbound','',0),(1454,0,'2019-04-18 00:09:36','2019-04-18 00:09:36','agenttestestetst@yahoo.com\nAgent Image','agenttestestetst@yahoo.com','','publish','closed','closed','','agenttestestetst-yahoo-com','','','2019-04-18 00:09:36','2019-04-18 00:09:36','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1454',0,'flamingo_contact','',0),(1456,0,'2019-04-18 00:09:36','2019-04-18 00:09:36','Agent Image\nagenttestestetst@yahoo.com\n312341447\nWestbrook Drive\nCitrus Heights\nCA\n95621\nOct 2020\nPhone or Email\nSingle Family Home\n2\n1\n45\nThis is just a test.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n6\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/73.0.3683.103 Safari/537.36\nhttps://buyerben.com/what-is-my-home-worth/\nApril 18, 2019\n8:09 am\n36\nwhat-is-my-home-worth\nWhat is My Home Worth?\nhttps://buyerben.com/what-is-my-home-worth/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-26','','','2019-04-18 00:09:36','2019-04-18 00:09:36','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1456',0,'flamingo_inbound','',0),(1467,0,'2019-04-18 00:19:33','2019-04-18 00:19:33','Ross\nOliveros\nross@agentimage.com\n877-317-4111\nThis is a test message. Please confirm receipt.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n7\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64; rv:66.0) Gecko/20100101 Firefox/66.0\nhttps://buyerben.com/contact/\nApril 18, 2019\n8:19 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-27','','','2019-04-18 00:19:33','2019-04-18 00:19:33','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1467',0,'flamingo_inbound','',0),(1472,0,'2019-04-18 14:42:36','2019-04-18 14:42:36','Ross\nOliveros\nross@agentimage.com\n877-317-4111\nThis is a test message. Please confirm receipt.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n8\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64; rv:66.0) Gecko/20100101 Firefox/66.0\nhttps://buyerben.com/contact/\nApril 18, 2019\n10:42 pm\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-28','','','2019-04-18 14:42:36','2019-04-18 14:42:36','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1472',0,'flamingo_inbound','',0),(1474,3,'2019-04-25 15:30:37','2019-04-25 15:30:37','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\n\n%100 commission program available. Work From home anywhere in New York State. \nPle\n\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\" html_class=\"use-floating-validation-tip\"]','Careers With Us','','inherit','closed','closed','','88-autosave-v1','','','2019-04-25 15:30:37','2019-04-25 15:30:37','',88,'https://buyerben.com/88-autosave-v1/',0,'revision','',0),(1476,3,'2019-04-25 15:31:30','2019-04-25 15:31:30','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\r\n\r\n%100 commission program available. Work From home anywhere in New York State. \r\nPlease contact us for more details. \r\n\r\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\" html_class=\"use-floating-validation-tip\"]','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2019-04-25 15:31:30','2019-04-25 15:31:30','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(1478,3,'2019-04-25 15:32:08','2019-04-25 15:32:08','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\r\n\r\n<strong>%100</strong> commission program available. Work From home anywhere in New York State. \r\nPlease contact us for more details. \r\n\r\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\" html_class=\"use-floating-validation-tip\"]','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2019-04-25 15:32:08','2019-04-25 15:32:08','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(1480,3,'2019-04-25 15:32:35','2019-04-25 15:32:35','Choosing a real estate firm where you can build a strong and sustainable business is an important decision. Chase Real Properties offers all of the advantages of a larger real estate company in a warm and professional environment. Providing every tool and resource agents need to establish prosperous real estate careers in the current market, Chase Real Properties helps agents develop their own unique brand within one of the most trusted, respected and reputable New York City real estate firms.\r\n\r\n<strong>100%</strong> commission program available. Work From home anywhere in New York State. \r\nPlease contact us for more details. \r\n\r\n[contact-form-7 id=\"241\" title=\"Submit Your Resume\" html_class=\"use-floating-validation-tip\"]','Careers With Us','','inherit','closed','closed','','88-revision-v1','','','2019-04-25 15:32:35','2019-04-25 15:32:35','',88,'https://buyerben.com/88-revision-v1/',0,'revision','',0),(1483,0,'2019-05-01 17:44:37','2019-05-01 17:44:37','AngelHomes0124@gmail.com\nAngel Alvarado','AngelHomes0124@gmail.com','','publish','closed','closed','','angelhomes0124-gmail-com','','','2019-05-01 17:44:37','2019-05-01 17:44:37','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1483',0,'flamingo_contact','',0),(1485,0,'2019-05-01 17:44:37','2019-05-01 17:44:37','Angel Alvarado\nAngelHomes0124@gmail.com\nHello,\r\n\r\nMy anme is Angel Alvarado a NYS licenced Real Estate Agent. I have been in the business for 4 years abd looking to join a company where I can move forward and grow along side with.\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\nAngel-resume-1-1.docx\n8\n172.56.34.167\nMozilla/5.0 (Linux; Android 7.0; LG-TP450) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/72.0.3626.105 Mobile Safari/537.36\nhttps://buyerben.com/careers/\nMay 2, 2019\n1:44 am\n88\ncareers\nCareers With Us\nhttps://buyerben.com/careers/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-29','','','2019-05-01 17:44:37','2019-05-01 17:44:37','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1485',0,'flamingo_inbound','',0),(1496,1,'2019-05-08 16:00:03','2019-05-08 16:00:03','Carmen Lopez has 16 years of experience as a real estate agent in New York State. Ms. Lopez believes in dedication, determination, honesty, integrity and helping others by serving as a consultant to other real estate professionals on using technology to improve their customer care, general marketing, and office management. Applying these principles to her business has allowed her to be a top producing real estate agent for the past 10 years. Her background as a business owner for several business ventures and real estate business has developed a high level of experience, leadership, and professionalism in her. She has proven to directly impacting her client’s financial success and propelling smooth transactions by applying refined management, selling, and negotiation talents. 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23:14:00','2019-06-07 23:14:00','',0,'https://buyerben.com/?page_id=1555',0,'page','',0),(1557,1,'2019-05-10 21:15:57','2019-05-10 21:15:57','','RENTLINX','','inherit','closed','closed','','1555-revision-v1','','','2019-05-10 21:15:57','2019-05-10 21:15:57','',1555,'https://buyerben.com/1555-revision-v1/',0,'revision','',0),(1558,1,'2019-05-14 17:09:33','2019-05-14 17:09:33','<iframe src=\"http://chaserealproperties.rentlinx.com/listings\" height=\"700px\" width=\"100%\"></iframe>\n<!-- <script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=1\"></script>\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=2\"></script>\n<script type=\"text/javascript\" 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type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=5\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=6\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=7\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=8\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=9\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=10\"></script>','View Rentals','','inherit','closed','closed','','1555-revision-v1','','','2019-05-14 17:02:37','2019-05-14 17:02:37','',1555,'https://buyerben.com/1555-revision-v1/',0,'revision','',0),(1594,1,'2019-05-14 17:03:34','2019-05-14 17:03:34','<iframe src=\"http://chaserealproperties.rentlinx.com/listings\" height=\"700px\"></iframe>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=1\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=2\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=3\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=4\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=5\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=6\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=7\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=8\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=9\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=10\"></script>','View Rentals','','inherit','closed','closed','','1555-revision-v1','','','2019-05-14 17:03:34','2019-05-14 17:03:34','',1555,'https://buyerben.com/1555-revision-v1/',0,'revision','',0),(1596,1,'2019-05-14 17:03:57','2019-05-14 17:03:57','<iframe src=\"http://chaserealproperties.rentlinx.com/listings\" height=\"700px\" width=\"100%\"></iframe>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=1\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=2\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=3\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=4\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=5\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=6\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=7\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=8\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=9\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=10\"></script>','View Rentals','','inherit','closed','closed','','1555-revision-v1','','','2019-05-14 17:03:57','2019-05-14 17:03:57','',1555,'https://buyerben.com/1555-revision-v1/',0,'revision','',0),(1598,1,'2019-05-14 17:09:39','2019-05-14 17:09:39','<iframe src=\"http://chaserealproperties.rentlinx.com/listings\" height=\"900px\" width=\"100%\"></iframe>\r\n<!-- <script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=1\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=2\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=3\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=4\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=5\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=6\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=7\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=8\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=9\"></script>\r\n<script type=\"text/javascript\" src=\"http://www.chaserealproperties.rentlinx.com/FeaturedPropertyJS.aspx?template=http://www.rentlinx.com/External/CalvoFeatured.xsl&ref=10\"></script> -->','View Rentals','','inherit','closed','closed','','1555-revision-v1','','','2019-05-14 17:09:39','2019-05-14 17:09:39','',1555,'https://buyerben.com/1555-revision-v1/',0,'revision','',0),(1602,1,'2019-05-21 20:55:46','2019-05-21 20:55:46','','Vince Sanchez','','publish','closed','closed','','vince-sanchez','','','2020-03-03 19:23:11','2020-03-03 19:23:11','',0,'https://buyerben.com/?post_type=aios_agent&#038;p=1602',3,'aios_agent','',0),(1604,1,'2019-05-21 20:52:25','2019-05-21 20:52:25','Sabry Humodah is an Egyptian-born American living and working in the New York tri-state area for almost 30 years. Sabry’s background is a humble one that started as a small business owner in the restaurant and retail industries. After many years of working hard to make a decent life for himself and his family, he and his wife were able to buy their first home. This was his first lesson in understanding that hard working families need someone they can trust and depend on, when making big decisions like buying a home.\r\n Sabry decided to take a leap of faith and changed careers into real estate. He founded Chase Real Properties–a company that would be in service of hard-working families chasing their American dream. This soon led to him becoming a real estate investor, buying and selling properties at affordable prices. He has always provided sound advice and guidance to those going through financial hardships related to mortgages, foreclosures, short sales, etc. His number one goal is to always make his clients feel safe, making sure they know they are working with someone that understands them, and is always looking out for them. Reliability, honesty, and integrity are the foundation of what Sabry has built his reputation on.','Sabry \"Sammy\" Humodah','','inherit','closed','closed','','739-revision-v1','','','2019-05-21 20:52:25','2019-05-21 20:52:25','',739,'https://buyerben.com/739-revision-v1/',0,'revision','',0),(1606,1,'2019-05-21 20:52:45','2019-05-21 20:52:45','Sabry Humodah is an Egyptian-born American living and working in the New York tri-state area for almost 30 years. Sabry’s background is a humble one that started as a small business owner in the restaurant and retail industries. After many years of working hard to make a decent life for himself and his family, he and his wife were able to buy their first home. This was his first lesson in understanding that hard-working families need someone they can trust and depend on when making big decisions like buying a home.\r\n\r\nSabry decided to take a leap of faith and changed careers into real estate. He founded Chase Real Properties–a company that would be in service of hard-working families chasing their American dream. This soon led to him becoming a real estate investor, buying and selling properties at affordable prices. He has always provided sound advice and guidance to those going through financial hardships related to mortgages, foreclosures, short sales, etc. His number one goal is to always make his clients feel safe, making sure they know they are working with someone that understands them, and is always looking out for them. Reliability, honesty, and integrity are the foundation of what Sabry has built his reputation on.','Sabry \"Sammy\" Humodah','','inherit','closed','closed','','739-revision-v1','','','2019-05-21 20:52:45','2019-05-21 20:52:45','',739,'https://buyerben.com/739-revision-v1/',0,'revision','',0),(1608,1,'2019-05-21 20:55:38','2019-05-21 20:55:38','','Vince Sanchez','','inherit','closed','closed','','vince_sanchez-2-2-2-2-2','','','2019-05-31 05:07:20','2019-05-31 05:07:20','',1602,'https://buyerben.com/wp-content/uploads/2019/05/Vince_Sanchez-2.jpg',0,'attachment','image/jpeg',0),(1611,1,'2019-05-21 20:55:46','2019-05-21 20:55:46','','Vince Sanchez','','inherit','closed','closed','','1602-revision-v1','','','2019-05-21 20:55:46','2019-05-21 20:55:46','',1602,'https://buyerben.com/1602-revision-v1/',0,'revision','',0),(1614,0,'2019-05-22 13:39:14','2019-05-22 13:39:14','josh.orbe@gmail.com\nJoshua Delorbe','josh.orbe@gmail.com','','publish','closed','closed','','josh-orbe-gmail-com','','','2019-05-22 13:39:14','2019-05-22 13:39:14','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1614',0,'flamingo_contact','',0),(1616,0,'2019-05-22 13:32:59','2019-05-22 13:32:59','Joshua Delorbe\njosh.orbe@gmail.com\nSalesperson position\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\nDelOrbe.Resume.docx.pdf\n9\n165.155.137.123\nMozilla/5.0 (Macintosh; Intel Mac OS X 10_14_1) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/12.0.1 Safari/605.1.15\nhttps://buyerben.com/careers/\nMay 22, 2019\n9:32 pm\n88\ncareers\nCareers With Us\nhttps://buyerben.com/careers/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-30','','','2019-05-22 13:32:59','2019-05-22 13:32:59','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1616',0,'flamingo_inbound','',0),(1621,0,'2019-05-22 13:39:14','2019-05-22 13:39:14','Joshua Del Orbe\njosh.orbe@gmail.com\nsalesperson position\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\nDelOrbe.Resume.docx.pdf\n10\n165.155.137.123\nMozilla/5.0 (Macintosh; Intel Mac OS X 10_14_1) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/12.0.1 Safari/605.1.15\nhttps://buyerben.com/careers/\nMay 22, 2019\n9:39 pm\n88\ncareers\nCareers With Us\nhttps://buyerben.com/careers/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-31','','','2019-05-22 13:39:14','2019-05-22 13:39:14','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1621',0,'flamingo_inbound','',0),(1625,0,'2019-05-23 11:42:41','2019-05-23 11:42:41','btroiano12@gmail.com\n[your-name]','btroiano12@gmail.com','','publish','closed','closed','','btroiano12-gmail-com','','','2019-05-23 11:42:41','2019-05-23 11:42:41','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1625',0,'flamingo_contact','',0),(1627,0,'2019-05-23 11:42:41','2019-05-23 11:42:41','Brian\nTroiano\nbtroiano12@gmail.com\n8569811475\nHi.  I\'ve been licensed as a salesperson since 2005.  I just completed my latest 22.5 hours of continuing education and I need a new company to hang my license with.  I may be interested in your 80% plan.  However, I would be working entirely on my own.  I\'d probably never come into the office.  Also, I would be working very sporadically and part time.  Is it possible we may be able to have a relationship?\r\n\r\nPlease reply via email.  I don\'t want to receive a call.\r\n\r\nThanks.\r\n\r\nBrian Troiano\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n9\n68.197.229.163\nMozilla/5.0 (X11; CrOS x86_64 11895.118.0) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.159 Safari/537.36\nhttps://buyerben.com/contact/\nMay 23, 2019\n7:42 pm\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-32','','','2019-05-23 11:42:41','2019-05-23 11:42:41','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1627',0,'flamingo_inbound','',0),(1635,1,'2019-05-23 16:35:15','2019-05-23 16:35:15','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-23 16:35:15','2019-05-23 16:35:15','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1638,1,'2019-05-23 16:57:19','2019-05-23 16:57:19','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\nI agree to pay a a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-23 16:57:19','2019-05-23 16:57:19','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1645,1,'2019-05-28 17:01:02','2019-05-28 17:01:02','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\nI agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:01:02','2019-05-28 17:01:02','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1647,1,'2019-05-28 17:03:02','2019-05-28 17:03:02','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://www.paypalobjects.com/en_US/i/btn/btn_paynow_SM.gif\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:03:02','2019-05-28 17:03:02','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1648,1,'2019-05-28 17:04:07','2019-05-28 17:04:07','','pay-now-button-lat','','inherit','closed','closed','','pay-now-button-lat-2','','','2019-05-28 17:04:07','2019-05-28 17:04:07','',467,'https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png',0,'attachment','image/png',0),(1651,1,'2019-05-28 17:04:23','2019-05-28 17:04:23','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:04:23','2019-05-28 17:04:23','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1653,1,'2019-05-28 17:04:56','2019-05-28 17:04:56','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 100px;\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:04:56','2019-05-28 17:04:56','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1655,1,'2019-05-28 17:05:17','2019-05-28 17:05:17','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 200px;\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:05:17','2019-05-28 17:05:17','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1656,1,'2019-05-28 17:08:29','2019-05-28 17:08:29','[contact-form-7 id=\"1659\" title=\"Get Pre-Approved\"]','Get Pre-Approved','','publish','closed','closed','','get-pre-approved','','','2019-05-28 17:09:02','2019-05-28 17:09:02','',0,'https://buyerben.com/?page_id=1656',0,'page','',0),(1658,1,'2019-05-28 17:08:29','2019-05-28 17:08:29','','Get Pre-Approved','','inherit','closed','closed','','1656-revision-v1','','','2019-05-28 17:08:29','2019-05-28 17:08:29','',1656,'https://buyerben.com/1656-revision-v1/',0,'revision','',0),(1659,1,'2019-05-28 17:08:34','2019-05-28 17:08:34','<div class=\"ai-default-cf7wrap ai-contact-wrap\">\r\nRequired fields are marked  *\r\n[text* fname placeholder \"First Name *\"]\r\n[text* lname placeholder \"Last Name *\"]\r\n<div class=\"aidefcf-cl2\">[email* your-email placeholder \"Email Address *\"] [tel* Phone placeholder \"Phone Number *\"]</div>\r\n<div class=\"gpa-radio-button-wrap\"><label>Are you currently working with a real estate agent?</label>[radio radio-27 default:1 \"Yes\" \"No\"]</div>\r\n[textarea comments placeholder \"Additional Comments\"]\r\n[submit \"Continue\"]\r\n</div>\n1\n\"Get Pre-Approved\" form inquiry from your Agent Image website\n[fname] [lname] <notifications@agentimage.com>\nsabry@buyerben.com\nFrom: [fname] [lname] <[your-email]>\r\nSubject:\"Get Pre-Approved\" form inquiry from your Agent Image website\r\n\r\nFirst Name: [fname]\r\nLast Name: [lname]\r\nEmail Address: [your-email]\r\nPhone Number: [Phone]\r\nAre you currently working with a real estate agent? [radio-27]\r\nAdditional Comments: [comments]\r\n--\r\nThis e-mail was sent from a contact form on (https://buyerben.com/)\nReply-To: [your-email]\n\n\n\n\n\n\n\n\n\n\n\n\nYour message was sent successfully. Thanks.\nFailed to send your message. Please try later or contact the administrator by another method.\nValidation errors occurred. Please confirm the fields and submit it again.\nFailed to send your message. Please try later or contact the administrator by another method.\nPlease accept the terms to proceed.\nPlease fill the required field.\nThe field is too long.\nThe field is too short.\nDate format seems invalid.\nThis date is too early.\nThis date is too late.\nFailed to upload file.\nThis file type is not allowed.\nThis file is too large.\nFailed to upload file. Error occurred.\nNumber format seems invalid.\nThis number is too small.\nThis number is too large.\nYour answer is not correct.\nYour entered code is incorrect.\nEmail address seems invalid.\nURL seems invalid.\nTelephone number seems invalid.','Get Pre-Approved','','publish','closed','closed','','contact-us-auto-generated-by-aios-initial-setup_copy','','','2019-07-02 19:05:42','2019-07-02 19:05:42','',0,'https://buyerben.com/?post_type=wpcf7_contact_form&#038;p=1659',0,'wpcf7_contact_form','',0),(1663,1,'2019-05-28 17:09:02','2019-05-28 17:09:02','[contact-form-7 id=\"1659\" title=\"Get Pre-Approved\"]','Get Pre-Approved','','inherit','closed','closed','','1656-revision-v1','','','2019-05-28 17:09:02','2019-05-28 17:09:02','',1656,'https://buyerben.com/1656-revision-v1/',0,'revision','',0),(1668,0,'2019-05-28 17:17:25','2019-05-28 17:17:25','support@agentimage.com\n[your-name]','support@agentimage.com','','publish','closed','closed','','support-agentimage-com','','','2019-05-28 17:17:25','2019-05-28 17:17:25','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1668',0,'flamingo_contact','',0),(1670,0,'2019-05-28 17:13:13','2019-05-28 17:13:13','AgentImage\nAgentImage\nsupport@agentimage.com\n1234567890\nTest Email\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n1\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nMay 29, 2019\n1:13 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-33','','','2019-05-28 17:13:13','2019-05-28 17:13:13','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1670',0,'flamingo_inbound','',0),(1676,0,'2019-05-28 17:13:49','2019-05-28 17:13:49','AgentImage\nAgentImage\nsupport@agentimage.com\n9290859288\nTest\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n2\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nMay 29, 2019\n1:13 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-34','','','2019-05-28 17:13:49','2019-05-28 17:13:49','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1676',0,'flamingo_inbound','',0),(1689,0,'2019-05-28 17:17:25','2019-05-28 17:17:25','AgentImage\nAgentImage\nsupport@agentimage.com\n9290859288\nTest\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n3\n112.199.122.53\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nMay 29, 2019\n1:17 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-35','','','2019-05-28 17:17:25','2019-05-28 17:17:25','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1689',0,'flamingo_inbound','',0),(1691,1,'2019-05-28 17:18:11','2019-05-28 17:18:11',' ','','','publish','closed','closed','','1691','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=1691',2,'nav_menu_item','',0),(1695,1,'2019-05-28 17:19:38','2019-05-28 17:19:38','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 150px;\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-28 17:19:38','2019-05-28 17:19:38','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1699,0,'2019-05-28 19:16:14','2019-05-28 19:16:14','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n4\n24.188.2.98\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nMay 29, 2019\n3:16 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-36','','','2019-05-28 19:16:14','2019-05-28 19:16:14','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1699',0,'flamingo_inbound','',0),(1704,0,'2019-05-28 19:54:36','2019-05-28 19:54:36','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n5\n24.188.2.98\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nMay 29, 2019\n3:54 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-37','','','2019-05-28 19:54:36','2019-05-28 19:54:36','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1704',0,'flamingo_inbound','',0),(1707,1,'2019-05-29 02:45:54','2019-05-29 02:45:54','<div style=\"text-align: justify;\">\r\n<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click <a href=\"https://buyerben.com/get-pre-approved/\">here</a> to have a real estate agent contact you to schedule an appointment to view apartments.\r\n\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg\" class=\"aligncenter\">\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n    <li>Most recent pay stubs (last month)</li>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners last 2 tax returns will be required as well as your last W-2/1040/1099, etc.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you. Guarantor as require to make at 80x the monthly rent as annual and have good to excellent credit.</li>\r\n 	<li>Or some owners will allow you to prepay 6 to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\" class=\"aligncenter\"/>\r\n    </div>','Renter\'s Guide','','publish','closed','closed','','renters-guide','','','2019-07-13 15:57:01','2019-07-13 15:57:01','',0,'https://buyerben.com/?page_id=1707',0,'page','',0),(1709,1,'2019-05-29 02:45:54','2019-05-29 02:45:54','<strong>Thank you for visiting Chase Real Properties!</strong>\r\nWe have scheduled an update for this section of the website, and invite you to come back at a later date to view our new content.\r\n\r\nFrom here, feel free to go back to our <a href=\"https://buyerben.com\"><strong>Homepage</strong></a>, or send us any inquiries you may have and we\'ll get right back in touch.\r\n\r\n<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\">[contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Renters Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-05-29 02:45:54','2019-05-29 02:45:54','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),(1712,1,'2019-05-29 02:47:44','2019-05-29 02:47:44',' ','','','publish','closed','closed','','1712','','','2019-06-07 23:42:16','2019-06-07 23:42:16','',0,'https://buyerben.com/?p=1712',22,'nav_menu_item','',0),(1717,1,'2019-05-30 22:20:37','2019-05-30 22:20:37','<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\" target=\"_top\"><img src=\"[blogurl]/wp-content/uploads/2019/04/paypal.png\" alt=\"paypal\" /><input name=\"cmd\" type=\"hidden\" value=\"_s-xclick\" />\r\n<input name=\"hosted_button_id\" type=\"hidden\" value=\"TAHTGCN36YASG\" />\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><input name=\"on0\" type=\"hidden\" value=\"Reason for payment\" />Reason for payment</td>\r\n</tr>\r\n<tr>\r\n<td><select name=\"os0\">\r\n<option value=\"Application Fee\">Application Fee</option>\r\n<option value=\"Deposit\">Deposit</option>\r\n<option value=\"Broker Fee\">Broker Fee</option>\r\n<option value=\"VDF\">VDF</option>\r\n</select></td>\r\n</tr>\r\n<tr>\r\n<td><input name=\"on1\" type=\"hidden\" value=\"Other\" />Other</td>\r\n</tr>\r\n<tr>\r\n<td><input maxlength=\"200\" name=\"os1\" type=\"text\" /></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<input type=\"checkbox\" name=\"agree\" value=\"agree\" required> I agree to pay a 3% handling fee when I use my Debit or Credit Card.\r\n<input alt=\"PayPal - The safer, easier way to pay online!\" name=\"submit\" src=\"https://buyerben.com/wp-content/uploads/2019/05/pay-now-button-lat.png\" type=\"image\" style=\"width: 150px;\" />\r\n<img src=\"https://www.paypalobjects.com/en_US/i/scr/pixel.gif\" alt=\"\" width=\"2\" height=\"2\" border=\"0\" />\r\n\r\n\r\n</form>\r\n<div class=\"zelle-block\"><img class=\"alignleft wp-image-834\" src=\"https://buyerben.com/wp-content/uploads/2019/03/z-logo.jpg\" alt=\"\" width=\"150\" height=\"59\" data-id=\"834\" />\r\n<p class=\"avoid-text\">Avoid a 3% handling fee and make a payment through Zelle to transfer funds to \"paynow@buyerben.com</p>\r\n\r\n</div>','Payments','','inherit','closed','closed','','467-revision-v1','','','2019-05-30 22:20:37','2019-05-30 22:20:37','',467,'https://buyerben.com/467-revision-v1/',0,'revision','',0),(1720,1,'2019-05-31 05:04:45','2019-05-31 05:04:45','Chase Real Properties has been representing buyers and sellers all throughout the New York metropolitan area. We specialize particularly in residential and commercial real estate in <a href=\"https://buyerben.com/communities/westchester-county/\">Westchester</a>, <a href=\"https://buyerben.com/communities/bronx/\">Bronx</a>, <a href=\"https://buyerben.com/communities/queens/\">Queens</a> and <a href=\"https://buyerben.com/communities/brooklyn/\">Brooklyn</a>. Established by Sabry Humodah, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \r\n\r\nIn today’s real estate market, <a href=\"https://buyerben.com/sellers/decide-to-sell/\">selling</a> and <a href=\"https://buyerben.com/buyers/deciding-to-buy/\">buying</a> a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the Chase Real Properties team, our agents’ skills go far beyond closing deals.\r\n\r\nOur agents are well known for their all-out approach to the job. Whether dealing with a buyer or a seller, each member of our team is masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With our vast network and access to real-time market information, our agents are able to give valuable insights and guidance in all aspects of the buying and selling process.\r\n\r\n<h2 class=\"ip_about_subtitle\">Seller Services</h2>\r\n\r\nWe showcase our sellers’ properties on our agent websites as well as top real estate sites in a way that gets attention. Our listings appear on leading local and national publications. Our goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \r\n\r\n<h2 class=\"ip_about_subtitle\">Buyer Services</h2>\r\n\r\nBuying a home in <a href=\"https://buyerben.com/communities/westchester-county/\">Westchester County</a>, <a href=\"https://buyerben.com/communities/bronx/\">Bronx</a>, <a href=\"https://buyerben.com/communities/queens/\">Queens</a> or <a href=\"https://buyerben.com/communities/brooklyn/\">Brooklyn</a>? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. Our clients get the best-personalized service, qualified advice, and professional assistance in all areas we service. Knowing that we are on their side gives Chase Real Properties’ clients a stress-free real estate experience. \r\n\r\nIn today’s real estate market, the experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, our team at Chase Real Properties looks forward to helping you realize all your real estate goals, big and small. \r\n\r\n\r\n<h2 class=\"ip_about_subtitle\">Giving Back</h2>\r\n\r\nOur team is well respected within the community, and many of our agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\r\n\r\n<h2 class=\"ip_about_subtitle\">Speak with us at Chase Real Properties today!</h2>\r\n\r\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. Speak with one of our agents today to get started!','About','','inherit','closed','closed','','7-revision-v1','','','2019-05-31 05:04:45','2019-05-31 05:04:45','',7,'https://buyerben.com/7-revision-v1/',0,'revision','',0),(1722,1,'2019-05-31 05:05:38','2019-05-31 05:05:38','Chase Real Properties has been representing buyers and sellers all throughout the New York metropolitan area. We specialize particularly in residential and commercial real estate in <a href=\"https://buyerben.com/communities/westchester-county/\"><strong>Westchester</strong></a>, <a href=\"https://buyerben.com/communities/bronx/\"><strong>Bronx</strong></a>, <a href=\"https://buyerben.com/communities/queens/\"><strong>Queens</strong></a> and <a href=\"https://buyerben.com/communities/brooklyn/\"><strong>Brooklyn</strong></a>. Established by Sabry Humodah, from the very beginning, we have been raising the bar for what it means to provide first-rate service to our clients. \r\n\r\nIn today’s real estate market, <a href=\"https://buyerben.com/sellers/decide-to-sell/\"><strong>selling</strong></a> and <a href=\"https://buyerben.com/buyers/deciding-to-buy/\"><strong>buying</strong></a> a home requires advanced knowledge of online as well as traditional marketing platforms. Just having a real estate license and listing a home on the MLS is not enough – you want an agent who has their ear to the ground when it comes to market trends, a deep understanding of the communities they serve, and the ability to think outside the box. As part of the Chase Real Properties team, our agents’ skills go far beyond closing deals.\r\n\r\nOur agents are well known for their all-out approach to the job. Whether dealing with a buyer or a seller, each member of our team is masterful at creating aggressive, effective online marketing campaigns that get maximum exposure. With our vast network and access to real-time market information, our agents are able to give valuable insights and guidance in all aspects of the buying and selling process.\r\n\r\n<h2 class=\"ip_about_subtitle\">Seller Services</h2>\r\n\r\nWe showcase our sellers’ properties on our agent websites as well as top real estate sites in a way that gets attention. Our listings appear on leading local and national publications. Our goal is to make sure that their homes are viewed in the best light and are seen by the widest audience possible. \r\n\r\n<h2 class=\"ip_about_subtitle\">Buyer Services</h2>\r\n\r\nBuying a home in <a href=\"https://buyerben.com/communities/westchester-county/\"><strong>Westchester County</strong></a>, <a href=\"https://buyerben.com/communities/bronx/\"><strong>Bronx</strong></a>, <a href=\"https://buyerben.com/communities/queens/\"><strong>Queens</strong></a> or <a href=\"https://buyerben.com/communities/brooklyn/\"><strong>Brooklyn</strong></a>? Whether you’re a first-time homebuyer or this is your fifth home, you will have a seasoned pro to guide you throughout every step of the process. Our clients get the best-personalized service, qualified advice, and professional assistance in all areas we service. Knowing that we are on their side gives Chase Real Properties’ clients a stress-free real estate experience. \r\n\r\nIn today’s real estate market, the experience can mean all the difference in a successful real estate transaction. From buying your first home to expanding your real estate investment portfolio, our team at Chase Real Properties looks forward to helping you realize all your real estate goals, big and small. \r\n\r\n\r\n<h2 class=\"ip_about_subtitle\">Giving Back</h2>\r\n\r\nOur team is well respected within the community, and many of our agents are actively involved in everything from local charitable institutions to sitting on the boards of various community organizations.\r\n\r\n<h2 class=\"ip_about_subtitle\">Speak with us at Chase Real Properties today!</h2>\r\n\r\nThere is no better brokerage in the area to help you find the home of your dreams or to help you sell your home for the best possible price. 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Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJune 15, 2019\n10:21 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-46','','','2019-06-15 14:21:35','2019-06-15 14:21:35','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1848',0,'flamingo_inbound','',0),(1852,0,'2021-09-29 23:36:35','2021-09-29 23:36:35','genesisjenny.diaz@gmail.com\n[your-name]','genesisjenny.diaz@gmail.com','','publish','closed','closed','','genesisjenny-diaz-gmail-com','','','2021-09-29 23:36:35','2021-09-29 23:36:35','',0,'https://buyerben.com/?post_type=flamingo_contact&#038;p=1852',0,'flamingo_contact','',0),(1854,0,'2019-06-18 15:49:19','2019-06-18 15:49:19','Genesis\nDiaz\ngenesisjenny.diaz@gmail.com\n7188014917\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n12\n141.155.103.51\nMozilla/5.0 (iPhone; CPU iPhone OS 12_3_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/12.1.1 Mobile/15E148 Safari/604.1\nhttps://buyerben.com/rent-affordability/\nJune 18, 2019\n11:49 pm\n372\nrent-affordability\nRent Affordability\nhttps://buyerben.com/rent-affordability/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-47','','','2019-06-18 15:49:19','2019-06-18 15:49:19','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1854',0,'flamingo_inbound','',0),(1858,0,'2019-06-18 16:38:38','2019-06-18 16:38:38','www.essences@yahoo.com\n[your-name]','www.essences@yahoo.com','','publish','closed','closed','','www-essences-yahoo-com','','','2019-06-18 16:38:38','2019-06-18 16:38:38','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1858',0,'flamingo_contact','',0),(1860,0,'2019-06-18 16:38:38','2019-06-18 16:38:38','Wilmary\nMonge\nwww.essences@yahoo.com\n6467262724\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n13\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/74.0.3729.169 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJune 19, 2019\n12:38 am\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-48','','','2019-06-18 16:38:38','2019-06-18 16:38:38','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1860',0,'flamingo_inbound','',0),(1865,0,'2019-06-21 19:15:01','2019-06-21 19:15:01','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n13\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/mortgage-calculator/\nJune 22, 2019\n3:15 am\n354\nmortgage-calculator\nMortgage Calculator\nhttps://buyerben.com/mortgage-calculator/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-49','','','2019-06-21 19:15:01','2019-06-21 19:15:01','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1865',0,'flamingo_inbound','',0),(1869,0,'2019-06-22 20:05:42','2019-06-22 20:05:42','ptrhop@protonmail.com\n[your-name]','ptrhop@protonmail.com','','publish','closed','closed','','ptrhop-protonmail-com','','','2019-06-22 20:05:42','2019-06-22 20:05:42','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1869',0,'flamingo_contact','',0),(1871,0,'2019-06-22 20:05:42','2019-06-22 20:05:42','Patricia\nHope\nptrhop@protonmail.com\n653113771\nHello,\r\n\r\nI\'ve been a reader of your blog for around 4 months and I would like first of all to say that I really enjoy it.\r\n\r\nI\'ve got recently some problems with my eyes which effects my reading ability.\r\n\r\nThereby I\'ve a favor to ask. Is it possible for you to add podcast audio version of your articles?\r\n\r\nIt would be very useful for people like me or others who like to listen to your content.\r\n\r\nI\'ve researched on that a bit and I found few free services that can help to do that.\r\n\r\nHere are the websites that I found that can add podcast to your site for free, maybe there are more but I found these two.\r\n\r\nhttps://websitevoice.com\r\n\r\nhttps://www.text2speech.org\r\n\r\nThanks!\r\n\r\nPatricia Hope\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n14\n5.101.219.51\nMozilla/5.0 (Macintosh; Intel Mac OS X 10_14_4) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/12.1 Safari/605.1.15\nhttps://buyerben.com/contact/\nJune 23, 2019\n4:05 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-50','','','2019-06-22 20:05:42','2019-06-22 20:05:42','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1871',0,'flamingo_inbound','',0),(1873,0,'2019-06-29 02:20:51','2019-06-29 02:20:51','keith4567w@gmail.com\n[your-name]','keith4567w@gmail.com','','publish','closed','closed','','keith4567w-gmail-com','','','2019-06-29 02:20:51','2019-06-29 02:20:51','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1873',0,'flamingo_contact','',0),(1874,0,'2019-06-29 02:20:51','2019-06-29 02:20:51','keith\nwilliams\nkeith4567w@gmail.com\n3472951600\nHello my name is keith ed Williams we are interested in discovering more information about The Apartments and WE NEED A TWO BEDROOM A LAND LOARD WHO WILL TAKE OUR SEC.8 VOC. SEC.8 PAY From $ 1700 TWO BEDRM $1825 And up THERE IS TWO PPL  AND  OUR CREIDET S FOR ME IS 689 MY WIFE CREIDET IS 717 And she get ssi 771 and I also get ssa $849 and  I also work And Our  HOUSE Hold   INCOM IS AROUND $19789 and or bet 35000 AND PLS HELP US WE DEEPLY NEED HELP CAN SOME ONE OUT THERE HAVE A Good HEART  SO PLS HELP US PLS KINDLY THANK Y AND  PLS REPLY BACK TO US HERE IS MY CON TACK INFO keith4567w@gmail.com cell 718-705-2378 H:347-295-1600\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n15\n67.81.97.220\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/contact/\nJune 29, 2019\n2:20 am\n42\ncontact\nContact\nhttps://buyerben.com/contact/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-51','','','2019-06-29 02:20:51','2019-06-29 02:20:51','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1874',0,'flamingo_inbound','',0),(1875,0,'2019-07-01 15:26:10','2019-07-01 15:26:10','jorge.ortiz6819@gmail.com\nJorge Ortiz','jorge.ortiz6819@gmail.com','','publish','closed','closed','','jorge-ortiz6819-gmail-com','','','2019-07-01 15:26:10','2019-07-01 15:26:10','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1875',0,'flamingo_contact','',0),(1876,0,'2019-07-01 15:26:10','2019-07-01 15:26:10','Jorge Ortiz\njorge.ortiz6819@gmail.com\n9174743020\n355 Eldridge Ave Yonkers NY 10701\nYonkers\nNY\n10701\nAugust,1,2019\nPreferred Method of Contact\nSingle Family Home\n4\n2\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n4\n107.242.117.12\nMozilla/5.0 (iPhone; CPU iPhone OS 12_3_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/12.1.1 Mobile/15E148 Safari/604.1\nhttps://buyerben.com/find-my-dream-home/\nJuly 1, 2019\n3:26 pm\n38\nfind-my-dream-home\nFind My Dream Home!\nhttps://buyerben.com/find-my-dream-home/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-52','','','2019-07-01 15:26:10','2019-07-01 15:26:10','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1876',0,'flamingo_inbound','',0),(1877,0,'2019-07-01 20:01:12','2019-07-01 20:01:12','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nNo\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n14\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 1, 2019\n8:01 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-53','','','2019-07-01 20:01:12','2019-07-01 20:01:12','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1877',0,'flamingo_inbound','',0),(1878,0,'2019-07-02 16:45:51','2019-07-02 16:45:51','jionel.ubalde@august99.com\n[your-name]','jionel.ubalde@august99.com','','publish','closed','closed','','jionel-ubalde-august99-com','','','2019-07-02 16:45:51','2019-07-02 16:45:51','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1878',0,'flamingo_contact','',0),(1879,0,'2019-07-02 16:45:51','2019-07-02 16:45:51','jionel\nubalde\njionel.ubalde@august99.com\n4392840923\nYes\nagent image test only\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n15\n122.54.77.148\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 2, 2019\n4:45 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-54','','','2019-07-02 16:45:51','2019-07-02 16:45:51','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1879',0,'flamingo_inbound','',0),(1880,1,'2019-07-02 18:48:19','2019-07-02 18:48:19','<div><h2>Jeffrey Matinale</h2>\r\nVice President of Retail Sales<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747<b> | Email</b>: <u><a href=\"mailto:eng@nmbmortgage.com\" target=\"_blank\" rel=\"noopener noreferrer\">jmatinale@nmbmortgage.com</a></u>\r\n<b>Phone</b>: 631-838-1676<b>| Fax</b>: 516-706-5244<b>|Reviews</b> <a href=\"https://www.zillow.com/lender-profile/Jmatinale/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.zillow.com/lender-profile/Jmatinale/</a>\r\n<b>Apply Online: <a href=\"https://jmatinale.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://jmatinale.nmbhome.com</a></b></div>\r\n\r\n\r\n<!-- <div><h2>Ryan Rothstein</h2>\r\nBranch Manager<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747\r\n<b>Mobile</b>: 516-642-9303<b>| Phone</b>: 516-324-3880<b>| Fax</b>: 516-908-3518\r\n<b>Apply Online: <a href=\"https://rrothstein.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://rrothstein.nmbhome.com/</a></b></div> -->','Get Pre-Approved','','publish','closed','closed','','get-pre-approved-2','','','2022-06-23 22:56:12','2022-06-23 22:56:12','',0,'https://buyerben.com/?page_id=1880',0,'page','',0),(1881,1,'2019-07-02 18:48:19','2019-07-02 18:48:19','<div><b>Jeffrey Matinale</b>\r\nVice President of Retail Sales<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747<b> | Email</b>: <u><a href=\"mailto:eng@nmbmortgage.com\" target=\"_blank\" rel=\"noopener noreferrer\">jmatinale@nmbmortgage.com</a></u>\r\n<b>Phone</b>: 631-838-1676<b>| Fax</b>: 516-706-5244<b>|Reviews</b> <a href=\"https://www.zillow.com/lender-profile/Jmatinale/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.zillow.com/lender-profile/Jmatinale/</a>\r\n<b>Apply Online: <a href=\"https://jmatinale.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://jmatinale.nmbhome.com</a></b></div>','Get Pre-Approved','','inherit','closed','closed','','1880-revision-v1','','','2019-07-02 18:48:19','2019-07-02 18:48:19','',1880,'https://buyerben.com/1880-revision-v1/',0,'revision','',0),(1882,1,'2019-07-02 18:48:59','2019-07-02 18:48:59','<div><h2>Jeffrey Matinale</h2>\r\nVice President of Retail Sales<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747<b> | Email</b>: <u><a href=\"mailto:eng@nmbmortgage.com\" target=\"_blank\" rel=\"noopener noreferrer\">jmatinale@nmbmortgage.com</a></u>\r\n<b>Phone</b>: 631-838-1676<b>| Fax</b>: 516-706-5244<b>|Reviews</b> <a href=\"https://www.zillow.com/lender-profile/Jmatinale/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.zillow.com/lender-profile/Jmatinale/</a>\r\n<b>Apply Online: <a href=\"https://jmatinale.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://jmatinale.nmbhome.com</a></b></div>','Get Pre-Approved','','inherit','closed','closed','','1880-revision-v1','','','2019-07-02 18:48:59','2019-07-02 18:48:59','',1880,'https://buyerben.com/1880-revision-v1/',0,'revision','',0),(1885,0,'2019-07-02 19:07:10','2019-07-02 19:07:10','agentimage@gmail.com\n[your-name]','agentimage@gmail.com','','publish','closed','closed','','agentimage-gmail-com','','','2019-07-02 19:07:10','2019-07-02 19:07:10','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1885',0,'flamingo_contact','',0),(1886,0,'2019-07-02 19:07:10','2019-07-02 19:07:10','jionel\nubalde\nagentimage@gmail.com\n4392840923\nYes\ntester\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n16\n206.201.3.52\nMozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 2, 2019\n7:07 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-55','','','2019-07-02 19:07:10','2019-07-02 19:07:10','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1886',0,'flamingo_inbound','',0),(1887,1,'2019-07-02 19:16:37','2019-07-02 19:16:37','Considering moving to NYC? Here is the first thing you need to do: know how much rent you can afford. Committing to a lease that is too expensive is one of the fastest ways to fall into debt. Follow these simple tips to help you stick to a reasonable budget.\r\n\r\n<strong>Let’s do some numbers here</strong>\r\n\r\nMost landlords in New York City require your gross annual income (before taxes) be 40 times your monthly rent. So, for instance, if you want to rent a 1-bedroom apartment for $2,000 a month, you must prove that you make at least $80,000 a year.\r\n\r\nAn easy way to determine how much rent you can afford is to divide your income by 40. Let’s say you make $45,000 a year:\r\n\r\n$45,000/40 = 1,125\r\n\r\nUsing this equation, you can afford to pay $1,125 in rent every month. You can also this simple, little math trick to calculate 30 percent of your income. Most financial advisers and real estate professionals cite 30 percent of your annual income as an appropriate amount to spend on rent. But, do you really want to spend 30 percent of your income on rent? Before you commit to a lease, consider a few things:\r\n\r\n<strong>Account for the taxes</strong>\r\n\r\nAs mentioned above, landlords generally will want to see that you make 40 times the monthly rent – <em>before </em>taxes. In New York, state and federal taxes deduct 35% of your annual income. So, let’s say you make $50,000 a year:\r\n\r\n35% of $50,000 = 17,500\r\n\r\n$50,000 - $17,500 = $32,500\r\n\r\nYes! When taxes are deducted, you are actually taking home only $32,500 a year. It’s important to be aware of exactly how much money you are going to have in your pocket every month, so you can plan accordingly.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/taking-notes.jpg\" class=\"aligncenter\" />\r\n\r\n<strong>Don’t forget utilities and other expenses</strong>\r\n\r\nConsider all other expenses that come with life: perhaps you want to put aside money every month for retirement, or you have a health insurance plan that requires monthly payments. Everything is important, so add those up. There are also other apartment costs that come int play, besides rent: utilities and cable bills are usually not included in standard leases. Then there are miscellaneous costs that come from living in a big city: laundry, a MetroCard, a cab ride, a night out in town, movie night maybe? Don’t forget to budget for a little fun!\r\n\r\n<strong>The broker’s fee</strong>\r\n\r\nIf you choose to look for an apartment using a broker/agent, remember that will come at a price: agents generally charge 12-15% of the annual rent or one month’s rent. Landlords often ask that renters pay first and last month’s rent up front, and they may ask for a security deposit on top of that – which is generally the equivalent of one month’s rent. You will get the deposit back in the end, and it’ll be a relief not to have to pay your last month’s rent when you decide to move out, but renters must be prepared to pay a lot of money up front when they first sign a lease.\r\n\r\nAlright, enough with the scary numbers. If you have found your dream apartment and cannot prove that you make 40x the monthly rent, but know that you are good with money and can hold yourself to a strict budget, there are few options to consider:\r\n<ul>\r\n 	<li><strong>Guarantor</strong> – Guarantors are legally and financially obligated to pay your rent if you, for some reason, cannot. Guarantors need to have an annual income of 80-100x the monthly rent. Guarantors can be useful for renters with bad credit or no rental history.</li>\r\n 	<li><strong>Roommates</strong> – Sharing your apartment with others will allow you to afford a much bigger place on your budget, or perhaps a more desirable neighborhood. They help cut the cost of rent, not to mention other monthly expenses, like utilities and cable. If you decide to sublet, you may even avoid having to buy furniture!</li>\r\n</ul>\r\nFinally, just remember: the New York real estate market can be intimidating, and most first-time renters will experience some sort of fear, but worry not, here at Chase Real Properties we are committed to finding your dream home in this amazing city.','Who Said Rent? How much Can I Afford?','','publish','closed','closed','','who-said-rent-how-much-can-i-afford','','','2019-07-16 22:24:47','2019-07-16 22:24:47','',0,'https://buyerben.com/?p=1887',0,'post','',0),(1888,1,'2019-07-02 19:15:54','2019-07-02 19:15:54','','taking-notes','','inherit','closed','closed','','taking-notes-2','','','2019-07-02 19:15:54','2019-07-02 19:15:54','',1887,'https://buyerben.com/wp-content/uploads/2019/07/taking-notes.jpg',0,'attachment','image/jpeg',0),(1889,1,'2019-07-02 19:16:37','2019-07-02 19:16:37','Considering moving to NYC? Here is the first thing you need to do: know how much rent you can afford. Committing to a lease that is too expensive is one of the fastest ways to fall into debt. Follow these simple tips to help you stick to a reasonable budget.\r\n\r\n&nbsp;\r\n\r\n<strong>Let’s do some numbers here</strong>\r\n\r\nMost landlords in New York City require your gross annual income (before taxes) be 40 times your monthly rent. So, for instance, if you want to rent a 1-bedroom apartment for $2,000 a month, you must prove that you make at least $80,000 a year.\r\n\r\n&nbsp;\r\n\r\nAn easy way to determine how much rent you can afford is to divide your income by 40. Let’s say you make $45,000 a year:\r\n\r\n$45,000/40 = 1,125\r\n\r\n&nbsp;\r\n\r\nUsing this equation, you can afford to pay $1,125 in rent every month. You can also this simple, little math trick to calculate 30 percent of your income. Most financial advisers and real estate professionals cite 30 percent of your annual income as an appropriate amount to spend on rent. But, do you really want to spend 30 percent of your income on rent? Before you commit to a lease, consider a few things:\r\n\r\n&nbsp;\r\n\r\n<strong>Account for the taxes</strong>\r\n\r\nAs mentioned above, landlords generally will want to see that you make 40 times the monthly rent – <em>before </em>taxes. In New York, state and federal taxes deduct 35% of your annual income. So, let’s say you make $50,000 a year:\r\n\r\n35% of $50,000 = 17,500\r\n\r\n$50,000 - $17,500 = $32,500\r\n\r\n&nbsp;\r\n\r\nYes! When taxes are deducted, you are actually taking home only $32,500 a year. It’s important to be aware of exactly how much money you are going to have in your pocket every month, so you can plan accordingly.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/taking-notes.jpg\">\r\n\r\n<strong>Don’t forget utilities and other expenses</strong>\r\n\r\nConsider all other expenses that come with life: perhaps you want to put aside money every month for retirement, or you have a health insurance plan that requires monthly payments. Everything is important, so add those up. There are also other apartment costs that come int play, besides rent: utilities and cable bills are usually not included in standard leases. Then there are miscellaneous costs that come from living in a big city: laundry, a MetroCard, a cab ride, a night out in town, movie night maybe? Don’t forget to budget for a little fun!\r\n\r\n&nbsp;\r\n\r\n<strong>The broker’s fee</strong>\r\n\r\nIf you choose to look for an apartment using a broker/agent, remember that will come at a price: agents generally charge 12-15% of the annual rent or one month’s rent. Landlords often ask that renters pay first and last month’s rent up front, and they may ask for a security deposit on top of that – which is generally the equivalent of one month’s rent. You will get the deposit back in the end, and it’ll be a relief not to have to pay your last month’s rent when you decide to move out, but renters must be prepared to pay a lot of money up front when they first sign a lease.\r\n\r\n&nbsp;\r\n\r\nAlright, enough with the scary numbers. If you have found your dream apartment and cannot prove that you make 40x the monthly rent, but know that you are good with money and can hold yourself to a strict budget, there are few options to consider:\r\n\r\n&nbsp;\r\n<ul>\r\n 	<li><strong>Guarantor</strong> – Guarantors are legally and financially obligated to pay your rent if you, for some reason, cannot. Guarantors need to have an annual income of 80-100x the monthly rent. Guarantors can be useful for renters with bad credit or no rental history.</li>\r\n 	<li><strong>Roommates</strong> – Sharing your apartment with others will allow you to afford a much bigger place on your budget, or perhaps a more desirable neighborhood. They help cut the cost of rent, not to mention other monthly expenses, like utilities and cable. If you decide to sublet, you may even avoid having to buy furniture!</li>\r\n</ul>\r\n&nbsp;\r\n\r\nFinally, just remember: the New York real estate market can be intimidating, and most first-time renters will experience some sort of fear, but worry not, here at Chase Real Properties we are committed to finding your dream home in this amazing city.\r\n\r\n&nbsp;','Who Said Rent? How much Can I Afford?','','inherit','closed','closed','','1887-revision-v1','','','2019-07-02 19:16:37','2019-07-02 19:16:37','',1887,'https://buyerben.com/1887-revision-v1/',0,'revision','',0),(1890,1,'2019-07-02 19:17:38','2019-07-02 19:17:38','Considering moving to NYC? Here is the first thing you need to do: know how much rent you can afford. Committing to a lease that is too expensive is one of the fastest ways to fall into debt. Follow these simple tips to help you stick to a reasonable budget.\r\n\r\n<strong>Let’s do some numbers here</strong>\r\n\r\nMost landlords in New York City require your gross annual income (before taxes) be 40 times your monthly rent. So, for instance, if you want to rent a 1-bedroom apartment for $2,000 a month, you must prove that you make at least $80,000 a year.\r\n\r\nAn easy way to determine how much rent you can afford is to divide your income by 40. Let’s say you make $45,000 a year:\r\n\r\n$45,000/40 = 1,125\r\n\r\nUsing this equation, you can afford to pay $1,125 in rent every month. You can also this simple, little math trick to calculate 30 percent of your income. Most financial advisers and real estate professionals cite 30 percent of your annual income as an appropriate amount to spend on rent. But, do you really want to spend 30 percent of your income on rent? Before you commit to a lease, consider a few things:\r\n\r\n<strong>Account for the taxes</strong>\r\n\r\nAs mentioned above, landlords generally will want to see that you make 40 times the monthly rent – <em>before </em>taxes. In New York, state and federal taxes deduct 35% of your annual income. So, let’s say you make $50,000 a year:\r\n\r\n35% of $50,000 = 17,500\r\n\r\n$50,000 - $17,500 = $32,500\r\n\r\nYes! When taxes are deducted, you are actually taking home only $32,500 a year. It’s important to be aware of exactly how much money you are going to have in your pocket every month, so you can plan accordingly.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/taking-notes.jpg\" />\r\n\r\n<strong>Don’t forget utilities and other expenses</strong>\r\n\r\nConsider all other expenses that come with life: perhaps you want to put aside money every month for retirement, or you have a health insurance plan that requires monthly payments. Everything is important, so add those up. There are also other apartment costs that come int play, besides rent: utilities and cable bills are usually not included in standard leases. Then there are miscellaneous costs that come from living in a big city: laundry, a MetroCard, a cab ride, a night out in town, movie night maybe? Don’t forget to budget for a little fun!\r\n\r\n<strong>The broker’s fee</strong>\r\n\r\nIf you choose to look for an apartment using a broker/agent, remember that will come at a price: agents generally charge 12-15% of the annual rent or one month’s rent. Landlords often ask that renters pay first and last month’s rent up front, and they may ask for a security deposit on top of that – which is generally the equivalent of one month’s rent. You will get the deposit back in the end, and it’ll be a relief not to have to pay your last month’s rent when you decide to move out, but renters must be prepared to pay a lot of money up front when they first sign a lease.\r\n\r\nAlright, enough with the scary numbers. If you have found your dream apartment and cannot prove that you make 40x the monthly rent, but know that you are good with money and can hold yourself to a strict budget, there are few options to consider:\r\n<ul>\r\n 	<li><strong>Guarantor</strong> – Guarantors are legally and financially obligated to pay your rent if you, for some reason, cannot. Guarantors need to have an annual income of 80-100x the monthly rent. Guarantors can be useful for renters with bad credit or no rental history.</li>\r\n 	<li><strong>Roommates</strong> – Sharing your apartment with others will allow you to afford a much bigger place on your budget, or perhaps a more desirable neighborhood. They help cut the cost of rent, not to mention other monthly expenses, like utilities and cable. If you decide to sublet, you may even avoid having to buy furniture!</li>\r\n</ul>\r\nFinally, just remember: the New York real estate market can be intimidating, and most first-time renters will experience some sort of fear, but worry not, here at Chase Real Properties we are committed to finding your dream home in this amazing city.','Who Said Rent? How much Can I Afford?','','inherit','closed','closed','','1887-revision-v1','','','2019-07-02 19:17:38','2019-07-02 19:17:38','',1887,'https://buyerben.com/1887-revision-v1/',0,'revision','',0),(1891,1,'2019-07-13 15:51:32','2019-07-13 15:51:32','<strong>Renter’s Guide</strong>\n\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\n\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\n\nPlease click <a href=\"https://buyerben.com/get-pre-approved/\">here</a> to have a real estate agent contact you to schedule an appointment to view apartments.\n<strong>A Few Points about Apartment Information</strong>\n\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\n\n<strong>Be loyal to your Agent</strong>\n\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\n\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg\">\n\n<strong>The benefits of using a Real Estate Agent</strong>\n\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\n\n<strong>Knowing what you want</strong>\n\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\n<ul>\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\n</ul>\n<strong>Rental Requirements</strong>\n\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\n<ul>\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\n 	<li>You must show a secure and stable employment history.</li>\n 	<li>You must have good credit history (Above 650)</li>\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\n 	<li>You must show a good rental history.</li>\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\n 	<li>For business owners tax returns will be required.</li>\n 	<li>All students must have a guarantor to co-sign their lease.</li>\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\n</ul>\n<strong>When looking for an apartment</strong>\n<ul>\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\n 	<li>Ask any other questions that are in your mind.</li>\n</ul>\n<strong>When to start Looking</strong>\n\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\n\n<strong>Applying for and signing a Lease</strong>\n\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\n<ul>\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\n</ul>\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\" />','Renter\'s Guide','','inherit','closed','closed','','1707-autosave-v1','','','2019-07-13 15:51:32','2019-07-13 15:51:32','',1707,'https://buyerben.com/1707-autosave-v1/',0,'revision','',0),(1892,1,'2019-07-02 19:19:29','2019-07-02 19:19:29','<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click here to have a real estate agent contact you to schedule an appointment to view apartments [hyperlink to pop up window asking for their contact information – same as “get pre-approved”]\r\n\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners tax returns will be required.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\r\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n<strong> </strong>\r\n\r\n&nbsp;','Renters Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-07-02 19:19:29','2019-07-02 19:19:29','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),(1893,1,'2019-07-02 19:21:05','2019-07-02 19:21:05','','finis_line_2','','inherit','closed','closed','','finis_line_2-2','','','2019-07-02 19:21:05','2019-07-02 19:21:05','',1707,'https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg',0,'attachment','image/jpeg',0),(1894,1,'2019-07-02 19:21:12','2019-07-02 19:21:12','','Starting Block --- Image by © Royalty-Free/Corbis','Starting Block --- Image by © Royalty-Free/Corbis','inherit','closed','closed','','starting-block-image-by-royalty-free-corbis-2','','','2019-07-02 19:21:12','2019-07-02 19:21:12','',1707,'https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg',0,'attachment','image/jpeg',0),(1895,1,'2019-07-02 19:22:11','2019-07-02 19:22:11','<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click here to have a real estate agent contact you to schedule an appointment to view apartments [hyperlink to pop up window asking for their contact information – same as “get pre-approved”]\r\n\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners tax returns will be required.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\r\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\">','Renters Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-07-02 19:22:11','2019-07-02 19:22:11','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),(1896,1,'2019-07-02 19:23:44','2019-07-02 19:23:44','<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click here to have a real estate agent contact you to schedule an appointment to view apartments [hyperlink to pop up window asking for their contact information – same as “get pre-approved”]\r\n\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg\">\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners tax returns will be required.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\r\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\" />','Renters Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-07-02 19:23:44','2019-07-02 19:23:44','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),(1897,0,'2019-07-03 18:26:36','2019-07-03 18:26:36','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n17\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 3, 2019\n6:26 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-56','','','2019-07-03 18:26:36','2019-07-03 18:26:36','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1897',0,'flamingo_inbound','',0),(1898,0,'2019-07-03 18:27:13','2019-07-03 18:27:13','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n18\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 3, 2019\n6:27 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term 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18:27:14','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1899',0,'flamingo_inbound','',0),(1900,0,'2019-07-04 18:54:49','2019-07-04 18:54:49','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n20\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 4, 2019\n6:54 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-59','','','2019-07-04 18:54:49','2019-07-04 18:54:49','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1900',0,'flamingo_inbound','',0),(1901,0,'2019-07-05 23:26:59','2019-07-05 23:26:59','jmatinale@nmbhome.com\n[your-name]','jmatinale@nmbhome.com','','publish','closed','closed','','jmatinale-nmbhome-com','','','2019-07-05 23:26:59','2019-07-05 23:26:59','',0,'https://buyerben.com/?post_type=flamingo_contact&p=1901',0,'flamingo_contact','',0),(1902,0,'2019-07-05 23:26:59','2019-07-05 23:26:59','jeff\nJazzy\njmatinale@nmbhome.com\n6317545464\nNo\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n21\n34.231.11.249\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 5, 2019\n11:26 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-60','','','2019-07-05 23:26:59','2019-07-05 23:26:59','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1902',0,'flamingo_inbound','',0),(1903,0,'2019-07-06 18:31:57','2019-07-06 18:31:57','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n22\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 6, 2019\n6:31 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-61','','','2019-07-06 18:31:57','2019-07-06 18:31:57','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1903',0,'flamingo_inbound','',0),(1904,0,'2019-07-12 18:26:49','2019-07-12 18:26:49','Sabry\nHumodah\nshumodah@yahoo.com\n9735320138\nYes\n$wqP@2V&amp;t5D1mfpcZM)l3od39c(E*Eqgu#yMQdlyqC)^XXuu3YF5hyB*nc$iVPCf\n23\n4.11.255.114\nMozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/75.0.3770.100 Safari/537.36\nhttps://buyerben.com/get-pre-approved/\nJuly 12, 2019\n6:26 pm\n1656\nget-pre-approved\nGet Pre-Approved\nhttps://buyerben.com/get-pre-approved/\nAgentImage\nproduction@thedesignpeople.com\nChase Real Properties\nWe create long term relationships\nhttps://buyerben.com\nproduction@thedesignpeople.com','[your-subject]','','publish','closed','closed','','your-subject-62','','','2019-07-12 18:26:49','2019-07-12 18:26:49','',0,'https://buyerben.com/?post_type=flamingo_inbound&p=1904',0,'flamingo_inbound','',0),(1905,1,'2019-07-13 15:14:20','2019-07-13 15:14:20','[srzmort id=1]\r\n\r\n<strong>Thank you for visiting Chase Real Properties!</strong>\r\n\r\n<p>We have scheduled an update for this section of the website, and invite you to come back at a later date to view our new content.</p>\r\n\r\n<p>From here, feel free to go back to our <a href=\"[blogurl]\"><strong>Homepage</strong></a>, or send us any inquiries you may have and we\'ll get right back in touch.</p>\r\n\r\n<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\">[contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Mortgage Calculator','','inherit','closed','closed','','354-revision-v1','','','2019-07-13 15:14:20','2019-07-13 15:14:20','',354,'https://buyerben.com/354-revision-v1/',0,'revision','',0),(1908,1,'2019-07-13 15:37:28','2019-07-13 15:37:28','','Luis \"Enrique\" Juca','','publish','closed','closed','','luis-enrique-juca','','','2020-03-03 19:23:23','2020-03-03 19:23:23','',0,'https://buyerben.com/?post_type=aios_agent&#038;p=1908',5,'aios_agent','',0),(1909,1,'2019-07-13 15:37:28','2019-07-13 15:37:28','','Luis \"Enrique\" Juca','','inherit','closed','closed','','1908-revision-v1','','','2019-07-13 15:37:28','2019-07-13 15:37:28','',1908,'https://buyerben.com/1908-revision-v1/',0,'revision','',0),(1910,1,'2019-07-13 15:39:27','2019-07-13 15:39:27','','Luis_Juca','','inherit','closed','closed','','luis_juca-2','','','2019-07-13 15:39:27','2019-07-13 15:39:27','',1908,'https://buyerben.com/wp-content/uploads/2019/07/Luis_Juca.jpg',0,'attachment','image/jpeg',0),(1911,1,'2019-07-13 15:40:03','2019-07-13 15:40:03','','Joshua_DelOrbe-2','','inherit','closed','closed','','joshua_delorbe-2-2','','','2019-07-13 15:40:03','2019-07-13 15:40:03','',0,'https://buyerben.com/wp-content/uploads/2019/07/Joshua_DelOrbe-2.jpg',0,'attachment','image/jpeg',0),(1912,1,'2019-07-13 15:45:13','2019-07-13 15:45:13','<div><h2>Jeffrey Matinale</h2>\r\nVice President of Retail Sales<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747<b> | Email</b>: <u><a href=\"mailto:eng@nmbmortgage.com\" target=\"_blank\" rel=\"noopener noreferrer\">jmatinale@nmbmortgage.com</a></u>\r\n<b>Phone</b>: 631-838-1676<b>| Fax</b>: 516-706-5244<b>|Reviews</b> <a href=\"https://www.zillow.com/lender-profile/Jmatinale/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.zillow.com/lender-profile/Jmatinale/</a>\r\n<b>Apply Online: <a href=\"https://jmatinale.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://jmatinale.nmbhome.com</a></b></div>\r\n\r\n\r\n<div><h2>Ryan Rothstein</h2>\r\nBranch Manager<b> | </b>Nationwide Mortgage Bankers, Inc<b>.</b>\r\n68 South Service Road, Suite 340<b> | </b>Melville, NY 11747\r\n<b>Mobile</b>: 516-642-9303<b>| Phone</b>: 516-324-3880<b>| Fax</b>: 516-908-3518\r\n<b>Apply Online: <a href=\"https://rrothstein.nmbhome.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://rrothstein.nmbhome.com/</a></b></div>','Get Pre-Approved','','inherit','closed','closed','','1880-revision-v1','','','2019-07-13 15:45:13','2019-07-13 15:45:13','',1880,'https://buyerben.com/1880-revision-v1/',0,'revision','',0),(1913,1,'2019-07-13 15:46:32','2019-07-13 15:46:32','<strong>Thank you for visiting Chase Real Properties!</strong>\r\n\r\n<p>We have scheduled an update for this section of the website, and invite you to come back at a later date to view our new content.</p>\r\n\r\n<p>From here, feel free to go back to our <a href=\"[blogurl]\"><strong>Homepage</strong></a>, or send us any inquiries you may have and we\'ll get right back in touch.</p>\r\n\r\n<div class=\"aidefcf-wrapper aidefcf-wrapper-contact-us-(auto-generated-by-aios-initial-setup)\">[contact-form-7 id=\"41\" title=\"Contact Us (Auto-generated by AIOS Initial Setup)\" html_class=\"use-floating-validation-tip\"]</div>','Mortgage Calculator','','inherit','closed','closed','','354-revision-v1','','','2019-07-13 15:46:32','2019-07-13 15:46:32','',354,'https://buyerben.com/354-revision-v1/',0,'revision','',0),(1914,1,'2019-07-13 15:47:00','2019-07-13 15:47:00','\r\n[srzmort id=1]','Mortgage Calculator','','inherit','closed','closed','','354-revision-v1','','','2019-07-13 15:47:00','2019-07-13 15:47:00','',354,'https://buyerben.com/354-revision-v1/',0,'revision','',0),(1915,1,'2019-07-13 15:50:01','2019-07-13 15:50:01','<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click here to have a real estate agent contact you to schedule an appointment to view apartments [hyperlink to pop up window asking for their contact information – same as “get pre-approved”]\r\n\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg\">\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners tax returns will be required.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\r\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\" />','Renter\'s Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-07-13 15:50:01','2019-07-13 15:50:01','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),(1916,1,'2019-07-13 15:51:34','2019-07-13 15:51:34','<strong>Renter’s Guide</strong>\r\n\r\nRenting an apartment in New York is no easy task. Going at it alone often means running into numerous dead ends and uninviting spaces you’d never realistically consider. But if you have the proper guidance, finding a great rental apartment that you love is not nearly as difficult as your stress levels would indicate.\r\n\r\nWe’ve found that the best way to find an apartment in New York is with the assistance of an experienced real estate agent. The reality is that the market moves very quickly, and because so many of the city’s most desirable apartments are controlled by agents, if you’re serious about finding something that you’ll be happy to come home, we suggest enlisting the help a real estate agent on your search.\r\n\r\nPlease click <a href=\"https://buyerben.com/get-pre-approved/\">here</a> to have a real estate agent contact you to schedule an appointment to view apartments.\r\n<strong>A Few Points about Apartment Information</strong>\r\n\r\nDo not hung up on listings that you see on a website. The odds of you renting the specific apartment you inquired about on-line are very close to zero. Treat the listings you see on the internet as a starting point and use the extensive building information to become more familiar with the market. Unfortunately, listings are not updated as frequently as they should be. We have little control over this, but it is a fact of the market. We hope that in time this situation will improve, though today the best way to obtain accurate listing information is to have your broker/agent pre-screen listings.\r\n\r\n<strong>Be loyal to your Agent</strong>\r\n\r\nAgent loyalty (i.e. only working with a single agent) is an important factor in finding a great apartment. Most agents work incredibly hard to find you that perfect apartment. They are motivated to do this in the hopes that if they are successful, a transaction will be consummated at which time they will be compensated for their efforts. If your give an agent reasons to suspect that a transaction is not going to occur (i.e. if you are working with other agents or are not serious about renting/buying an apartment), he/she naturally will be less inclined to invest the time required to find your dream apartment. As a result, you will be putting yourself at a competitive disadvantage versus other apartment renters as your agent will not be as motivated as those agents whose buyers are committed to both them and to renting an apartment. The best thing you can do is to work exclusively with a single agent and make sure they understand that you are committed to working with them. Of course, the goal here is for you to find the perfect apartment, so if you are not comfortable with the agent your are working with or otherwise question his or her ability to find what you are looking for, you should let the company know so that they can discuss this with the agent and, if necessary, find a more appropriate agent for you.\r\n\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/Onyourmarkgetset.jpg\">\r\n\r\n<strong>The benefits of using a Real Estate Agent</strong>\r\n\r\nQuite simply, it is very difficult to find the ideal apartment without a real estate agent/broker. The Manhattan market is large and complex and moves very quickly; trying to navigate it on your own is a formidable challenge. Brokers live and breathe the market – most people most people rent an apartment every few years, while brokers are renting every day. Thus, the experience and knowledge they bring is invaluable and impossible to get elsewhere. In New York, many of the best apartments are rented exclusively though brokers. This means that in order to rent such apartments, you must use a broker.\r\n\r\n<strong>Knowing what you want</strong>\r\n\r\nNew York city offers some of the most varied housing options anywhere; as a result, you have many excellent options. Thus, it is important to focus in on some specifics to make your search as productive as possible. Some of the key items that you should resolve early on are as follows:\r\n<ul>\r\n 	<li><strong>Your budget </strong>–For obvious reasons, this is probably the single most important factor. The price of an apartment depends on a variety of factors – size, location, condition and features, among others – so it is critical that you determine your budget at the outset.</li>\r\n 	<li><strong>Neighborhoods of interest </strong>– Manhattan has dozens of neighborhoods, each with its own flavor and personality. Several factors can affect where you live: you might want to be close to work or your children’s school; maybe being close to a park is important: perhaps being close to great restaurants and cafes is key. The good news is that New York offers something for everyone.</li>\r\n 	<li><strong>Apartment size and features </strong>– Do you need a one- or two-bedroom apartment? A large living area? A maid’s room or a home office? Are great views important? While determining which features are important, always keep in mind that there is a price for each one and therefore prioritize them based on how much you are willing to pay for each.</li>\r\n</ul>\r\n<strong>Rental Requirements</strong>\r\n\r\nRequirements vary based on the owner and the building. The following are a few general guidelines that apply in most cases:\r\n<ul>\r\n 	<li>You will need to show an income of at least 40-50 times the monthly rent.</li>\r\n 	<li>You must show a secure and stable employment history.</li>\r\n 	<li>You must have good credit history (Above 650)</li>\r\n 	<li>You must have a social security number. If you do not have a social security number or are not in the process of applying for one you must have a guarantor co-signing your lease.</li>\r\n 	<li>You must show a good rental history.</li>\r\n 	<li>All information must be referenced in form of a letter or sometimes a phone call.</li>\r\n 	<li>For business owners tax returns will be required.</li>\r\n 	<li>All students must have a guarantor to co-sign their lease.</li>\r\n 	<li>Some buildings do not accept students- this is a legal practice and cannot be challenged in court.</li>\r\n 	<li>If you do not meet the above criteria there are usually two possible solutions:</li>\r\n 	<li>You can get a co-signer or guarantor to co-sign the lease for you.</li>\r\n 	<li>Or some owners will allow you to prepay 6to 12 months’ rent up front.</li>\r\n</ul>\r\n<strong>When looking for an apartment</strong>\r\n<ul>\r\n 	<li>Be prepared to rent the apartment on the spot. In the current market, rental apartments rarely stay available for more than a couple of days. If you are not prepared to rent the apartment, do not bother visiting it.</li>\r\n 	<li>Bring the following: letter(s) from previous landlord; pay stubs, bank statements and check book.</li>\r\n 	<li>Be prepared to put down a deposit of one month’s rent.</li>\r\n 	<li>Check the neighborhood around the building. Looks for hospitals, fire or police stations – they are noisy and will cause you to lose sleep.</li>\r\n 	<li>Check the space, layout, quality of the apartment. Make sure you feel comfortable.</li>\r\n 	<li>Ask any other questions that are in your mind.</li>\r\n</ul>\r\n<strong>When to start Looking</strong>\r\n\r\nYou should begin to look for an apartment approximately 30-45 days before you intend to move. It does not make sense for you to begin looking before this as none of the apartments you see will be available when you want to move.\r\n\r\n<strong>Applying for and signing a Lease</strong>\r\n\r\nOnce you have found an apartment, the next step is to apply and then sign the lease. A few things to keep in mind:\r\n<ul>\r\n 	<li>Bring all paperwork and money required including: employment and income verifications, pay-stubs, tax returns, stock portfolios, and at least one month’s rent in form of a check.</li>\r\n 	<li>Generally, you will need to leave a deposit equal to one month’s rent which is fully refundable in case you get rejected.</li>\r\n 	<li>Once you apply you are bound to the apartment you are applying for, unless you get rejected.</li>\r\n 	<li>When paying a deposit get a receipt that specifically states that your money will be refunded if rejected.</li>\r\n 	<li>It usually takes anywhere from an hour to a week to hear back from a landlord.</li>\r\n 	<li>If accepted, try to sign the lease as soon as possible.</li>\r\n 	<li>Make sure you understand what kind of lease you are using. There are many different types: standard, self-extending, short-term, rent stabilized, etc.</li>\r\n 	<li>Read the entire lease and make sure you understand key elements such as: rent amount, term of lease, escalations, utilities, maintenance, pets, garbage, etc.</li>\r\n 	<li>Make sure the landlord also signs the lease and that you receive a copy.</li>\r\n 	<li>Look for and read all lease addendums and any other additional forms that may come with the lease.</li>\r\n 	<li>If you have any questions- ask. If you still feel unsatisfied have a lawyer look at it.</li>\r\n 	<li>Expect to pay anywhere from 2-4 months’ rent in advance, part of which will go to a security deposit.</li>\r\n 	<li>The initial deposit that is attached to the application is usually equal to one month’s rent.</li>\r\n 	<li>At the lease signing you must pay the reminder. This typically consists of the last month’s rent and the broker’s commission.</li>\r\n 	<li>In almost all cases the landlord will ask you to pay a security deposit. This is refundable at the end of your lease term plus interest accrued. Security deposit money cannot be used as rent at any time while the lease in active.</li>\r\n 	<li>Make sure you get receipts and specific explanations of what your money is for and where it is going to be kept.</li>\r\n</ul>\r\n<img src=\"https://buyerben.com/wp-content/uploads/2019/07/finis_line_2.jpg\" />','Renter\'s Guide','','inherit','closed','closed','','1707-revision-v1','','','2019-07-13 15:51:34','2019-07-13 15:51:34','',1707,'https://buyerben.com/1707-revision-v1/',0,'revision','',0),